Credit union · NCUA insured
Polk County Credit Union
A $5.5M credit union headquartered in Des Moines, IA, with 650 members and 1 branch in Iowa. Best rates: CDs 0.95% and savings 0.50% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—0.95%CD rates →
- Savings790.70%at $100,000Savings rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Polk County Credit Union
Polk County Credit Union is a Des Moines, Iowa-based financial institution that has been in existence since 1955.
- Headquarters
- 111 Court Ave Ste 110, Administration Bldg., Des Moines, IA 50309-2219
- NCUA charter
- 65039
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees of Broadlawns Hospital.
Military, government and schools
- Membership is open to employees of the city of Altoona.
- Membership is open to employees of Fifth Judicial.
- Membership is open to employees of Heartland AEA.
- Membership is open to employees of Polk County.
Branches
1 branch in Iowa
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Iowa
1 branch
- Polk County Credit UnionMain office111 Court Ave Ste 110, Administration Bldg., Des Moines, IA 50309Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 23.65% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.04% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 2.70% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $98 | $59 | — |
- CapitalNet worth ratio23.65%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.04%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets2.70%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$98Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Polk County Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.