Bank · FDIC insured
Bank Iowa
A $2.3B bank headquartered in West Des Moines, IA, with 24 branches in Iowa. Best rates: CDs 4.15% and savings 0.45% APY.
Bank Iowa Carrot Score
75
Carrot Score
Higher than 40% of U.S. banks and credit unions
#36 of 53 in Des Moines, IA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bank Iowa
Bank Iowa serves communities across Iowa with local branch locations in cities including Altoona, Clarinda, Denison, Humboldt, Newton, Oskaloosa, Pella, Shenandoah, and West Des Moines.
The bank provides personal, business, and agricultural banking and lending services.
- Headquarters
- 1225 Jordan Creek Pkwy, West Des Moines, IA 50266
- FDIC certificate
- 14521 ↗
Branches
24 branches in Iowa
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Iowa
24 branches
Des Moines area · 5
- Bank Iowa Altoona Branch420 8th St Se, Altoona, IA 50009Directions
- Colfax Branch100 N Walnut St, Colfax, IA 50054Directions
- Johnston Branch5580 Merle Hay Rd, Johnston, IA 50131Directions
- Newton Branch215 W 2nd St N, Newton, IA 50208Directions
- West Des Moines Branch1150 Jordan Creek Pkwy, West Des Moines, IA 50266Directions
Oskaloosa area · 2
- Fremont Branch210 E Main St, Fremont, IA 52561Directions
- Bank Iowa Oskaloosa Branch1710 3rd Ave E, Oskaloosa, IA 52577Directions
Humboldt area · 2
- Bank Iowa Humboldt Branch506 Sumner Ave, Humboldt, IA 50548Directions
- Humboldt Drive-Up1302 5th Avenue North, Humboldt, IA 50548Directions
Shenandoah area · 2
- Drive-In Motor Bank Branch1300 West Nishna Road, Shenandoah, IA 51601Directions
- Shenandoah West Branch701 W Sheridan Ave, Shenandoah, IA 51601Directions
Clarinda area · 1
- Clarinda Branch101 E Main St, Clarinda, IA 51632Directions
Mason City area · 1
- Clear Lake Branch1919 Us Highway 18 E, Clear Lake, IA 50428Directions
Denison area · 1
- Bank Iowa Denison Branch1108 Broadway, Denison, IA 51442Directions
Essex area · 1
- Essex Branch528 Iowa Ave, Essex, IA 51638Directions
Fredericksburg area · 1
- Fredericksburg Branch165 N Woodward Ave, Fredericksburg, IA 50630Directions
Lawler area · 1
- Lawler Branch500 E Highway 24, Lawler, IA 52154Directions
Manilla area · 1
- Manilla Branch341 4th St, Manilla, IA 51454Directions
New Hampton area · 1
- Bank Iowa New Hampton Branch606 W Milwaukee St, New Hampton, IA 50659Directions
Pella area · 1
- Pella Branch640 Washington St, Pella, IA 50219Directions
Red Oak area · 1
- Bank Iowa Red Oak Branch1805 N Broadway St, Red Oak, IA 51566Directions
Schleswig area · 1
- Schleswig Branch121 2nd St, Schleswig, IA 51461Directions
Villisca area · 1
- Villisca Branch300 S 3rd Ave, Villisca, IA 50864Directions
Waucoma area · 1
- Waucoma Branch102 1st Ave Sw, Waucoma, IA 52171Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.94% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 1.38% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.30% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $91 | $88 | — |
- CapitalLeverage ratio8.94%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent1.38%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.30%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$91Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bank Iowa are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.