Credit union · NCUA insured
Community Choice Credit Union
A $918.6M credit union headquartered in Johnston, IA, with 53,881 members and 11 branches in Iowa. Best rates: CDs 4.25% and savings 0.40% APY.
Community Choice Credit Union Carrot Score
83
Carrot Score
Higher than 64% of U.S. banks and credit unions
#25 of 53 in Des Moines, IA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Community Choice Credit Union
Founded in 1953, Community Choice Credit Union is a financial institution headquartered in Johnston, Iowa, and owned by more than 50,000 Iowans.
- Headquarters
- 6163 NW 86th st, Johnston, IA 50131
- NCUA charter
- 65078
Branches
11 branches in Iowa
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Iowa
11 branches
Des Moines area · 8
- Altoona818 8th st SW, Altoona, IA 50009Directions
- Ankeny2710 S Ankeny Blvd, Ankeny, IA 50023Directions
- Clive1351 NW 114th St, Clive, IA 50325Directions
- Downtown700 Lyon st, Des Moines, IA 50309Directions
- Locust Experience Center1408 Locust St, Des Moines, IA 50309Directions
- Grimes Unbanking Center1895 SE Grimes Blvd, Ste 102, Grimes, IA 50111Directions
- Johnston8404 nw 62nd ave, Johnston, IA 50131Directions
- West Waukee780 W Hickman Rd, Waukee, IA 50263Directions
Ames area · 1
- Ames212 E Lincoln Way, Ames, IA 50010Directions
Marshalltown area · 1
- Marshalltown10 LaFrentz Ste 300, Marshalltown, IA 50158Directions
Waterloo area · 1
- Waterloo (former PECU Branch)624 Franklin St, Waterloo, IA 50703Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.74% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.57% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.55% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $95 | $76 | — |
- CapitalNet worth ratio12.74%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.57%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.55%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$95Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Community Choice Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.