Credit union · NCUA insured
Greater Springfield Credit Union
A $227.8M credit union headquartered in Springfield, MA, with 10,953 members and 2 branches in Massachusetts. Best rates: CDs 3.56% and savings 0.10% APY.
Greater Springfield Credit Union Carrot Score
72
Carrot Score
Higher than 32% of U.S. banks and credit unions
#11 of 22 in Springfield, MA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Greater Springfield Credit Union
Greater Springfield Credit Union is a member-owned credit union chartered in 1927 and headquartered in Springfield, Massachusetts.
The credit union also operates a full-service branch in East Longmeadow, Massachusetts.
- Headquarters
- 1030 Wilbraham Rd, Springfield, MA 01109
- NCUA charter
- 67902
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Hampden or Hampshire County.
Cost to join
- An initial deposit of $25 is required to open an account and establish membership.
Branches
2 branches in Massachusetts
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Massachusetts
2 branches
- Main OfficeMain office1030 Wilbraham Rd, Springfield, MA 01109Directions
- Branch157 Shaker Rd, East Longmeadow, MA 01028Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 19.74% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.45% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.80% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $62 | $76 | — |
- CapitalNet worth ratio19.74%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.45%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.80%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$62Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Greater Springfield Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.