Compare Bank & Credit Union Rates
Best savings rates in Fall River, MA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Fall River, MA
- St. Anne's Credit UnionOnline Only Money Market SpecialOnline Only Money Market Special · $2,500 min
Credit union · 5 branches
4.95%APY$495 a year on $10,000Requirements
Product: Offered online only. New money and new members only. Variable rate account; rates may change after account opening. Interest is paid for each day funds remain on deposit.
Offer: As high as 4.95% APY. Requires $2,500.00 minimum daily balance to earn APY and minimum deposit. Available online only to new members and with new money.
Rate checked
More details - 4.00%APY$400 a year on $10,000with conditions
Requirements
Product: Must have a linked Kasasa Cash, Kasasa Cash Back, or Kasasa Eats checking account. Requires meeting checking qualification criteria during each Monthly Qualification Cycle (12 debit card purchases, 1 direct deposit or ACH credit, and enrollment in e-statements). Limit 1 account per tax identification number. Not for commercial purposes.
Offer: Applies to average daily balances up to $100,000 when linked Kasasa checking qualifications are met.
Qualified rate · 3.93% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: Internet-only savings account. In-branch transactions/services are $5.00 per visit.
Offer: Minimum balance to open and earn disclosed APY is $10.00; in-branch banking fee of $5.00 per visit.
0.60% interest rate · Effective Oct 5, 2026
Rate checked
More details - Rockland TrustRockland Complete Money MarketRockland Complete Money Market · $250 min · 0.10%–1.00% by balance
Bank · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: Variable interest rates; may change after the account is opened. Fees may reduce your earnings. The APY for each balance tier in your Rockland Trust Complete Money Market Savings Account will apply to the entire balance.
Offer: Compounded monthly. Variable interest rate. APY applies to entire balance.
0.10% interest rate · Compounded monthly · Effective Oct 6, 2026
Rate by balance
Rate by balance for Rockland Complete Money Market Balance APY Up to $5,000 0.10% $5,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.55% $50,000 – $1,000,000 1.00% $1,000,000 and up 1.00% Rate checked
More details - 0.30%APY$30 a year on $10,000with conditions
Requirements
Product: Customers must maintain a PRIME TIME Checking Account to be eligible for product. Fees could reduce earnings. The rate on these accounts may change after the account is opened.
Qualified rate · 0.30% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for Prime Time™ Balance APY Up to $25,000Your amount 0.30% $25,000 – $50,000 0.75% $50,000 – $100,000 1.06% $100,000 – $250,000 2.02% $250,000 – $500,000 2.53% $500,000 – $1,000,000 2.53% $1,000,000 – $1,500,000 2.53% $1,500,000 – $2,000,000 2.53% Over $2,000,000 2.53% Rate checked
More details - Mechanics Cooperative BankPremier Choice SavingsSavings · $10 min · 0.00%–3.00% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Must be linked to/maintain a Premier Choice Checking account ($25 min to open; $5,000 min balance to avoid $27 monthly service fee). $5.00 monthly service fee waived if $200 daily balance is maintained.
Offer: Requires Premier Choice Checking account. Monthly fee waived with $200.00 daily balance.
Qualified rate · 0.00% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Premier Choice Savings Balance APY Up to $100 0.00% $100 – $10,000 0.10% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.70% $50,000 – $100,000 1.25% $100,000 and up 3.00% Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Aug 14, 2026
Rate checked
More details - Saint Michaels Federal Credit UnionMMSA (Money Market Shares)MMSA (Money Market Shares) · $2,500 min · 0.05%–0.25% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Dividends credited monthly. Balances below $2,500.00 earn .05%.
Offer: Balances below $2,500.00 earn .05%.
0.05% interest rate
Rate by balance
Rate by balance for MMSA (Money Market Shares) Balance APY Up to $2,500 0.05%* $2,500 and upYour amount 0.25% Rate checked
More details - Rockland TrustMoney Market SavingsMoney Market Savings · $25 min · 0.05%–0.55% by balance
Bank · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Variable interest rates; may change after the account is opened. $8 monthly maintenance fee waived if you maintain a $2,500 daily balance. The APY for each balance tier applies to the entire balance.
Offer: Compounded monthly. Variable interest rate. $8 monthly fee waived with $2,500 daily balance. APY applies to entire balance.
0.05% interest rate · Compounded monthly · $8 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.50% $50,000 – $1,000,000 0.55% $1,000,000 and up 0.55% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Membership begins with opening a share account, granting ownership into the credit union. Dividends are paid monthly.
Offer: Dividends are paid monthly.
0.15% interest rate · Effective Aug 14, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Works similarly to the Regular Share Account but pays a higher dividend rate based on balance.
0.15% interest rate · Effective Aug 14, 2026
Rate checked
More details - Mechanics Cooperative BankPersonal Money MarketPersonal Money Market · $500 min · 0.00%–4.05% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Variable rate account. Monthly service fee of $27 waived if $500 daily balance is maintained. Interest is paid on the full balance in the account at the corresponding tier rate. Six not-in-person transactions allowed per cycle.
0.00% interest rate · $27 monthly fee · Effective Oct 13, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $100 0.00% $100 – $25,000Your amount 0.10% $25,000 – $100,000 1.00% $100,000 – $250,000 2.50% $250,000 – $1,000,000 3.00% $1,000,000 – $2,500,000 3.50% $2,500,000 and up 4.05% Rate checked
More details - 0.10%APY$10 a year on $10,000intro rate
Requirements
Product: Variable rate account; rates subject to change after opening. Interest is paid for each day funds remain on deposit.
Offer: Minimum daily balance to earn APY is $0.01.
Promotional rate
Rate checked
More details - 0.10%APY$10 a year on $10,000intro rate
Requirements
Product: Variable rate account; rates subject to change after opening. Interest is paid for each day funds remain on deposit.
Offer: Minimum daily balance to earn APY is $0.01.
Promotional rate
Rate checked
More details - BayCoast BankConsumer Money MarketConsumer Money Market · $1,000 min · 0.10%–0.20% by balance
Bank · 6 branches
0.10%APY$10 a year on $10,000Requirements
Product: Rate may change after the account is opened. Interest is compounded and credited monthly. Maintenance or activity fees may reduce earnings. Monthly maintenance service charge of $5 waived if an average daily balance of $1,000 is maintained.
Offer: Tier 1. Monthly maintenance service charge of $5 waived if maintain average daily balance of $1,000.
0.10% interest rate · $5 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Consumer Money Market Balance APY $1,000 and up 0.10% $10,000 and upYour amountTier 2. 0.10% $50,000 and upTier 3. 0.15% $100,000 and upTier 4. 0.20% $250,000 and upTier 5. 0.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Fall River, MA
38 accounts at 13 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 0.30%
- Banks, typical
- 0.08%
- Credit unions, typical
- 0.10%
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Providence, RI-MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
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