Bank · FDIC insured
Bank Plus
A $144.6M bank headquartered in Estherville, IA, with 4 branches in Iowa. Best rates: CDs 3.56% and savings 0.49% APY.
Bank Plus Carrot Score
70
Carrot Score
Higher than 26% of U.S. banks and credit unions
#104 of 142 in IowaHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bank Plus
Bank Plus specializes in agricultural financing, providing farm operating, equipment, livestock, and farm real estate loans.
- Headquarters
- 1202 Central Ave, Estherville, IA 51334
- FDIC certificate
- 16547 ↗
Branches
4 branches in Iowa
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Iowa
4 branches
Estherville area · 1
- Bank PlusMain office1202 Central Ave, Estherville, IA 51334Directions
Graettinger area · 1
- Robins Avenue Branch201 W Robins St, Graettinger, IA 51342Directions
Ledyard area · 1
- Ledyard Branch210 Edmunds St, Ledyard, IA 50556Directions
Swea City area · 1
- Swea City Branch322 3rd St N, Swea City, IA 50590Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.67% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.00% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.19% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $117 | $81 | — |
- CapitalLeverage ratio10.67%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.19%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$117Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bank Plus are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.