Bank · FDIC insured
Peoples Bank
A $610.4M bank headquartered in Indianola, IA, with 8 branches in Iowa. Best rates: CDs 4.10% APY.
Peoples Bank Carrot Score
65
Carrot Score
Higher than 13% of U.S. banks and credit unions
#44 of 53 in Des Moines, IA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Peoples Bank
- Headquarters
- 400 E Iowa Ave, Indianola, IA 50125
- FDIC certificate
- 34973 ↗
Branches
8 branches in Iowa
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Iowa
8 branches
Des Moines area · 4
- Peoples Savings BankMain office400 E Iowa Ave, Indianola, IA 50125Directions
- Carlisle Branch2720 Gateway Dr, Carlisle, IA 50047Directions
- Lacona Branch103 E Main St, Lacona, IA 50139Directions
- Milo Branch201 Main St, Milo, IA 50166Directions
Pella area · 2
- Knoxville Branch413 E Main St, Knoxville, IA 50138Directions
- Pleasantville Branch802 W Jasper St, Pleasantville, IA 50225Directions
Chariton area · 1
- Chariton Branch2005 Court Ave, Chariton, IA 50049Directions
Seymour area · 1
- Seymour Branch215 N 5th St, Seymour, IA 52590Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.95% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.91% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.97% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $66 | $81 | — |
- CapitalLeverage ratio9.95%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.91%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.97%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$66Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Peoples Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.