Credit union · NCUA insured
Methuen Federal Credit Union
Top CarrotA $39.9M credit union headquartered in Methuen, MA, with 2,541 members and 1 branch in Massachusetts. Best rates: CDs 4.07% and savings 2.70% APY.
Methuen Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 97% of U.S. banks and credit unions
#5 of 141 in Boston, MA-NH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Methuen Federal Credit Union
Methuen Federal Credit Union is a federally chartered credit union based in Methuen, Massachusetts.
The credit union converted to a community charter on March 1, 2018.
- Headquarters
- 248 Broadway, Methuen, MA 01844
- NCUA charter
- 10954
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work (or regularly conduct business in), worship or attend school in the City of Methuen, Massachusetts are eligible for membership.
Employers and groups
- Employees of Methuen Federal Credit Union are eligible.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, step-children, step-parent, step-siblings, adopted children) and household members of eligible persons, as well as organizations of such persons, are eligible.
Other ways
- Members of record as of the effective date 3/1/2018 of conversion to community charter are eligible.
- Spouses of persons who died while within the field of membership of this credit union are eligible.
- Volunteers in the community are eligible for membership.
Branches
1 branch in Massachusetts
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Massachusetts
1 branch
- Methuen Federal Credit UnionMain office248 Broadway, Methuen, MA 01844Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.56% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.20% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.49% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $52 | $59 | — |
- CapitalNet worth ratio9.56%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.20%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.49%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$52Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Methuen Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.