Bank · FDIC insured
Ashton State Bank Savings Rates
Ashton State Bank’s best savings rate is 0.50% APY on $10,000, with its Hi-Fi Passbook Account. Rates checked October 16, 2026.
How Ashton State Bank’s savings rates compare
Compared with banks and credit unions in Iowa, where Ashton State Bank has the most branches. $10,000, best rate first.
This bank’s best
Ashton State Bank
0.50%APY
- Minimum
- —
- Earns on $10,000 a year
- $50
Hi-Fi Passbook Account
Top rate
Employees Credit Union
3.82%APY
- Minimum
- $5,000
- Earns on $10,000 a year
- $381
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
Ashton State Bank savings score
79
Savings score
Higher than 48% of U.S. banks and credit unions
- $1,000 balance$1,0000.35%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.70%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Ashton State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Hi-Fi Passbook Account
0.50%APY
Interest rate is tiered based on average daily balance. A service charge will be charged for each debit transaction (withdrawal, automatic transfer or payment out of this account) in excess of six during a month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,499Tier 5: Average daily balance $2,499 & under. | 0.30% | — | Tier 5: Average daily balance $2,499 & under. |
| $2,500 – $10,000Tier 4: Average daily balance $2,500 - $9,999.99. | 0.40% | — | Tier 4: Average daily balance $2,500 - $9,999.99. |
| $10,000 – $25,000Tier 3: Average daily balance $10,000 - $24,999.99. | 0.50% | $50 | Tier 3: Average daily balance $10,000 - $24,999.99. |
| $25,000 – $100,000Tier 2: Average daily balance $25,000 - $99,999.99. | 0.60% | — | Tier 2: Average daily balance $25,000 - $99,999.99. |
| $100,000 and upTier 1: Average daily balance $100,000 & over. | 0.70% | — | Tier 1: Average daily balance $100,000 & over. |
Passbook Savings Account
0.35%APY
Interest computed daily and paid quarterly on the cash balance in the account. A service charge will be charged for each debit transaction (withdrawal, automatic transfer or payment out of this account) in excess of three during a month with no more than 6 allowed each month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceQuarterly compounding/payment.Any balance | 0.35% | $35 | Quarterly compounding/payment. |
Special-purpose accounts
IRA Passbook
2.37%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 2.37% | $237 |
Sources (1)
- ashtonstatebank.com/rates.php · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.