Compare Bank & Credit Union Rates
Best savings rates in Methuen, MA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Methuen, MA
- First Tech Federal Credit UnionFirst Tech Premier Rewards SavingsSavings · $25 min
Credit union · 1 branch
3.50%APY$350 a year on $10,000with conditionsRequirements
Product: Restriction: Cannot also be primary account owner on First Tech Rewards Savings, First Tech Rewards Checking, and/or Dividend Rewards Checking. Account must be a personal account or trust account/fiduciary account. Business, Organization, and HSA accounts are not eligible. Primary account owner must also be primary account owner on a Membership Share Savings account. Enrollment requirements: within 30 days of program enrollment, achieve minimum aggregate deposit balance of $250,000 across First Tech share accounts or $500,000 via Addison Avenue Investment Services. Ongoing: maintain minimum average daily balance of $250,000 across share accounts or $500,000 via Addison Avenue Investment Services.
Qualified rate · 3.44% interest rate · Effective Oct 1, 2026
Rate checked
More details - BrightBridge Credit UnionBridgeBuilder High Yield Savings AccountSavings · $5,000 min
Credit union · 1 branch
3.30%APY$330 a year on $10,000intro rateRequirements
Product: Available for new accounts with funds not currently held on deposit in a BrightBridge Credit Union account. No monthly maintenance fee.
Offer: Available for funds not currently on deposit with BrightBridge Credit Union.
Promotional rate · 3.25% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Primary account owner must also be primary account owner of a First Tech Rewards Checking account and Membership Share Savings account.
Offer: Qualified rate: Requires meeting monthly First Tech Rewards Checking qualification requirements (aggregate spend of at least $1,000/month on debit/credit card, ACH or direct deposits totaling at least $1,000/cycle, and enrollment in electronic statements/disclosures).
Qualified rate · 2.96% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Can be opened in conjunction with a Certificate of Deposit (CD) or a TSB 365 Checking account. Deposits and withdrawals can be made at any time. No interest is accrued on any day that the balance is less than $10.00. Service fees may reduce earnings.
Offer: Available only in conjunction with a TSB 365 Checking account or any CD.
Qualified rate · 2.96% interest rate · Effective Sep 30, 2026
Rate checked
More details - Methuen Federal Credit UnionMoney MarketMoney Market · $2,500 min · 2.45%–3.45% by balance
Credit union · 1 branch
2.70%APY$270 a year on $10,000Effective Sep 21, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $9,999 2.45% $10,000 – $24,999Your amount 2.70% $25,000 – $49,999 2.95% $50,000 – $99,999 3.20% $100,000 and up 3.45% Rate checked
More details - BrightBridge Credit UnionHigh Yield SavingsSavings · $10,000 min · 2.00%–2.85% by balance
Credit union · 1 branch
2.00%APY$200 a year on $10,000Requirements
Product: No monthly maintenance fee. Minimum opening balance is $10,000. Rates subject to change after opening.
1.98% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $50,000Your amount 2.00% $50,000 and up 2.85% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Higher rates earn when linked checking account meets monthly qualifications: 12 POS debit card purchases, at least 1 automatic payment/direct deposit/bill pay, and enrollment in e-statements.
Offer: Applies to average daily balances up to $25,000 when linked Kasasa checking account qualification requirements are met.
Qualified rate · 1.00% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Jeanne D'Arc Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.50%–0.65% by balance
Credit union · 1 branch
0.55%APY$55 a year on $10,000Requirements
Product: Requires a $5.00 Membership Account. Requires a $1,000 minimum balance to open and a minimum daily balance of $1,000 each day to obtain the disclosed APY.
Offer: Must maintain a minimum daily balance of $1,000 in your account each day to obtain the disclosed APY. Requires a $5.00 Membership Account.
