Credit union · NCUA insured
SCU Credit Union
A $1.4B credit union, the 358th largest of 4,329, headquartered in Sharon, MA, with 70,338 members and 12 branches in Massachusetts. Best rates: CDs 4.25% and savings 0.50% APY.
SCU Credit Union Carrot Score
84
Carrot Score
Higher than 65% of U.S. banks and credit unions
#45 of 141 in Boston, MA-NH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About SCU Credit Union
SCU Credit Union was incorporated in 1956.
It was formed in 2020 through the merger of Sharon Credit Union and Crescent Credit Union.
- Headquarters
- 30 Pond St, Sharon, MA 02067-2040
- NCUA charter
- 67836
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, attend school, college or university, or have a usual place of business in specified counties in Massachusetts (Barnstable, Bristol, Dukes, Middlesex, Nantucket, Norfolk, Plymouth, Suffolk), Rhode Island (Bristol, Newport, Providence), or specified towns in Worcester County, Massachusetts (Blackstone, Hopedale, Mendon, Milford, Millville, Northbridge, Southborough, Upton, Uxbridge, Westborough).
Family and household
- Membership is open to family members (defined as spouse, child, brother, sister, parent, grandchild, grandparent, stepchild, stepbrother, stepsister, sister-in-law, brother-in-law, mother-in-law, father-in-law, daughter-in-law, son-in-law, aunt, uncle, niece, nephew, or cousin) of eligible persons, regardless of location.
Other ways
- Membership is open to organization members (fraternal organizations, voluntary associations, partnerships, or corporations) having a usual place of business within the commonwealth and composed principally of individual members or stockholders eligible for credit union membership or the Central Credit Union Fund, Inc.
Branches
12 branches in Massachusetts
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Massachusetts
12 branches
Boston area · 8
- Belmont St. Branch1300 Belmont St, 1st Floor, Brockton, MA 02301Directions
- Campello Branch1219 Main St, Brockton, MA 02301Directions
- Corporate Headquarters1300 Belmont St, 2nd and 3rd Floors, Brockton, MA 02301Directions
- Main Office - Commercial St115 Commercial St, Brockton, MA 02302Directions
- Oak St Branch835 Oak St, Brockton, MA 02301Directions
- Walpole Branch2 Union St, East Walpole, MA 02032Directions
- Foxboro Branch121 Main St, Foxboro, MA 02035Directions
- Sharon Branch42 Pond St, Sharon, MA 02067Directions
Providence area · 4
- Mansfield Branch100 Forbes Blvd, Mansfield, MA 02048Directions
- North Attleboro Branch73 N Washington St, North Attleboro, MA 02760Directions
- Taunton Park Branch200 Myles Standish Blvd, Taunton, MA 02780Directions
- Taunton Rt-140 Branch951 County St, Taunton, MA 02780Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.83% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.43% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.88% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $91 | $88 | — |
- CapitalNet worth ratio12.83%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.43%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.88%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$91Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of SCU Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.