Bank · FDIC insured
Greenfield Savings Bank Savings Rates
Top CarrotGreenfield Savings Bank’s best savings rate is 2.53% APY on $10,000, with its High-Yield Savings. Rates checked October 15, 2026.
How Greenfield Savings Bank’s savings rates compare
Compared with banks and credit unions near Greenfield, MA, where Greenfield Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Greenfield Savings Bank
2.53%APY
- Requires
- None
- Minimum
- $10
- Earns on $10,000 a year
- $253
High-Yield Savings
Top rate
Workers Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $5
- Earns on $10,000 a year
- $300
3rd-highest rate
Freedom Credit Union
1.45%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $145
Greenfield Savings Bank savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0002.53%
- $100,000 balance$100,0003.14%
- QualifiedQualified2.53%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Greenfield Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
High-Yield Savings
Up to 2.53%APY
A monthly fee of $10.00 is imposed if the daily balance on any day of the month falls below $2,500.00. Rate may change after opening. Fees could reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upTier 1 rate. A monthly fee of $10.00 applies if the daily balance on any day of the month falls below $2,500.00. | 2.32% | $232 | Tier 1 rate. A monthly fee of $10.00 applies if the daily balance on any day of the month falls below $2,500.00. |
| $10,000 and upTier 2 rate. Monthly fee of $10.00 if daily balance falls below $2,500.00. | 2.53% | $253 | Tier 2 rate. Monthly fee of $10.00 if daily balance falls below $2,500.00. |
| $50,000 and upTier 3 rate. Monthly fee of $10.00 if daily balance falls below $2,500.00. | 3.04% | — | Tier 3 rate. Monthly fee of $10.00 if daily balance falls below $2,500.00. |
| $100,000 and upTier 4 rate. Monthly fee of $10.00 if daily balance falls below $2,500.00. | 3.14% | — | Tier 4 rate. Monthly fee of $10.00 if daily balance falls below $2,500.00. |
Sources (2)
All captured Oct 5, 2026
Everyday Savings Passbook
0.15%APY
Monthly service fee of $3 is waived for 18/65 Accounts. Rate may change after opening. Fees could reduce earnings. In-branch opening required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and up$3 monthly service fee if balance falls below $300 (waived for 18/65 Accounts). Minimum daily balance of $10 to obtain APY.$10 and up | 0.15% | $15 | $3 monthly service fee if balance falls below $300 (waived for 18/65 Accounts). Minimum daily balance of $10 to obtain APY. |
Sources (2)
All captured Oct 5, 2026
Everyday Savings Statement
0.15%APY
Rate may change after opening. Fees could reduce earnings. Student Checking preferred rate with linked savings account offers 1.00% APY on balances up to $2,500. Rewards Checking account holders receive a 0.05% APY bump, and Emerald Checking holders receive a 0.10% APY bump on a single savings product of choice.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upDaily balance of $10 required to obtain APY. Rate may change after opening.$10 and up | 0.15% | $15 | Daily balance of $10 required to obtain APY. Rate may change after opening. |
Sources (3)
- greenfieldsavings.com/personal/savings
- greenfieldsavings.com/personal/savings-1
- greenfieldsavings.com/rates
All captured Oct 5, 2026
Special-purpose accounts
IRA Everyday Savings
0.20%APY
Available as Traditional IRA or Roth IRA in statement or passbook options. Rate may change after opening. Fees could reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upDaily balance of $10 required to obtain APY. Rate may change after opening.$10 and up | 0.20% | $20 | Daily balance of $10 required to obtain APY. Rate may change after opening. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.