Compare Bank & Credit Union Rates
Best savings rates in Massachusetts
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Massachusetts
- Washington Savings BankHigh Yield Online Money MarketHigh Yield Online Money Market · $10 min
Bank · 2 branches
2.83%APY$283 a year on $10,000Requirements
Product: $10 minimum to open, $500,000 max deposit, no check writing ability
Offer: $10 minimum to open, $500,000 max deposit, no check writing ability
2.75% interest rate · Balance cap $500,000
Rate checked
More details - 2.75%APY$275 a year on $10,000with conditions
Requirements
Product: Available only for consumers and for new funds to the Bank. Maximum of 6 fee-free withdrawals or debits per monthly statement period; $3 fee per withdrawal or debit thereafter.
Offer: Base APY when monthly ACH credit qualifications are not met. Maximum of 6 withdrawals or debits per monthly statement period; $3 fee per withdrawal or debit over 6.
Qualified rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - 2.75%APY$275 a year on $10,000
Requirements
Product: This account must be opened with a minimum of $5,000 in new funds not already on deposit with Cape Cod 5.
Offer: Minimum daily balance of $5,000 to avoid monthly maintenance fees. Must be opened with a minimum of $5,000 in new funds not already on deposit with Cape Cod 5. Rate may change after opening.
Effective Sep 29, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $10,000 0.02% $10,000 – $50,000Your amount 2.75% $50,000 – $100,000 2.75% $100,000 – $250,000 2.75% $250,000 – $500,000 2.75% $500,000 – $1,000,000 2.75% $1,000,000 and up 2.75% Rate checked
More details - 2.75%APY$275 a year on $10,000
Requirements
Product: Personal accounts only. Must be opened with a minimum of $5,000 in new funds not already on deposit with Fidelity Bank. Monthly maintenance fee of $5 is waived by maintaining a minimum $5,000 daily balance.
Offer: Requires minimum $5,000 opening deposit in new funds not already on deposit with Fidelity Bank. Minimum daily balance of $10 to earn stated APY. $5 monthly fee waived with minimum $5,000 daily balance.
$5 monthly fee · Effective Sep 29, 2026
Rate checked
More details - 2.75%APY$275 a year on $10,000with conditions
Requirements
Product: Must already have or open a Rewards Checking Account. $10 minimum deposit to open.
Offer: Paid on balances provided all account requirements of corresponding Rewards Checking Account are met for the prior month. 2.750% APY as of 05/13/2026.
Qualified rate · Effective Oct 5, 2026
Rate checked
More details - Methuen Federal Credit UnionMoney MarketMoney Market · $2,500 min · 2.45%–3.45% by balance
Credit union · 1 branch
2.70%APY$270 a year on $10,000Effective Sep 21, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $9,999 2.45% $10,000 – $24,999Your amount 2.70% $25,000 – $49,999 2.95% $50,000 – $99,999 3.20% $100,000 and up 3.45% Rate checked
More details - 2.65%APY$265 a year on $10,000
Requirements
Product: Unlimited transfers. $2,500 minimum balance needed to avoid $10 monthly maintenance service charge.
Offer: $2,500 minimum balance needed to avoid monthly maintenance service charge.
2.62% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 2.65%APY$265 a year on $10,000intro rate
Requirements
Product: For consumer accounts only. Opening balance must be new money. No maintenance fees. Sweep Option available for $5 fee.
Offer: Daily balance of $5,000.00 required to obtain APY. Must be new money. For consumer accounts only.
Promotional rate · 2.62% interest rate · No monthly fee · Effective Sep 21, 2026
Rate checked
More details - 2.60%APY$260 a year on $10,000
Requirements
Product: No monthly service fee. Free access to Online Banking and Mobile Banking. Members in good standing may be entered to win quarterly bonus award ($25.00 minimum balance required to be eligible for bonus drawing). Variable rate product.
Offer: Rate applies to balances from $0.01 to $25,000.00.
2.57% interest rate · No monthly fee · Effective Sep 24, 2026
Rate by balance
Rate by balance for Fusion Savings Balance APY Over $0Your amount 2.60% $25,000 and up 1.60% Rate checked
More details - Greater Springfield Credit UnionKasasa SaverSavings · $0 min · 0.50%–2.53% by balance
Credit union · 2 branches
2.53%APY$253 a year on $10,000with conditionsRequirements
Product: Must be linked to a free Kasasa checking account (Kasasa Cash or Kasasa Cash Back). No maintenance fees or minimum balance. Interest and ATM fee refunds credited on the first business day of the next cycle.
Offer: When linked checking account qualifies in a month (e.g. 12 debit card purchases, 1 direct deposit/ACH, enroll in eStatements).
Qualified rate · No monthly fee · Effective Jul 1, 2024
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000Your amount 2.53% $50,000 and upTotal range 2.53% to 0.50% APY. 0.50% Rate checked
More details - Greenfield Savings BankHigh-Yield SavingsSavings · $10 min · 2.32%–3.14% by balance
Bank · 9 branches
2.53%APY$253 a year on $10,000Requirements
Product: A monthly fee of $10.00 is imposed if the daily balance on any day of the month falls below $2,500.00. Rate may change after opening. Fees could reduce earnings.