0.50% interest rate · No monthly fee · Effective Mar 31, 2023
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000 0.50% $10,000 – $25,000Your amount 0.55% $25,000 – $50,000 0.55% $50,000 – $100,000 0.60% $100,000 and up 0.65% Rate checked
More details - Rockland TrustRockland Complete Money MarketRockland Complete Money Market · $250 min · 0.10%–1.00% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Variable interest rates; may change after the account is opened. Fees may reduce your earnings. The APY for each balance tier in your Rockland Trust Complete Money Market Savings Account will apply to the entire balance.
Offer: Compounded monthly. Variable interest rate. APY applies to entire balance.
0.10% interest rate · Compounded monthly · Effective Oct 6, 2026
Rate by balance
Rate by balance for Rockland Complete Money Market Balance APY Up to $5,000 0.10% $5,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.55% $50,000 – $1,000,000 1.00% $1,000,000 and up 1.00% Rate checked
More details - BrightBridge Credit UnionMoney Market AccountsMoney Market Accounts · $25 min · 0.25%–3.40% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Balance determines rate tier. Minimum $2,500 required to avoid a service fee. Rates subject to change daily.
Offer: Tier 1: $0.00-$2,499.99.
0.25% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $2,500 0.25% $2,500 – $25,000Your amount 0.25% $25,000 – $50,000 0.50% $50,000 – $100,000 0.75% $100,000 – $250,000 1.00% $250,000 – $1,000,000 1.50% $1,000,000 and up 3.40% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Available exclusively to NESC Credit Union members. Rate may change after account opening. Funds earn dividends from the first business day of deposit, compounded daily and posted monthly. Accrued dividends are forfeited if account is closed prior to monthly posting.
Offer: Minimum deposit/balance is listed as N/A. Assumes funds including dividends remain on deposit for 365 days.
0.25% interest rate · Compounded daily
Rate checked
More details - Rockland TrustMoney Market SavingsMoney Market Savings · $25 min · 0.05%–0.55% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Variable interest rates; may change after the account is opened. $8 monthly maintenance fee waived if you maintain a $2,500 daily balance. The APY for each balance tier applies to the entire balance.
Offer: Compounded monthly. Variable interest rate. $8 monthly fee waived with $2,500 daily balance. APY applies to entire balance.
0.05% interest rate · Compounded monthly · $8 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.50% $50,000 – $1,000,000 0.55% $1,000,000 and up 0.55% Rate checked
More details - Methuen Co-operative BankMoney Market AccountMoney Market Account · $2,500 min · 0.10%–1.00% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Minimum daily balance of $2,500 required to avoid monthly service fee. Variable rate of interest tiered depending on account balance. Checks and transfers are limited.
Offer: Minimum daily balance of $10.00 to obtain APY.
0.10% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.10% $2,500 – $9,999 0.15% $10,000 – $24,999Your amount 0.20% $25,000 – $49,999 0.30% $50,000 – $99,999 0.40% $100,000 – $249,999 0.50% $250,000 – $499,999 0.60% $500,000 – $999,999 0.70% $1,000,000 – $1,499,999 0.80% $1,500,000 – $1,999,999 0.90% $2,000,000 and up 1.00% Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Must maintain a Partnership Checking account. Age requirement to open is 18. Daily balance of $7,500.00 or higher waives Partnership Checking monthly service charge ($17.50). Interest compounded monthly.
Qualified rate · 0.10% interest rate · Compounded monthly · No monthly fee · Effective Oct 8, 2026
Rate by balance
Rate by balance for Partnership Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.50% $50,000 – $100,000 0.60% $100,000 – $250,000 1.10% $250,000 – $500,000 1.20% $500,000 and up 1.50% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Open a share account with one share ($25.00) for lifetime membership. Minimum balance to earn a dividend is $100.00. Account closed within 90 days incurs a $10.00 fee. No monthly fees.
Offer: Dividends are paid and compounded quarterly from current income and available earnings after required transfers to reserves.
Compounded quarterly · No monthly fee · Effective Sep 21, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Methuen, MA
37 accounts at 12 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.82%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
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Boston, MA-NH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 13 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches