Credit union · NCUA insured
Methuen Federal Credit Union Savings Rates
Top CarrotMethuen Federal Credit Union’s best savings rate is 2.70% APY on $10,000, with its Money Market. Rates checked October 15, 2026.
How Methuen Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Boston, MA-NH, where Methuen Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Methuen Federal Credit Union
2.70%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $270
Money Market
Top rate
Leader Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $500
2nd-highest rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
Methuen Federal Credit Union savings score
93
Savings score
Higher than 95% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0002.70%
- $100,000 balance$100,0003.45%
- QualifiedQualified2.70%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Methuen Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
2.70%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $9,999 | 2.45% | — |
| $10,000 – $24,999 | 2.70% | $270 |
| $25,000 – $49,999 | 2.95% | — |
| $50,000 – $99,999 | 3.20% | — |
| $100,000 and up | 3.45% | — |
Sources (1)
- methuencreditunion.com/product…ces/savings/money-market · captured Oct 5, 2026
Regular Share Savings
0.15%APY
Open a share account with one share ($25.00) for lifetime membership. Minimum balance to earn a dividend is $100.00. Account closed within 90 days incurs a $10.00 fee. No monthly fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends are paid and compounded quarterly from current income and available earnings after required transfers to reserves.$100 and up | 0.15% | $15 | Dividends are paid and compounded quarterly from current income and available earnings after required transfers to reserves. |
Special-purpose accounts
IRA Account
0.50%APY
Available as Traditional IRA, Roth IRA, or Education IRA statement accounts with no term. Early withdrawal penalties apply, and a $25.00 fee applies for transfers.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends are paid and compounded monthly from current earnings after required transfers. Statement accounts with no term.Any balance | 0.50% | $50 | Dividends are paid and compounded monthly from current earnings after required transfers. Statement accounts with no term. |
Christmas Club
0.15%APY · 1 term
May be opened any time during the month of October. Runs for 52 weeks and funds get transferred to savings in October.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsDividends are paid and compounded quarterly. Minimum balance to earn a dividend is $100.00 | 0.15% | $15 |
Miscellaneous Club
0.15%APY
Club account for member's own savings purpose.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends are paid and compounded quarterly. Minimum balance to earn a dividend is $100.00.$100 and up | 0.15% | $15 | Dividends are paid and compounded quarterly. Minimum balance to earn a dividend is $100.00. |
Sources (2)
All captured Oct 5, 2026
Vacation Club
0.15%APY · 1 term
May be opened any time during the month of May. Runs for 52 weeks and funds get transferred to savings in May.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsDividends are paid and compounded quarterly. Minimum balance to earn a dividend is $100.00 | 0.15% | $15 |
Who can join Methuen Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work (or regularly conduct business in), worship or attend school in the City of Methuen, Massachusetts are eligible for membership.
Employers and groups
- Employees of Methuen Federal Credit Union are eligible.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, step-children, step-parent, step-siblings, adopted children) and household members of eligible persons, as well as organizations of such persons, are eligible.
Other ways
- Members of record as of the effective date 3/1/2018 of conversion to community charter are eligible.
- Spouses of persons who died while within the field of membership of this credit union are eligible.
- Volunteers in the community are eligible for membership.
Membership information collected October 5, 2026.