Offer: Tier 1 rate. A monthly fee of $10.00 applies if the daily balance on any day of the month falls below $2,500.00.
2.30% interest rate · $10 monthly fee
Rate by balance
Rate by balance for High-Yield Savings Balance APY $10 and up 2.32% $10,000 and upYour amountTier 2 rate. Monthly fee of $10.00 if daily balance falls below $2,500.00. 2.53% $50,000 and upTier 3 rate. Monthly fee of $10.00 if daily balance falls below $2,500.00. 3.04% $100,000 and upTier 4 rate. Monthly fee of $10.00 if daily balance falls below $2,500.00. 3.14% Rate checked
More details - 2.50%APY$250 a year on $10,000with conditions
Requirements
Product: Promotional APYs apply to accounts opened between 9/21/26and 11/30/26 and are guaranteed through 12/31/26; thereafter, APYs may change. To open a new Zeugma Plus relationship, no owner can own or have owned a Leader Bank deposit account within the past 12 months and must deposit at least $1,000 in new funds from outside Leader Bank. Each Zeugma Plus account requires a $10 initial minimum balance, but the minimum aggregate initial balance across both accounts must be at least $1,000. Limit one Zeugma Plus Checking and one Zeugma Plus Savings account per household. Additional terms and conditions may apply.
Offer: Non-qualifying balances only, or qualifying balance amounts over $250,000 (earning 2.50% APY, resulting in a blended APY between 2.50% and 5.00%). If Qualifying Criteria are not met, the entire balance will earn 2.50% APY the following month.
Qualified rate · 2.50% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - OneLocal BankHigh Yield Money MarketHigh Yield Money Market · $25 min · 2.50%–3.50% by balance
Bank · 4 branches
2.50%APY$250 a year on $10,000Requirements
Product: No checking account required. No Monthly Service Charge with daily balances over $5,000. Compounding: Daily. The rate may change at any time. Fees could reduce earnings.
Offer: Compounding: Daily. Minimum to earn APY: $.01 - $49,999. No Monthly Service Charge with daily balances over $5,000. Rate may change at any time.
2.47% interest rate · Effective Sep 1, 2023
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $49,999Your amount 2.50% $50,000 – $99,999Minimum to earn APY: $50,000 - $99,999. 2.50% $100,000 – $249,999Minimum to earn APY: $100,000 - $249,999. 2.75% $250,000 – $499,999Minimum to earn APY: $250,000 - $499,999. 3.00% $500,000 – $999,999Minimum to earn APY: $500,000 - $999,999. 3.25% $1,000,000 and upMinimum to earn APY: $1,000,000+. 3.50% Rate checked
More details - OneLocal BankiYield Money Market AccountiYield Money Market Account · $25 min · 2.50%–3.50% by balance
Bank · 4 branches
2.50%APY$250 a year on $10,000Requirements
Product: Compounding: Daily. The rate may change at any time. Fees could reduce earnings.
Offer: Compounding: Daily. Minimum to earn APY: $.01 - $49,999. Rate may change at any time.
2.47% interest rate · Effective Sep 1, 2023
Rate by balance
Rate by balance for iYield Money Market Account Balance APY Up to $49,999Your amount 2.50% $50,000 – $99,999Minimum to earn APY: $50,000 - $99,999. 2.50% $100,000 – $249,999Minimum to earn APY: $100,000 - $249,999. 2.75% $250,000 – $499,999Minimum to earn APY: $250,000 - $499,999. 3.00% $500,000 – $999,999Minimum to earn APY: $500,000 - $999,999. 3.25% $1,000,000 and upMinimum to earn APY: $1,000,000+. 3.50% Rate checked
More details - SCU Credit UnionSCU Direct Savings AccountSavings · $10 min · 0.05%–4.00% by balance
Credit union · 12 branches
2.50%APY$250 a year on $10,000with conditionsRequirements
Product: High-yield tiered savings account requiring an SCU Checking account with preauthorized weekly or monthly automatic transfers. $10.00 minimum preauthorized transfer to open; $10,000 maximum opening deposit. Unlimited withdrawals only when made in person.
Offer: Tier 1 rate. Requires SCU Checking account and preauthorized weekly or monthly transfer. $10,000 maximum opening deposit.
Qualified rate · 3.92% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for SCU Direct Savings Account Balance APY Up to $10,000 4.00% $10,000 – $50,000Your amountTier 2 rate. Published APY is a blended range of 3.75% - 2.75%. 2.50%* $50,000 – $250,000Tier 3 rate. Published APY is a blended range of 2.75% - 1.35%. 1.01%* $250,000 and upTier 4 rate. Published APY is a blended range of 1.35% - 0.05%. 0.05%* Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Massachusetts
619 accounts at 196 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.48%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Massachusetts
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 14 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches