Bank · FDIC insured
Greenfield Savings Bank
Top CarrotA $1.5B bank headquartered in Greenfield, MA, with 9 branches in Massachusetts. Best rates: CDs 4.28% and savings 2.53% APY.
Greenfield Savings Bank Carrot Score
Carrot ScoreTop Carrot
Higher than 83% of U.S. banks and credit unions
#1 of 6 in Greenfield, MA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Greenfield Savings Bank
Greenfield Savings Bank is headquartered in Greenfield, Massachusetts, with nine locations across Franklin and Hampshire counties.
Operating since 1869, the bank was established to provide local residents a secure place to save and access financial products.
- Headquarters
- 400 Main St, Greenfield, MA 01301
- FDIC certificate
- 90206 ↗
Branches
9 branches in Massachusetts
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Massachusetts
9 branches
Greenfield area · 5
- Greenfield Savings BankMain office400 Main St, Greenfield, MA 01301Directions
- Conway Branch181 W Parsons Dr, Conway, MA 01341Directions
- Shelburne Falls Branch58 Bridge St, Shelburne Falls, MA 01370Directions
- South Deerfield Branch61 N Main St, South Deerfield, MA 01373Directions
- Turners Falls Branch282 Avenue A, Turners Falls, MA 01376Directions
Amherst Town area · 4
- University Drive Branch6 University Dr, Amherst, MA 01002Directions
- Easthampton Branch1 Sierra Vista Blvd, Easthampton, MA 01027Directions
- Hadley Branch140 Russell Street, Hadley, MA 01035Directions
- King Street Northampton Branch325a King St, Northampton, MA 01060Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.13% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.42% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.59% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $101 | $88 | — |
- CapitalLeverage ratio10.13%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.42%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.59%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$101Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Greenfield Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.