Bank · FDIC insured
Ashton State Bank
A $54.5M bank headquartered in Ashton, IA, with 1 branch in Iowa. Best rates: CDs 3.85% and savings 0.50% APY.
Ashton State Bank Carrot Score
73
Carrot Score
Higher than 33% of U.S. banks and credit unions
#94 of 142 in IowaHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Ashton State Bank
The Ashton State Bank is an independently owned commercial bank located in Ashton, Iowa.
- Headquarters
- 317 3rd St, Ashton, IA 51232
- FDIC certificate
- 11343 ↗
Branches
1 branch in Iowa
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Iowa
1 branch
- Ashton State BankMain office317 3rd St, Ashton, IA 51232Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 14.70% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 0.88% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | 1.41% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $78 | $67 | — |
- CapitalLeverage ratio14.70%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent0.88%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets1.41%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$78Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Ashton State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.