Compare Bank & Credit Union Rates
Best savings rates in Framingham, MA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Framingham, MA
- First Tech Federal Credit UnionFirst Tech Premier Rewards SavingsSavings · $25 min
Credit union · 1 branch
3.50%APY$350 a year on $10,000with conditionsRequirements
Product: Restriction: Cannot also be primary account owner on First Tech Rewards Savings, First Tech Rewards Checking, and/or Dividend Rewards Checking. Account must be a personal account or trust account/fiduciary account. Business, Organization, and HSA accounts are not eligible. Primary account owner must also be primary account owner on a Membership Share Savings account. Enrollment requirements: within 30 days of program enrollment, achieve minimum aggregate deposit balance of $250,000 across First Tech share accounts or $500,000 via Addison Avenue Investment Services. Ongoing: maintain minimum average daily balance of $250,000 across share accounts or $500,000 via Addison Avenue Investment Services.
Qualified rate · 3.44% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.50%APY$350 a year on $10,000intro rate
Requirements
Product: Available to new consumer deposit customers only (not having a consumer deposit account relationship with Avidia Bank for at least the past 6 months). Opening online is available to New England residents. Requires new money. The rate will not drop below 2.50% APY (2.47% rate) anytime before July 4, 2027 for accounts maintaining the daily minimum balance of $5,000. Daily balances of $4,999.99 and below will earn 1.00% APY (1.00% rate). After July 4, 2027, the account will revert to the then current High Yield Savings rate.
Offer: Daily balances of $4,999.99 and below will earn 1.00% APY (1.00% rate). Must be new money.
Promotional rate · 1.00% interest rate · No monthly fee · Effective Sep 21, 2026
Rate by balance
Rate by balance for America 250 Savings Balance APY Up to $5,000 1.00% $5,000 and upYour amount 3.50% Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Primary account owner must also be primary account owner of a First Tech Rewards Checking account and Membership Share Savings account.
Offer: Qualified rate: Requires meeting monthly First Tech Rewards Checking qualification requirements (aggregate spend of at least $1,000/month on debit/credit card, ACH or direct deposits totaling at least $1,000/cycle, and enrollment in electronic statements/disclosures).
Qualified rate · 2.96% interest rate · Effective Oct 1, 2026
Rate checked
More details - 2.65%APY$265 a year on $10,000intro rate
Requirements
Product: For consumer accounts only. Opening balance must be new money. No maintenance fees. Sweep Option available for $5 fee.
Offer: Daily balance of $5,000.00 required to obtain APY. Must be new money. For consumer accounts only.
Promotional rate · 2.62% interest rate · No monthly fee · Effective Sep 21, 2026
Rate checked
More details - 1.45%APY$145 a year on $10,000
Requirements
Product: Variable rate account; rates and APYs are subject to change without notice after opening. Interest compounds. Withdrawals require presentation of the passbook.
1.44% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 1.45%APY$145 a year on $10,000intro rate
Requirements
Product: Variable rate account; rates and APYs are subject to change without notice after opening. Interest compounds.
Promotional rate · 1.44% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 1.45%APY$145 a year on $10,000
Requirements
Product: All accounts subject to approval. Four interest rate tier options available.
Offer: All accounts subject to approval. Four interest rate tier options available.
No monthly fee
Rate checked
More details - Align Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.25%–1.70% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Requires $2,500 minimum opening deposit. Minimum withdrawal amount is $250. Membership eligibility requirements must be met. No monthly maintenance fees.
Offer: Minimum balance to earn APY is $25. Minimum daily balance of $25.00 required each day to obtain disclosed APY. Minimum withdrawal amount $250.
0.25% interest rate · No monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.25% $2,500 – $10,000 0.85% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.15% $50,000 – $100,000 1.35% $100,000 – $250,000 1.50% $250,000 and up 1.70% Rate checked
More details - Align Credit Union18-65 Money Market Account18-65 Money Market Account · $1 min · 0.25%–1.70% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Members must open the 18-65 Savings account and must maintain a credit union membership with a $5 deposit balance. You must notify the credit union of your eligibility. Minimum opening balance of $1. Minimum withdrawal amount of $250. Free basic checks. No monthly maintenance fees.
Offer: Minimum balance to earn APY is $25. Minimum withdrawal amount $250. Must open 18-65 Savings account, maintain $5 deposit balance for membership, and notify credit union of eligibility.
0.25% interest rate · No monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for 18-65 Money Market Account Balance APY Up to $2,500 0.25% $2,500 – $10,000 0.85% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.15% $50,000 – $100,000 1.35% $100,000 – $250,000 1.50% $250,000 and up 1.70% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Online transactions only. Online Banking and eDocuments required within 30 days of account opening.
Offer: Minimum Opening Deposit: $500. Interest is paid and compounded monthly. Fees could reduce the earnings on these accounts.
0.40% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Online Savings Balance APY Up to $10 0.40% Up to $100 0.40% $100 – $1,000,000Your amount 0.40% Over $1,000,000 0.25%* Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Rates are variable and may change after account opening. Fees may reduce earnings. Membership eligibility requirements must be met.
0.25% interest rate · Effective Sep 30, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Must maintain a $5 deposit relationship for credit union membership. Rates are variable and may change after account opening. Fees may reduce earnings. Deposits insured by NCUA and MSIC.
Effective Sep 30, 2026
Rate checked
More details - Avidia BankAvidia Premier Money MarketAvidia Premier Money Market · $1,000 min · 0.01%–0.80% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Opening an account online is only available to people who live in New England. Maintenance fee of $8.00 will be imposed every statement cycle if average balance falls below $2,500 during the statement cycle.
Offer: Monthly maintenance fee of $8.00 is waived if average balance is $2,500 or higher during the statement cycle.
0.01% interest rate · $8 monthly fee · Effective Sep 21, 2026
Rate by balance
Rate by balance for Avidia Premier Money Market Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.40% $50,000 – $1,000,000 0.60% $1,000,000 and up 0.80% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Interest is paid and compounded monthly. Rates may change after the account is opened. Minimum Opening Deposit: $500.
Offer: Minimum Daily Balance to earn APY: $10 - $9,999.99. Fees could reduce earnings.
0.10% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Mo Money Market Balance APY Up to $10,000 0.10% $10,000 – $50,000Your amount 0.20% $50,000 – $100,000 0.20% $100,000 – $200,000 0.20% $200,000 and up 0.30% Rate checked
More details - MutualOne BankMoney Market PlusMoney Market Plus · $500 min · 0.10%–0.20% by balance
Bank · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Interest is paid and compounded monthly. Rates may change after the account is opened. Minimum Opening Deposit: $500.
Offer: Minimum Daily Balance to earn APY: $10 - $2,499.99. Fees could reduce earnings.
0.10% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY Up to $2,500 0.10% $2,500 – $10,000 0.15% $10,000 and upYour amount 0.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Framingham, MA
37 accounts at 11 banks and credit unions · checked Oct 6–22
- Typical
- 0.07%
- Top 10% from
- 1.93%
- Banks, typical
- 0.07%
- Credit unions, typical
- 0.25%
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Boston, MA-NH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 13 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches