Bank · FDIC insured
OneLocal Bank Savings Rates
OneLocal Bank’s best savings rate is 2.50% APY on $10,000, with its High Yield Money Market. Rates checked October 15, 2026.
How OneLocal Bank’s savings rates compare
Compared with banks and credit unions near Boston, MA-NH, where OneLocal Bank has the most branches. $10,000, best rate first.
This bank’s best
OneLocal Bank
2.50%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $250
High Yield Money Market
Top rate
Leader Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $500
2nd-highest rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
OneLocal Bank savings score
67
Savings score
Higher than 18% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0002.75%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where OneLocal Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
High Yield Money Market
2.50%APY
No checking account required. No Monthly Service Charge with daily balances over $5,000. Compounding: Daily. The rate may change at any time. Fees could reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $49,999Compounding: Daily. Minimum to earn APY: $.01 - $49,999. No Monthly Service Charge with daily balances over $5,000. Rate may change at any time. | 2.50% | $250 | Compounding: Daily. Minimum to earn APY: $.01 - $49,999. No Monthly Service Charge with daily balances over $5,000. Rate may change at any time. |
| $50,000 – $99,999Compounding: Daily. Minimum to earn APY: $50,000 - $99,999. No Monthly Service Charge with daily balances over $5,000. Rate may change at any time. | 2.50% | — | Compounding: Daily. Minimum to earn APY: $50,000 - $99,999. No Monthly Service Charge with daily balances over $5,000. Rate may change at any time. |
| $100,000 – $249,999Compounding: Daily. Minimum to earn APY: $100,000 - $249,999. No Monthly Service Charge with daily balances over $5,000. Rate may change at any time. | 2.75% | — | Compounding: Daily. Minimum to earn APY: $100,000 - $249,999. No Monthly Service Charge with daily balances over $5,000. Rate may change at any time. |
| $250,000 – $499,999Compounding: Daily. Minimum to earn APY: $250,000 - $499,999. No Monthly Service Charge with daily balances over $5,000. Rate may change at any time. | 3.00% | — | Compounding: Daily. Minimum to earn APY: $250,000 - $499,999. No Monthly Service Charge with daily balances over $5,000. Rate may change at any time. |
| $500,000 – $999,999Compounding: Daily. Minimum to earn APY: $500,000 - $999,999. No Monthly Service Charge with daily balances over $5,000. Rate may change at any time. | 3.25% | — | Compounding: Daily. Minimum to earn APY: $500,000 - $999,999. No Monthly Service Charge with daily balances over $5,000. Rate may change at any time. |
| $1,000,000 and upCompounding: Daily. Minimum to earn APY: $1,000,000+. No Monthly Service Charge with daily balances over $5,000. Rate may change at any time. | 3.50% | — | Compounding: Daily. Minimum to earn APY: $1,000,000+. No Monthly Service Charge with daily balances over $5,000. Rate may change at any time. |
Sources (2)
All captured Oct 5, 2026
iYield Money Market Account
2.50%APY
Compounding: Daily. The rate may change at any time. Fees could reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $49,999Compounding: Daily. Minimum to earn APY: $.01 - $49,999. Rate may change at any time. | 2.50% | $250 | Compounding: Daily. Minimum to earn APY: $.01 - $49,999. Rate may change at any time. |
| $50,000 – $99,999Compounding: Daily. Minimum to earn APY: $50,000 - $99,999. Rate may change at any time. | 2.50% | — | Compounding: Daily. Minimum to earn APY: $50,000 - $99,999. Rate may change at any time. |
| $100,000 – $249,999Compounding: Daily. Minimum to earn APY: $100,000 - $249,999. Rate may change at any time. | 2.75% | — | Compounding: Daily. Minimum to earn APY: $100,000 - $249,999. Rate may change at any time. |
| $250,000 – $499,999Compounding: Daily. Minimum to earn APY: $250,000 - $499,999. Rate may change at any time. | 3.00% | — | Compounding: Daily. Minimum to earn APY: $250,000 - $499,999. Rate may change at any time. |
| $500,000 – $999,999Compounding: Daily. Minimum to earn APY: $500,000 - $999,999. Rate may change at any time. | 3.25% | — | Compounding: Daily. Minimum to earn APY: $500,000 - $999,999. Rate may change at any time. |
| $1,000,000 and upCompounding: Daily. Minimum to earn APY: $1,000,000+. Rate may change at any time. | 3.50% | — | Compounding: Daily. Minimum to earn APY: $1,000,000+. Rate may change at any time. |
Sources (1)
- onelocalbank.com/for-you/banking/deposit-rates · captured Oct 5, 2026
Statement Savings
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.10% | — |
| $10,000 – $25,000 | 0.10% | $10 |
| $25,000 – $50,000 | 0.10% | — |
| $50,000 – $100,000 | 0.10% | — |
| $100,000 and up | 0.10% | — |
Sources (2)
All captured Oct 5, 2026
iBoundless Savings
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.10% | — |
| $10,000 – $25,000 | 0.10% | $10 |
| $25,000 – $50,000 | 0.10% | — |
| $50,000 – $100,000 | 0.10% | — |
| $100,000 and up | 0.10% | — |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.