Fidelity Bank Savings & Money Market Rates

How Fidelity Bank’s savings rates compare

Compared with banks and credit unions near Worcester, MA, where Fidelity Bank has the most branches. $10,000, best rate first.

This bank’s best
Fidelity Bank
2.75%APY
Requires
None
Minimum
$5,000
Earns on $10,000 a year
$275
Premier Savings
Top rate
Clinton Savings Bank
3.85%APY
Requires
None
Minimum
$100
Earns on $10,000 a year
$385
Clinton Savings Bank rates
2nd-highest rate
Country Bank for Savings
3.60%APY
Requires
Another account
Minimum
$10
Earns on $10,000 a year
$360
Country Bank for Savings rates

Compare savings rates near you →

Savings score

Higher than 88% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.02%
$10,000 balance$10,0002.75%
$100,000 balance$100,0002.75%
QualifiedQualified2.75%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Fidelity Bank ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the bank’s website. Earnings assume the rate doesn’t change.

Premier Savings

2.75%APY$5,000 to open

Personal accounts only. Must be opened with a minimum of $5,000 in new funds not already on deposit with Fidelity Bank. Monthly maintenance fee of $5 is waived by maintaining a minimum $5,000 daily balance.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$10 and upRequires minimum $5,000 opening deposit in new funds not already on deposit with Fidelity Bank. Minimum daily balance of $10 to earn stated APY. $5 monthly fee waived with minimum $5,000 daily balance.$10 and up	2.75%	$275	Requires minimum $5,000 opening deposit in new funds not already on deposit with Fidelity Bank. Minimum daily balance of $10 to earn stated APY. $5 monthly fee waived with minimum $5,000 daily balance.

Sources (3)

All captured Oct 5, 2026

Premier Money Market

0.07%APYRequirements apply$2,500 to open

Available exclusively to Premier Spending relationship clients. Maintain a minimum $2,500 daily balance to waive the $5 monthly maintenance fee.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $25,000Available exclusively to Premier Spending relationship clients. Maintain a minimum $2,500 daily balance to waive the $5 monthly maintenance fee.	0.07%	$7	Available exclusively to Premier Spending relationship clients. Maintain a minimum $2,500 daily balance to waive the $5 monthly maintenance fee.
$25,000 and upAvailable exclusively to Premier Spending relationship clients. Maintain a minimum $2,500 daily balance to waive the $5 monthly maintenance fee.	0.09%	—	Available exclusively to Premier Spending relationship clients. Maintain a minimum $2,500 daily balance to waive the $5 monthly maintenance fee.

Sources (3)

All captured Oct 5, 2026

Plus Money Market

0.05%APYRequirements apply$2,500 to open

Available exclusively to Plus Spending relationship clients. Maintain a minimum $2,500 daily balance to waive the $5 monthly maintenance fee.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $10,000Available exclusively to Plus Spending relationship clients. Maintain a minimum $2,500 daily balance to waive the $5 monthly maintenance fee.	0.04%	—	Available exclusively to Plus Spending relationship clients. Maintain a minimum $2,500 daily balance to waive the $5 monthly maintenance fee.
$10,000 – $25,000Available exclusively to Plus Spending relationship clients. Maintain a minimum $2,500 daily balance to waive the $5 monthly maintenance fee.	0.05%	$5	Available exclusively to Plus Spending relationship clients. Maintain a minimum $2,500 daily balance to waive the $5 monthly maintenance fee.
$25,000 and upAvailable exclusively to Plus Spending relationship clients. Maintain a minimum $2,500 daily balance to waive the $5 monthly maintenance fee.	0.07%	—	Available exclusively to Plus Spending relationship clients. Maintain a minimum $2,500 daily balance to waive the $5 monthly maintenance fee.

