Bank · FDIC insured
Peoples Bank Savings Rates
Peoples Bank’s best savings rate is 0.50% APY, with its Kasasa Saver, with extra requirements. Rates checked October 16, 2026.
How Peoples Bank’s savings rates compare
Compared with banks and credit unions near Des Moines, IA, where Peoples Bank has the most branches. $10,000, best rate first.
This bank’s best
Peoples Bank
0.50%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $50
Kasasa Saver
Top rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Iowa Trust
3.70%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $370
Peoples Bank savings score
65
Savings score
Higher than 15% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Peoples Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Kasasa Saver
Up to 0.50%APY
Must link to a Kasasa Cash or Kasasa Cash Back checking account. To earn qualifying rates, enrollments must be in place and the following must post and settle to the linked checking account during each Monthly Qualification Cycle: at least 12 debit card purchases, enrolled in and agree to receive e-statements/online banking, and 1 ACH transaction per month. Automatic transfers of Kasasa Cash/Cash Back earnings. No minimum balance to earn rewards. Limit of 1 account per social security number.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $20,000Qualifying rate for daily balances up to and including $20,000.00 when linked Kasasa Cash or Kasasa Cash Back account qualifications are met. | 0.50% | $50 | Qualifying rate for daily balances up to and including $20,000.00 when linked Kasasa Cash or Kasasa Cash Back account qualifications are met. |
| Any balanceBase rate earned on entire daily balance if qualifications in linked Kasasa Cash or Kasasa Cash Back account are not met. | 0.05% | $5 | Base rate earned on entire daily balance if qualifications in linked Kasasa Cash or Kasasa Cash Back account are not met. |
| $20,000 and upQualifying rate of 0.25% interest rate on portion of daily balance over $20,000.00, resulting in a range from 0.50% to 0.29% APY depending on the account balance when qualifications are met. | 0.25% | — | Qualifying rate of 0.25% interest rate on portion of daily balance over $20,000.00, resulting in a range from 0.50% to 0.29% APY depending on the account balance when qualifications are met. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.