Credit union · NCUA insured
GFA FCU Savings Rates
Top CarrotGFA FCU’s best savings rate is 3.25% APY on $10,000, with its Money Market. Rates checked October 15, 2026.
How GFA FCU’s savings rates compare
Compared with banks and credit unions near Worcester, MA, where GFA FCU has the most branches. $10,000, best rate first.
This credit union’s best
GFA FCU
3.25%APY
- Requires
- None
- Minimum
- $500
- Earns on $10,000 a year
- $325
Money Market
Top rate
Clinton Savings Bank
3.85%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $385
2nd-highest rate
Country Bank for Savings
3.60%APY
- Requires
- Another account
- Minimum
- $10
- Earns on $10,000 a year
- $360
GFA FCU savings score
95
Savings score
Higher than 97% of U.S. banks and credit unions
- $1,000 balance$1,0002.60%
- $10,000 balance$10,0003.25%
- $100,000 balance$100,0003.25%
- QualifiedQualified3.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where GFA FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
3.25%APY
Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns |
|---|---|---|---|
| Up to $10,000$500 to open | 0.00% | $500 | — |
| $10,000 and upUnknown to open | 3.25% | Unknown | $325 |
Fusion Savings
2.60%APY
No monthly service fee. Free access to Online Banking and Mobile Banking. Members in good standing may be entered to win quarterly bonus award ($25.00 minimum balance required to be eligible for bonus drawing). Variable rate product.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Rate applies to balances from $0.01 to $25,000.00. | 2.60% | $260 | Rate applies to balances from $0.01 to $25,000.00. |
| $25,000 and upRate applies to balances of $25,000.00+ ($25,000.01 and above). | 1.60% | — | Rate applies to balances of $25,000.00+ ($25,000.01 and above). |
Sources (3)
- gfafcu.com/bank/savings/1865-savings.html
- gfafcu.com/bank/savings/fusion-savings.html
- gfafcu.com/rates.html
All captured Sep 24, 2026
Statement Savings
Up to 0.05%APY
No monthly fee. Free access to Online Banking and Mobile Banking. No deposit or withdrawal restrictions. $50 minimum balance to earn interest.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $0 | 0.00% | $0 |
| $50 and up | 0.05% | $5 |
| $500 and up | 0.05% | $5 |
| $5,000 and up | 0.05% | $5 |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Non-Profit Savings
1.50%APY
APY rates variable and subject to change after account opening. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $50,000 | 1.50% | $150 |
| $50,000 – $100,000 | 2.50% | — |
| $100,000 – $250,000 | 3.25% | — |
| $250,000 – $500,000 | 3.25% | — |
| Over $500,000 | 3.75% | — |
Sources (1)
- gfafcu.com/bank/savings/1865-savings.html · captured Oct 5, 2026
18/65 Savings
Up to 0.05%APY
For members 18 and under or 65+. No monthly fee. Free Online and Mobile Banking.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $0 | 0.00% | $0 |
| $10 and up | 0.05% | $5 |
Sources (1)
- gfafcu.com/bank/savings/1865-savings.html · captured Oct 5, 2026
Savings IRA
Up to 0.05%APY
No monthly fee. Free access to Online Banking and Mobile Banking. Savings account for retirement. Tax advantages.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $0 | 0.00% | $0 |
| $50 and up | 0.05% | $5 |
| $500 and up | 0.05% | $5 |
| $5,000 and up | 0.05% | $5 |
Sources (2)
All captured Oct 5, 2026
Who can join GFA FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.