Bank · FDIC insured
The Village Bank
Top CarrotA $2.1B bank headquartered in Newton, MA, with 10 branches in Massachusetts. Best rates: CDs 4.50% and savings 0.25% APY.
The Village Bank Carrot Score
Carrot ScoreTop Carrot
Higher than 99% of U.S. banks and credit unions
#3 of 141 in Boston, MA-NH metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About The Village Bank
The Village Bank is a mutual community bank headquartered in Newton, Massachusetts.
It operates full-service offices located across seven villages in Newton as well as neighboring Wayland and Waltham.
- Headquarters
- 320 Needham St, Newton, MA 02464
- FDIC certificate
- 26336 ↗
Branches
10 branches in Massachusetts
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Massachusetts
10 branches
- The Village BankMain office320 Needham St, Newton, MA 02464Directions
- The Village Bank Branch319 Auburn St, Auburndale, MA 02466Directions
- Nonantum Branch411 Watertown St, Newton, MA 02458Directions
- Newton Centre Branch720 Beacon St, Newton Center, MA 02459Directions
- Newton Highlands Branch56 Winchester St, Newton Highlands, MA 02461Directions
- Newtonville Branch332 Walnut St, Newtonville, MA 02460Directions
- Waban Branch89 Wyman St, Waban, MA 02468Directions
- The Village Bank Waltham Branch251 Moody Street, Waltham, MA 02453Directions
- Wayland Branch62 Boston Post Rd, Wayland, MA 01778Directions
- West Newton Branch1365 Washington St, West Newton, MA 02465Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.50% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.23% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.48% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $95 | $88 | — |
- CapitalLeverage ratio9.50%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.23%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.48%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$95Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of The Village Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.