Bank · FDIC insured
Washington Savings Bank Savings Rates
Washington Savings Bank’s best savings rate is 2.83% APY on $10,000, with its High Yield Online Money Market. Rates checked October 15, 2026.
How Washington Savings Bank’s savings rates compare
Compared with banks and credit unions near Boston, MA-NH, where Washington Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Washington Savings Bank
2.83%APY
- Requires
- None
- Minimum
- $10
- Earns on $10,000 a year
- $283
High Yield Online Money Market
Top rate
Leader Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $500
2nd-highest rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
Washington Savings Bank savings score
62
Savings score
Higher than 7% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Washington Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
High Yield Online Money Market
2.83%APY
$10 minimum to open, $500,000 max deposit, no check writing ability
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500,000$10 minimum to open, $500,000 max deposit, no check writing abilityUp to $500,000 | 2.83% | $283 | $10 minimum to open, $500,000 max deposit, no check writing ability |
Sources (1)
- washingtonsavings.com/personal…oney-market-account.html · captured Sep 24, 2026
Money Market
0.05%APY
$10 daily balance required to obtain APY. $2,500 minimum deposit to open. $10 monthly service charge waived if daily balance at least $2,500.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Tier 1: $10-$24,999.99 balance. | 0.05% | $5 | Tier 1: $10-$24,999.99 balance. |
| $25,000 – $50,000Tier 2: $25,000-$49,999.99 balance. | 0.10% | — | Tier 2: $25,000-$49,999.99 balance. |
| $50,000 – $100,000Tier 3: $50,000-$99,999.99 balance. | 0.10% | — | Tier 3: $50,000-$99,999.99 balance. |
| $100,000 and upTier 4: $100,000 or more. | 0.15% | — | Tier 4: $100,000 or more. |
Sources (2)
- washingtonsavings.com/personal…oney-market-account.html
- washingtonsavings.com/loans-cr…e-of-credit-(heloc).html
All captured Sep 24, 2026
Rewards Savings
0.10%APY
Requires a checking account with eStatements (free eStatements required to open and maintain account). Links to WSB checking account (Cash Rewards or Interest Rewards Checking).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRequires a checking account with eStatements. No minimum balance to earn rewards/interest. No monthly service fees.Any balance | 0.10% | $10 | Requires a checking account with eStatements. No minimum balance to earn rewards/interest. No monthly service fees. |
Passbook Savings
0.05%APY
Tracks transactions via a passbook.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMonthly service charge of $3.00 is waived if a daily balance of at least $50.00 is maintained each day during the monthly cycle. Minimum balance to earn interest is $10.$10 and up | 0.05% | $5 | Monthly service charge of $3.00 is waived if a daily balance of at least $50.00 is maintained each day during the monthly cycle. Minimum balance to earn interest is $10. |
Prize Savings
0.05%APY
Prize Savings is an eStatement account. Includes monthly prize drawing entry.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balancePrize Savings is an eStatement account. Minimum balance to avoid service charge is $0. Minimum balance to earn interest is $0 according to rate schedule ($10 according to product description). Receive 1 automatic entry for a $250 monthly prize drawing for every $25 increase in monthly balance up to 10 entries per month.Any balance | 0.05% | $5 | Prize Savings is an eStatement account. Minimum balance to avoid service charge is $0. Minimum balance to earn interest is $0 according to rate schedule ($10 according to product description). Receive 1 automatic entry for a $250 monthly prize drawing for every $25 increase in monthly balance up to 10 entries per month. |
Statement Savings
0.05%APY
Utilizes monthly statements to record transactions.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMonthly service charge of $3.00 is waived if a daily balance of at least $50.00 is maintained each day during the monthly cycle. Minimum balance to earn interest is $10.$10 and up | 0.05% | $5 | Monthly service charge of $3.00 is waived if a daily balance of at least $50.00 is maintained each day during the monthly cycle. Minimum balance to earn interest is $10. |
Special-purpose accounts
Non-Profit Money Market
3.08%APY
No check writing ability. Maximum balance of $500,000.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500,000$10 minimum deposit to open, $500,000 max balance, no check writing ability.Up to $500,000 | 3.08% | $308 | $10 minimum deposit to open, $500,000 max balance, no check writing ability. |
Sources (2)
- washingtonsavings.com/personal…oney-market-account.html
- washingtonsavings.com/loans-cr…e-of-credit-(heloc).html
All captured Sep 24, 2026
IRA Money Market
2.27%APY
Traditional and Roth IRA options available.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Must maintain a minimum daily balance of $10.00 to obtain APY. Monthly service charge of $10.00 waived if daily balance of at least $2,500.00 is maintained each day during the monthly cycle. | 2.27% | $227 | Must maintain a minimum daily balance of $10.00 to obtain APY. Monthly service charge of $10.00 waived if daily balance of at least $2,500.00 is maintained each day during the monthly cycle. |
| $25,000 – $50,000Must maintain a minimum daily balance of $10.00 to obtain APY. Monthly service charge of $10.00 waived if daily balance of at least $2,500.00 is maintained each day during the monthly cycle. | 2.53% | — | Must maintain a minimum daily balance of $10.00 to obtain APY. Monthly service charge of $10.00 waived if daily balance of at least $2,500.00 is maintained each day during the monthly cycle. |
| $50,000 – $100,000Must maintain a minimum daily balance of $10.00 to obtain APY. Monthly service charge of $10.00 waived if daily balance of at least $2,500.00 is maintained each day during the monthly cycle. | 2.78% | — | Must maintain a minimum daily balance of $10.00 to obtain APY. Monthly service charge of $10.00 waived if daily balance of at least $2,500.00 is maintained each day during the monthly cycle. |
| $100,000 and upMust maintain a minimum daily balance of $10.00 to obtain APY. Monthly service charge of $10.00 waived if daily balance of at least $2,500.00 is maintained each day during the monthly cycle. | 3.04% | — | Must maintain a minimum daily balance of $10.00 to obtain APY. Monthly service charge of $10.00 waived if daily balance of at least $2,500.00 is maintained each day during the monthly cycle. |
Christmas Club
0.10%APY
Set money aside year-round for holiday expenses. Full balance issued via check in the 1st week of October. Early withdrawals may result in penalties.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upNo monthly service fees. Minimum balance to earn interest is $10.$10 and up | 0.10% | $10 | No monthly service fees. Minimum balance to earn interest is $10. |
Vacation Club
0.05%APY
Set money aside year-round for vacations. Withdraw funds as needed with no early withdrawal penalty.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upNo monthly service fees. Minimum balance to earn interest is $10.$10 and up | 0.05% | $5 | No monthly service fees. Minimum balance to earn interest is $10. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.