Bank · FDIC insured
State Central Bank Savings Rates
State Central Bank’s best savings rate is 0.40% APY on $10,000, with its Golden Passbook Savings. Rates checked September 24, 2026.
How State Central Bank’s savings rates compare
Compared with banks and credit unions near Fort Madison, IA, where State Central Bank has the most branches. $10,000, best rate first.
This bank’s best
State Central Bank
0.40%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $40
Golden Passbook Savings
Top rate
Nicolet National Bank
1.30%APY
- Requires
- Another account
- Minimum
- $10,000
- Earns on $10,000 a year
- $130
2nd-highest rate
Fox Valley Credit Union
1.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $100
State Central Bank savings score
76
Savings score
Higher than 40% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0000.40%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where State Central Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Golden Passbook Savings
0.40%APY
Requires $2,500 to open and a $2,500 average collected daily balance. APY assumes quarterly interest payment.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upAPY assumes quarterly interest payment.$2,500 and up | 0.40% | $40 | APY assumes quarterly interest payment. |
Sources (2)
All captured Sep 18, 2026
Regular Savings
0.20%APY
Requires no minimum deposit to open. No service charge when average collected daily balance is $50. May be subject to balance fee. APY assumes quarterly interest payment. Allows 12 withdrawals per calendar quarter at no charge.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance to obtain APY, however may be subject to balance fee. No service charge when average collected daily balance is $50. APY assumes quarterly interest payment.Any balance | 0.20% | $20 | No minimum balance to obtain APY, however may be subject to balance fee. No service charge when average collected daily balance is $50. APY assumes quarterly interest payment. |
Sources (2)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.