Bank · FDIC insured
State Central Bank
A $63.2M bank headquartered in Bonaparte, IA, with 4 branches in Iowa. Best rates: savings 0.40% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings760.40%at $10,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About State Central Bank
State Central Bank serves Bonaparte, Farmington, Keokuk, and Stockport, as well as all of Lee County and Van Buren County in Iowa.
- Headquarters
- 612 1st St, Bonaparte, IA 52620
- FDIC certificate
- 5820 ↗
Branches
4 branches in Iowa
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Iowa
4 branches
Bonaparte area · 1
- State Central BankMain office612 1st St, Bonaparte, IA 52620Directions
Farmington area · 1
- Farmington Branch101 S 2nd St, Farmington, IA 52626Directions
Fort Madison area · 1
- Keokuk Branch Office514 Main St, Keokuk, IA 52632Directions
Stockport area · 1
- Stockport Branch116 S Main St, Stockport, IA 52651Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 16.11% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 1.11% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | 1.57% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $73 | $67 | — |
- CapitalLeverage ratio16.11%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent1.11%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets1.57%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$73Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of State Central Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.