Credit union · NCUA insured
Hanscom Federal Credit Union
Top CarrotA $2.2B credit union, the 240th largest of 4,329, headquartered in Hanscom AFB, MA, with 96,606 members and 15 branches in 2 states. Best rates: CDs 4.50% and savings 0.10% APY.
Hanscom Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 99% of U.S. banks and credit unions
#1 of 141 in Boston, MA-NH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Hanscom Federal Credit Union
Connected to its community since 1953, Hanscom Federal Credit Union operates from its Operations Center in Littleton, Massachusetts.
The credit union was granted Preferred Lender status by the U.S. Small Business Administration to support small businesses with SBA financing.
- Headquarters
- 1610 Eglin St, Hanscom AFB, MA 01731
- NCUA charter
- 9095
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is available to employees, volunteers, and retirees of companies offering Hanscom FCU as a benefit.
- Membership is available to members of Hanscom FCU partner organizations.
Military, government and schools
- Membership is open to active or retired employees of the federal government in Massachusetts.
- Membership is open to active duty or retired military personnel.
Family and household
- Membership is open to individuals who have an immediate family member who is a current member.
Other ways
- Existing members may open additional accounts.
Branches
15 branches in 2 states
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Massachusetts
14 branches
Boston area · 13
- Hanscom AFBMain office1610 Eglin St, Hanscom AFB, MA 01731Directions
- Bedford325 Great Rd, Bedford, MA 01730Directions
- MITRE BedfordMITRE Building K, 202 Burlington Rd, Bedford, MA 01730Directions
- Beverly50 Dodge St, Beverly, MA 01915Directions
- Brockton940 Belmont St, VA Boston Healthcare System Building 3, Brockton, MA 02301Directions
- Burlington6 Wayside Rd, Burlington, MA 01803Directions
- Mount Auburn Hospital Branch330 Mount Auburn St, Cambridge, MA 02138Directions
- Dorchester Branch8 District Ave, Dorchester, MA 02125Directions
- Jamaica Plain150 S Huntington Ave, VA Medical Center, Jamaica Plain, MA 02130Directions
- Littleton25 Porter Rd, Ste 100, Littleton, MA 01460Directions
- Natick15 General Greene Ave, Natick, MA 01760Directions
- Billerica199 Boston Rd, North Billerica, MA 01862Directions
- West Roxbury1400 VFW Pkwy, VA Medical Center, West Roxbury, MA 02132Directions
Worcester area · 1
- Devens24 Andrews Pkwy, Devens, MA 01434Directions
Virginia
1 branch
- McLean VAMITRE Building 2, 7515 Colshire Dr, McLean, VA 22102Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.47% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.51% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.33% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $87 | $88 | — |
- CapitalNet worth ratio10.47%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.51%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.33%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$87Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Hanscom Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.