Credit union · NCUA insured
Empeople Credit Union
Top CarrotA $2.3B credit union, the 234th largest of 4,329, headquartered in Moline, IL, with 73,975 members and 34 branches in 7 states. Best rates: CDs 4.40% and savings 0.65% APY.
Empeople Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 87% of U.S. banks and credit unions
#3 of 20 in Waterloo, IA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Empeople Credit Union
Established in Moline, Illinois in 1935, Empeople Credit Union was founded to serve the employees of Deere & Company in the Quad Cities area.
The credit union expanded into Maine through a 2022 merger with Infinity Credit Union and into Wisconsin by acquiring TSB Bank in 2024.
Empeople operates branches across Iowa, Illinois, Maine, and Wisconsin, along with 23 Deere locations across the Midwest.
- Headquarters
- 3950 38th Ave, Moline, IL 61265-6471
- NCUA charter
- 68598
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of select employer groups and Deere dealerships throughout the country are eligible for membership.
Other ways
- Membership eligibility is available based on job, location, or family members.
Branches
34 branches in 7 states
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Iowa
11 branches
Waterloo area · 6
- Waterloo - PEC6725 Cedar Heights Dr, Waterloo, IA 50701Directions
- Waterloo - SPO1400 Westfield Ave, Waterloo, IA 50701Directions
- Waterloo Engine Works3801 W Ridgeway Ave, Waterloo, IA 50701Directions
- Waterloo Foundry2000 Westfield Ave, Waterloo, IA 50701Directions
- Waterloo Works3500 E Donald St, Waterloo, IA 50703Directions
- Waterloo-DTO400 Westfield Ave, Waterloo, IA 50701Directions
Des Moines area · 2
- Des Moines Works825 SW Irvinedale Dr, Ankeny, IA 50023Directions
- Jdf6400 NW 86th St, Johnston, IA 50131Directions
Davenport area · 1
- Davenport Works1175 E 90th ST, Davenport, IA 52807Directions
Dubuque area · 1
- Dubuque Works18600 S John Deere Rd, Dubuque, IA 52001Directions
Ottumwa area · 1
- Ottumwa Works928 E Vine St, Ottumwa, IA 52501Directions
Maine
6 branches
Portland area · 5
- Biddeford145 Main St, Biddeford, ME 04005Directions
- Munjoy Hill118 Congress St Unit 401, Portland, ME 04101Directions
- Portland29 Baxter Blvd, Portland, ME 04101Directions
- Scarborough35 Plaza Dr, Scarborough, ME 04074Directions
- Infinity Main Branch202 Larrabee Rd, Westbrook, ME 04092Directions
Bangor area · 1
- Bangor6 State St, Ste 100, Bangor, ME 04401Directions
Wisconsin
5 branches
Beaver Dam area · 4
- Horicon201 E Lake ST, Horicon, WI 53032Directions
- Lomira695 East Ave, Lomira, WI 53048Directions
- Mayville1390 Horicon St # B, Mayville, WI 53050Directions
- Theresa113 N Milwaukee St, Theresa, WI 53091Directions
Fond du Lac area · 1
- Fond du Lac17 N Pioneer Rd, Fond du Lac, WI 54935Directions
Illinois
4 branches
- Main Office - MolineMain office3950 38th Ave, Moline, IL 61265Directions
- John Deere Harvester Works1100 13th Ave, East Moline, IL 61244Directions
- PDC - Milan1600 1st Ave E, Milan, IL 61264Directions
- Admin Center1 John Deere Pl, Moline, IL 61265Directions
North Carolina
3 branches
Raleigh area · 2
- Cary2000 John Deere Run, Cary, NC 27513Directions
- Turfcare6501 S NC 55 Hwy, Fuquay-Varina, NC 27526Directions
Winston-Salem area · 1
- Kernersville1000 John Deere Rd, Kernersville, NC 27284Directions
North Dakota
3 branches
- Fargo4101 19th Ave N, Fargo, ND 58102Directions
- Fargo1441 44th ST N, Fargo, ND 58102Directions
- Fargo1750 NDSU Research Park Dr N, Fargo, ND 58102Directions
Georgia
2 branches
- Augusta700 Horizon South Pkwy, Grovetown, GA 30813Directions
- Grovetown234 John Deere Pkwy, Grovetown, GA 30813Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.31% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.59% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.74% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $96 | $88 | — |
- CapitalNet worth ratio8.31%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.59%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.74%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$96Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Empeople Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.