Compare Bank & Credit Union Rates
Best savings rates in Westborough, MA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Worcester County, MA · Showing Worcester County, MA: too few institutions in Westborough, MA
- 3.85%APY$385 a year on $10,000
Requirements
Product: Account can only be opened online; in-person branch transactions are not allowed. Opening deposit must be funded with new money only (cannot be transferred from existing CSB account). Monthly maintenance service charge of $3.00 is waived if enrolled in eStatements.
Offer: Must maintain a minimum daily balance of $10.00 each day of the monthly statement cycle to obtain APY. Monthly service charge of $3.00 is waived with eStatements. Compounded daily and credited monthly.
3.78% interest rate · Compounded daily · $3 monthly fee · Effective Apr 6, 2026
Rate checked
More details - 3.60%APY$360 a year on $10,000with conditions
Requirements
Product: Available in conjunction with Perks Checking or Relationship Rewards Checking. Monthly maintenance fee is $0. Must deposit $10 to open. Daily balance of $10.00 required to earn APY. Inactivity fee of $10 charged after 1 year of inactivity and every 90 days thereafter on balances under $1,000.
Offer: Paired with Relationship Rewards Checking. Preferred rate of 3.40% added to base rate of 0.10%, resulting in 3.50% interest rate and 3.60% APY. Requires active Relationship Rewards Checking account.
Qualified rate · 3.50% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - First Tech Federal Credit UnionFirst Tech Premier Rewards SavingsSavings · $25 min
Credit union · 6 branches
3.50%APY$350 a year on $10,000with conditionsRequirements
Product: Restriction: Cannot also be primary account owner on First Tech Rewards Savings, First Tech Rewards Checking, and/or Dividend Rewards Checking. Account must be a personal account or trust account/fiduciary account. Business, Organization, and HSA accounts are not eligible. Primary account owner must also be primary account owner on a Membership Share Savings account. Enrollment requirements: within 30 days of program enrollment, achieve minimum aggregate deposit balance of $250,000 across First Tech share accounts or $500,000 via Addison Avenue Investment Services. Ongoing: maintain minimum average daily balance of $250,000 across share accounts or $500,000 via Addison Avenue Investment Services.
Qualified rate · 3.44% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.50%APY$350 a year on $10,000intro rate
Requirements
Product: Available to new consumer deposit customers only (not having a consumer deposit account relationship with Avidia Bank for at least the past 6 months). Opening online is available to New England residents. Requires new money. The rate will not drop below 2.50% APY (2.47% rate) anytime before July 4, 2027 for accounts maintaining the daily minimum balance of $5,000. Daily balances of $4,999.99 and below will earn 1.00% APY (1.00% rate). After July 4, 2027, the account will revert to the then current High Yield Savings rate.
Offer: Daily balances of $4,999.99 and below will earn 1.00% APY (1.00% rate). Must be new money.
Promotional rate · 1.00% interest rate · No monthly fee · Effective Sep 21, 2026
Rate by balance
Rate by balance for America 250 Savings Balance APY Up to $5,000 1.00% $5,000 and upYour amount 3.50% Rate checked
More details - 3.42%APY$342 a year on $10,000with conditions
Requirements
Product: Must be part of the Preferred Customer program with a combined average deposit balance of $250,000 or more.
Offer: Must be part of the Preferred Customer program (Platinum customers have a combined average deposit balance of $250,000 or more). Rate index is 30 Day Avg SOFR minus 10% of the 30 Day Avg SOFR rate index. Advertised interest is paid only on balances up to $1,000,000.00; balances over $1,000,000.00 will not earn interest on the portion over $1,000,000.00.
Qualified rate · 3.37% interest rate · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - 3.30%APY$330 a year on $10,000intro rate
Requirements
Product: Liquid high-yield savings account special. Minimum $10,000 in new money to open. Maintain minimum daily balance of $10.00 to obtain advertised APY. Not open to Municipalities or Businesses. Monthly fee $0. Inactivity fee of $10 charged after 1 year of inactivity and every 90 days thereafter on balances under $1,000.
Offer: Requires minimum of $10,000 in new money (funds not currently on deposit with Country Bank) to open. Maintain minimum daily balance of $10.00 to obtain APY.
Promotional rate · 3.25% interest rate · No monthly fee · Effective Jun 1, 2026
Rate checked
More details - BrightBridge Credit UnionBridgeBuilder High Yield Savings AccountSavings · $5,000 min
Credit union · 1 branch
3.30%APY$330 a year on $10,000intro rateRequirements
Product: Available for new accounts with funds not currently held on deposit in a BrightBridge Credit Union account. No monthly maintenance fee.
Offer: Available for funds not currently on deposit with BrightBridge Credit Union.
Promotional rate · 3.25% interest rate · No monthly fee · Effective Oct 5, 2026
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More details - 3.25%APY$325 a year on $10,000
Requirements
Product: Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account.
0.00% interest rate
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.00% $10,000 and upYour amount 3.25% Rate checked
More details - 3.25%APY$325 a year on $10,000with conditions
Requirements
Product: Must be linked to Kasasa Cash Checking or Kasasa Cash Back Checking account. No minimum deposit required to open. Qualifications require at least 1 direct deposit or ACH payment transaction, at least 12 debit card purchases post and settle, and enrollment in e-Statements during each Monthly Qualification Cycle.
Offer: When Kasasa Cash or Kasasa Cash Back qualifications are met; balances below $100,000.01
Qualified rate · 3.20% interest rate · No monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $100,000Your amount 3.25% Over $100,000 0.40% Rate checked
More details - 3.20%APY$320 a year on $10,000with conditions
Requirements
Product: Requires having a Beacon Bank checking account with an ownership relationship. Variable premium interest rate. Fees may reduce earnings.
Offer: Variable premium interest rate subject to change without notice. Requires an ownership relationship on a Beacon Bank checking account.
Qualified rate · Effective Sep 18, 2026
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More details - 3.04%APY$304 a year on $10,000
Requirements
Product: Online exclusive account with a $500 minimum opening deposit.
Offer: For accounts enrolled in eDelivery of statements.
3.00% interest rate · Effective Oct 5, 2026
Rate checked
More details - IC Credit UnionHigh-Yield SavingsSavings · $10,000 min · 0.05%–3.04% by balance
Credit union · 5 branches
3.04%APY$304 a year on $10,000Requirements
Product: Available to consumers only. New money is welcome but not required. No monthly maintenance fees. Dividends labeled as Interest on Statement and Online Banking. Fees may reduce earnings. Variable share account rate subject to change.
Offer: $10,000 minimum balance required to open and earn advertised APY. Available to consumers only. New money is welcome but not required.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for High-Yield Savings Balance APY Up to $10,000 0.05% $10,000 – $1,000,000Your amount 3.04% Over $1,000,000 3.04% Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Primary account owner must also be primary account owner of a First Tech Rewards Checking account and Membership Share Savings account.
Offer: Qualified rate: Requires meeting monthly First Tech Rewards Checking qualification requirements (aggregate spend of at least $1,000/month on debit/credit card, ACH or direct deposits totaling at least $1,000/cycle, and enrollment in electronic statements/disclosures).
Qualified rate · 2.96% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Must be paired/opened with an Advantage High Interest or Advantage Cash Back checking account. Workers Federal Credit Union membership required ($5 minimum balance). No recurring monthly maintenance charges or fees to open or close account. Limit of one Advantage checking account per social security number.
Offer: Qualifying rate earned when linked Advantage Checking qualifications are met during Monthly Qualification Cycle (at least 1 Direct Deposit/ACH credit or debit, at least 15 debit card purchases, and eStatements enrollment). Applies to daily balances up to $100,000.
Qualified rate · 2.96% interest rate · Balance cap $100,000 · No monthly fee · Effective Oct 15, 2026
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More details - Worcester Police Department Federal Credit UnionPremium Yield AccountPremium Yield Account · $2,500 min
Credit union · 1 branch
3.00%APY$300 a year on $10,000Requirements
Product: Two free withdrawals or transfers per month; $10 fee for each additional withdrawal or transfer. Requires a $2,500 balance to earn dividends.
Offer: Requires a $2,500 balance to earn dividends. Dividends do not accrue on days when ending balance is below $2,500. Two free withdrawals per month, $10 per additional withdrawal/transfer out.
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Worcester County, MA
161 accounts at 44 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.75%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Worcester, MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 1 branch
- GFA FCUCredit union · 4 branches
- UMassFiveCredit union · 1 branch