Bank · FDIC insured
OneLocal Bank
A $1.1B bank headquartered in Norwood, MA, with 4 branches in Massachusetts. Best rates: CDs 4.10% and savings 2.50% APY.
OneLocal Bank Carrot Score
70
Carrot Score
Higher than 26% of U.S. banks and credit unions
#95 of 141 in Boston, MA-NH metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About OneLocal Bank
OneLocal Bank is headquartered in Norwood, Massachusetts.
- Headquarters
- 11 Central St, Norwood, MA 02062
- FDIC certificate
- 26555 ↗
Branches
4 branches in Massachusetts
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Massachusetts
4 branches
- OneLocal BankMain office11 Central St, Norwood, MA 02062Directions
- Central St Branch1 Central St, Foxboro, MA 02035Directions
- Main St Branch160 Main St, Norfolk, MA 02056Directions
- South Street Branch129 South St, Plainville, MA 02762Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.68% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.21% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.99% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $108 | $88 | — |
- CapitalLeverage ratio13.68%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.21%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.99%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$108Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of OneLocal Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.