Sources (3)

All captured Oct 5, 2026

Primary Money Market

0.02%APY$2,500 to open

Maintain a minimum $2,500 daily balance to waive the $5 monthly maintenance fee.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $10,000Maintain a minimum $2,500 daily balance to waive the $5 monthly maintenance fee.	0.01%	—	Maintain a minimum $2,500 daily balance to waive the $5 monthly maintenance fee.
$10,000 – $25,000Maintain a minimum $2,500 daily balance to waive the $5 monthly maintenance fee.	0.02%	$2	Maintain a minimum $2,500 daily balance to waive the $5 monthly maintenance fee.
$25,000 and upMaintain a minimum $2,500 daily balance to waive the $5 monthly maintenance fee.	0.04%	—	Maintain a minimum $2,500 daily balance to waive the $5 monthly maintenance fee.

Sources (3)

All captured Oct 5, 2026

Primary Savings

0.02%APY$10 to open

Personal accounts only. Monthly maintenance fee of $1 is waived by maintaining a minimum $10.00 daily balance.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$10 and upMinimum daily balance of $10 to earn stated APY. $1 monthly fee waived with minimum $10.00 daily balance.$10 and up	0.02%	$2	Minimum daily balance of $10 to earn stated APY. $1 monthly fee waived with minimum $10.00 daily balance.

Sources (3)

All captured Oct 5, 2026

Special-purpose accounts

Retirement Premier Savings (IRA)

2.75%APYIRA$5,000 to open

Personal accounts only. Must be opened with a minimum of $5,000 in new funds not already on deposit with Fidelity Bank.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$10 and upRequires minimum $5,000 opening deposit in new funds not already on deposit with Fidelity Bank. Minimum daily balance of $10 to earn stated APY.$10 and up	2.75%	$275	Requires minimum $5,000 opening deposit in new funds not already on deposit with Fidelity Bank. Minimum daily balance of $10 to earn stated APY.

Sources (2)

All captured Oct 5, 2026

Growth Savings

0.50%APYKids and teens$10 to open

Personal accounts only. Qualifying child must be 18 years old or younger (or ages 13 to 18). Converts to Primary Savings or similar product upon reaching age 19.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$10 and upQualifying child must be 18 years old or younger (or between ages 13 and 18). Converts to Primary Savings or similar product at age 19. Minimum daily balance of $10 to earn stated APY.$10 and up	0.50%	$50	Qualifying child must be 18 years old or younger (or between ages 13 and 18). Converts to Primary Savings or similar product at age 19. Minimum daily balance of $10 to earn stated APY.

Sources (3)

All captured Oct 5, 2026

Retirement Money Market

0.02%APYIRA$10 to open

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
Up to $10,000	0.01%	—
$10,000 – $25,000	0.02%	$2
$25,000 and up	0.04%	—

Sources (3)

All captured Oct 5, 2026

18/65 Savings

0.02%APYSeniors$10 to open

Personal accounts only. To qualify, account holder must be under the age of 19 or age 65 and older.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$10 and upMust be under age 19 or age 65 and older. Minimum daily balance of $10 to earn stated APY.$10 and up	0.02%	$2	Must be under age 19 or age 65 and older. Minimum daily balance of $10 to earn stated APY.

Sources (3)

All captured Oct 5, 2026

Retirement Savings (IRA)

0.02%APYIRA$10 to open

Personal accounts only.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$10 and upMinimum daily balance of $10 to earn stated APY.$10 and up	0.02%	$2	Minimum daily balance of $10 to earn stated APY.

Sources (3)

All captured Oct 5, 2026

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

Visit institution website ↗Branches and institution details

← Fidelity Bank overview

How Fidelity Bank’s savings rates compare

Fidelity Bank savings score

Current savings rates

Premier Savings

Premier Money Market

Plus Money Market

Primary Money Market

Primary Savings

Special-purpose accounts

Retirement Premier Savings (IRA)

Growth Savings

Retirement Money Market

18/65 Savings

Retirement Savings (IRA)

Opening an account