Credit union · NCUA insured
Peoples Credit Union Savings Rates
Peoples Credit Union’s best savings rate is 0.90% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Peoples Credit Union’s savings rates compare
Compared with banks and credit unions near Fort Dodge, IA, where Peoples Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Peoples Credit Union
0.90%APY
- Minimum
- —
- Earns on $10,000 a year
- $90
Money Market
Top rate
GreenState Credit Union
1.45%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $145
2nd-highest rate
Citizens Community Credit Union
1.10%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $110
Peoples Credit Union savings score
84
Savings score
Higher than 66% of U.S. banks and credit unions
- $1,000 balance$1,0000.45%
- $10,000 balance$10,0000.90%
- $100,000 balance$100,0001.50%
- QualifiedQualified0.90%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Peoples Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.90%APY
APY is variable, is subject to change after account opening. Ask employee for additional details. Federally Insured by NCUA.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,999APY is variable, is subject to change after account opening. Ask employee for additional details. Federally Insured by NCUA. | 0.45% | — | APY is variable, is subject to change after account opening. Ask employee for additional details. Federally Insured by NCUA. |
| $2,000 – $9,999APY is variable, is subject to change after account opening. Ask employee for additional details. Federally Insured by NCUA. | 0.60% | — | APY is variable, is subject to change after account opening. Ask employee for additional details. Federally Insured by NCUA. |
| $10,000 – $24,999APY is variable, is subject to change after account opening. Ask employee for additional details. Federally Insured by NCUA. | 0.90% | $90 | APY is variable, is subject to change after account opening. Ask employee for additional details. Federally Insured by NCUA. |
| $25,000 – $99,999APY is variable, is subject to change after account opening. Ask employee for additional details. Federally Insured by NCUA. | 1.20% | — | APY is variable, is subject to change after account opening. Ask employee for additional details. Federally Insured by NCUA. |
| $100,000 and upAPY is variable, is subject to change after account opening. Ask employee for additional details. Federally Insured by NCUA. | 1.50% | — | APY is variable, is subject to change after account opening. Ask employee for additional details. Federally Insured by NCUA. |
Sources (2)
All captured Oct 5, 2026
Escrow Account
0.50%APY
APY is variable and subject to change after account opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum deposit of $25 required to open account and earn APY. APY is variable.Any balance | 0.50% | $50 | Minimum deposit of $25 required to open account and earn APY. APY is variable. |
Sources (2)
All captured Oct 5, 2026
Savings Account
0.45%APY
APY is variable and subject to change after account opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum deposit of $25 required to open account and earn APY. APY is variable.Any balance | 0.45% | $45 | Minimum deposit of $25 required to open account and earn APY. APY is variable. |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Christmas Club
0.60%APY
APY is variable and subject to change after account opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum deposit of $25 required to open account and earn APY. APY is variable.Any balance | 0.60% | $60 | Minimum deposit of $25 required to open account and earn APY. APY is variable. |
Sources (2)
All captured Oct 5, 2026
IRA Share Account
0.50%APY
Tax-advantaged retirement savings account. Subject to IRS regulations and early withdrawal penalties. APY is variable and subject to change after account opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum deposit of $25 required to open account and earn APY. APY is variable.Any balance | 0.50% | $50 | Minimum deposit of $25 required to open account and earn APY. APY is variable. |
Sources (2)
All captured Oct 5, 2026
Who can join Peoples Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, or worships in the Iowa counties of Boone, Calhoun, Franklin, Greene, Hamilton, Hardin, Humboldt, Pocahontas, Story, Webster, and Wright.
Family and household
- Membership is open to persons in the same household as a member, and persons related to a member by the first or second degree of consanguinity or affinity (including parents, children, grandchildren, brothers, sisters, foster children, adoptive children, and such relatives of a deceased member).
Cost to join
- Opening an account in branch requires an opening deposit of $25 for a Savings account and $50 for a Checking account.
Membership information collected October 4, 2026.