Compare Bank & Credit Union Rates
Best savings rates in Lynn, MA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Lynn, MA
- Salem Five BankGold Star Money Market Special OfferGold Star Money Market Special Offer · $10 min
Bank · 1 branch
3.30%APY$330 a year on $10,000intro rateRequirements
Product: Special offer available for funds not currently on deposit at Salem Five. Maximum deposit amount is $1,000,000 per account and one account per customer. Only residents of the following communities qualify: Amesbury, Ipswich, Newbury, Newburyport, Salisbury, Georgetown, and Rowley. Variable rates.
Promotional rate · 3.25% interest rate
Rate checked
More details - Reading Cooperative BankCash Booster Money MarketCash Booster Money Market · $100 min · 0.00%–3.00% by balance
Bank · 1 branch
3.00%APY$300 a year on $10,000Requirements
Product: Monthly maintenance fee of $12.00 if balance falls below $2,500.00 any day of the cycle. $10.00 minimum balance to open stated in overview ($100.00 in rate schedule).
Offer: Minimum balance to earn APY: Bal.<$10.00. Monthly maintenance fee of $12.00 if balance falls below $2,500.00 any day of the cycle.
0.00% interest rate · $12 monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Cash Booster Money Market Balance APY Up to $10 0.00% Up to $2,500 0.05% $2,500 – $10,000 3.00% $10,000 – $25,000Your amount 3.00% $25,000 – $50,000 3.00% $50,000 – $100,000 3.00% $100,000 and upMinimum balance to earn APY: Bal. $100,000 and More. 3.00% Rate checked
More details - St. Jean's Credit UnionSuper Money MarketSuper Money Market · $10,000 min · 1.25%–1.75% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: If the average daily balance for a statement period falls below $2,500, the dividend for that statement period will be calculated using the applicable regular savings rate. If the average daily balance for a statement period falls below $10,000, the dividend for that statement period will be calculated using the applicable regular money market account rate. Limited check writing access.
Offer: Minimum deposit to earn rate is $10,000.
1.24% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Super Money Market Balance APY $10,000 – $50,000Your amount 1.25% $50,000 – $100,000Minimum deposit to earn rate is $50,000. 1.50% $100,000 and upMinimum deposit to earn rate is $100,000. 1.75% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Personal accounts only. Monthly maintenance fee is waived if balance stays at or above $500 each day of the monthly cycle, if the account owner is under age 26, if enrolled in Debit Card Round Up with at least one qualifying credit posted during the cycle, or for the first month for new account openings.
Offer: Minimum balance of $10 to open and obtain APY. Variable interest rate compounded monthly, credited monthly, and calculated using the daily balance method. Rate may change after account opening.
1.00% interest rate · Compounded monthly
Rate checked
More details - Salem Five BankClassic Five Money MarketClassic Five Money Market · $10 min · 0.10%–2.40% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Monthly maintenance fee waived for the first month for new account openings, or if balance is at least $500, or if enrolled in Debit Card Round Up Program with at least one Debit Card Round Up credit post per monthly cycle. Offer available for funds not currently on deposit. Maximum deposit limit $1,000,000 per account and one account per customer. Personal accounts only. Variable rates.
0.10% interest rate
Rate by balance
Rate by balance for Classic Five Money Market Balance APY Up to $5,000 0.10% $5,000 – $10,000 0.10% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 1.00% $50,000 – $75,000 2.40% $75,000 – $100,000 2.40% $100,000 and up 2.40% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Must meet credit union membership requirements, including purchase and maintenance of at least one membership share.
0.40% interest rate
Rate by balance
Rate by balance for Share Balance APY Up to $25,000Your amount 0.40% $25,000 – $100,000 0.50% Rate checked
More details - Rockland TrustRockland Complete Money MarketRockland Complete Money Market · $250 min · 0.10%–1.00% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Variable interest rates; may change after the account is opened. Fees may reduce your earnings. The APY for each balance tier in your Rockland Trust Complete Money Market Savings Account will apply to the entire balance.
Offer: Compounded monthly. Variable interest rate. APY applies to entire balance.
0.10% interest rate · Compounded monthly · Effective Oct 6, 2026
Rate by balance
Rate by balance for Rockland Complete Money Market Balance APY Up to $5,000 0.10% $5,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.55% $50,000 – $1,000,000 1.00% $1,000,000 and up 1.00% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: If the average daily balance for a statement period falls below $2,500, the dividend for that statement period will be calculated using the applicable regular savings rate. Limited check writing access.
Offer: Minimum deposit to earn rate is $2,500.
0.30% interest rate · Effective Sep 1, 2026
Rate checked
More details - Rockland TrustMoney Market SavingsMoney Market Savings · $25 min · 0.05%–0.55% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Variable interest rates; may change after the account is opened. $8 monthly maintenance fee waived if you maintain a $2,500 daily balance. The APY for each balance tier applies to the entire balance.
Offer: Compounded monthly. Variable interest rate. $8 monthly fee waived with $2,500 daily balance. APY applies to entire balance.
0.05% interest rate · Compounded monthly · $8 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.50% $50,000 – $1,000,000 0.55% $1,000,000 and up 0.55% Rate checked
More details - RiverWorks Credit UnionMoney Market AccountMoney Market Account · $1,500 min · 0.10%–0.30% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Tiered rate account. Dividends compounded monthly. No interest penalty for closing account. Balance below $1,500.00 will receive the same rate as the regular savings account. If average daily balance falls below the minimum for that dividend period, you will not earn any dividends during that period. Variable share deposit rate account rates may change after account is opened. Fees could reduce earnings.
Offer: If average daily balance falls below the minimum for that dividend period, you will not earn any dividends during that period.
0.10% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,500 – $2,500 0.10% $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.15% $25,000 – $75,000 0.30% $75,000 – $100,000 0.30% $100,000 and up 0.30% Rate checked
More details - Massachusetts Family Credit UnionMoney MarketMoney Market · $25 min · 0.05%–2.00% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Membership is open to persons who live or work in Essex and Middlesex County areas.
Offer: Dividends credited and compounded monthly. Minimum balance of $25.00 required to open and maintain account.
0.05% interest rate · Compounded monthly · Effective Nov 1, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.05% $5,000 – $24,999Your amount 0.15% $25,000 – $99,999 1.00% $100,000 – $199,999 1.00% $200,000 and up 2.00% Rate checked
More details - Salem Five BankGold Star Money MarketGold Star Money Market · $10 min · 0.10%–2.40% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Must be opened with funds not currently on deposit with Salem Five Bank. Maximum deposit amount allowed to open is $1,000,000, and deposits will not be accepted once balance reaches $1,000,000 (interest continues to accrue). One account per customer. Personal accounts only. Zero monthly fees. Variable rates.
0.10% interest rate · No monthly fee
Rate by balance
Rate by balance for Gold Star Money Market Balance APY Up to $5,000 0.10% $5,000 – $10,000 0.10% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $75,000 2.40% $75,000 – $100,000 2.40% $100,000 – $250,000 2.40% $250,000 – $500,000 2.40% $500,000 and up 2.40% Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate · No monthly fee · Effective Sep 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Individuals eligible for membership open and maintain membership with a Share/Savings account of $25.00.
0.10% interest rate
Rate checked
More details - Reading Cooperative BankMoney Market Deposit AccountsMoney Market Deposit Accounts · $10 min · 0.05%–0.10% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Minimum daily balance of $10 to earn annual percentage yield.
Offer: Minimum daily balance of >$9.99 and <$2,500.00 to earn APY.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Deposit Accounts Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.05% $100,000 and up 0.10% Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lynn, MA
34 accounts at 12 banks and credit unions · checked Oct 5–22
- Typical
- 0.05%
- Top 10% from
- 0.85%
- Banks, typical
- 0.02%
- Credit unions, typical
- 0.13%
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Boston, MA-NH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 13 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches