Compare Bank & Credit Union Rates
Best savings rates in Florida
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Florida
- Anthem Bank & TrustSHIELD Money Market AccountSHIELD Money Market Account · $500 min · 0.10%–3.85% by balance
Bank · 1 branch
2.50%APY$250 a year on $10,000Requirements
Product: Daily balance of $1,000 required to earn interest. Monthly fee waived with checking account.
Offer: Balance below $9,999. Fee waived with checking.
No monthly fee
Rate by balance
Rate by balance for SHIELD Money Market Account Balance APY Up to $9,999 0.10% $10,000 – $50,000Your amount 2.50% $50,000 – $100,000 2.50% $100,000 – $1,000,000 3.30% $1,000,000 – $2,500,000 3.40% $2,500,000 – $5,000,000 3.50% $5,000,000 – $10,000,000 3.70% $10,000,000 and up 3.85% Rate checked
More details - Achieva Credit UnionPremier Money Market AccountPremier Money Market Account · $2,000 min · 2.30%–2.55% by balance
Credit union · 28 branches
2.30%APY$230 a year on $10,000with conditionsRequirements
Product: Minimum $1 balance in savings is required to open the account. Minimum balance of $2,000 required to earn stated APY or bonus. Rates and yields are variable.
Offer: Requires Achieva Checking Plus (ACP) or Achieva Platinum Plus (ACPP) account opened under the same Member Number and receive a minimum of $500 in qualified deposits each calendar month.
Qualified rate · 2.28% interest rate
Rate by balance
Rate by balance for Premier Money Market Account Balance APY $2,000 and upYour amount 2.30% $50,000 and up 2.35% $150,000 and up 2.40% $250,000 and up 2.45% $500,000 and up 2.50% $1,000,000 and up 2.55% Rate checked
More details - Community Credit Union of FloridaHigh-Yield AccountSavings · $25 min · 0.00%–3.00% by balance
Credit union · 8 branches
2.25%APY$225 a year on $10,000Requirements
Product: Avoid a monthly service fee of $25 by maintaining a minimum daily balance of $10,000. Minimum deposit required to open is $25. Membership available in Brevard, Indian River, Orange, Osceola, Polk & Volusia Counties with a $5 one-time membership fee.
Offer: Monthly fee of $25 applies if minimum daily balance of $10,000 is not maintained.
0.00% interest rate · $25 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for High-Yield Account Balance APY Up to $10,000 0.00% $10,000 – $25,000Your amount 2.25% $25,000 – $50,000Monthly fee of $25 waived when maintaining a minimum daily balance of $10,000. 2.50% $50,000 – $100,000Monthly fee of $25 waived when maintaining a minimum daily balance of $10,000. 2.75% $100,000 and upMonthly fee of $25 waived when maintaining a minimum daily balance of $10,000. 3.00% Rate checked
More details - Republic BankPremium Money Market AccountPremium Money Market Account · $5,000 min · 0.75%–2.50% by balance
Bank · 7 branches
2.25%APY$225 a year on $10,000Requirements
Product: Must be opened with funds not currently held on deposit at Republic Bank. To avoid a $10 monthly fee, maintain a $5,000 minimum balance each statement cycle. Interest rate paid on entire balance in account.
0.75% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Premium Money Market Account Balance APY Up to $5,000 0.75% $5,000 – $100,000Your amount 2.25% $100,000 – $7,500,000 2.50% $7,500,000 and up 0.75% Rate checked
More details - Meridian BankYour Hometown Money MarketYour Hometown Money Market · $0 min · 2.25%–2.75% by balance
Bank · 1 branch
2.25%APY$225 a year on $10,000with conditionsRequirements
Product: Must have an open and active Meridian Bank checking account that meets minimum balance requirements. Promotional APY requires minimum deposit of $25,000 in new money (deposit funds new to Meridian Bank). $1,000 minimum daily balance to waive $10 monthly charge. If checking account is closed/inactive/below minimum balance, subject to conversion to Personal Money Market. If balance drops below $25,000, receives 2.25% APY on balances between $0.01 and $24,999.99 (cannot open account at this rate).
Offer: Applies if balance drops below $25,000 on existing account; cannot open the account at this rate. $1,000 minimum daily balance to waive $10 monthly charge. Must maintain open and active checking account.
Qualified rate · $10 monthly fee
Rate by balance
Rate by balance for Your Hometown Money Market Balance APY Up to $25,000Your amount 2.25% $25,000 and upRequires open and active Meridian Bank checking account that meets minimum balance requirements. Minimum $25,000 in new money to open and earn promotional APY. 2.75% Rate checked
More details - 2.20%APY$220 a year on $10,000
Requirements
Product: Interest compounding on daily ledger balance and paid monthly. $2,500 minimum balance to avoid a monthly maintenance fee of $15.
Offer: $2,500 minimum balance to avoid monthly maintenance fee.
2.18% interest rate · $15 monthly fee · Effective Jun 30, 2026
Rate checked
More details - 2.12%APY$212 a year on $10,000
Requirements
Product: Member must maintain $5 par value. All share accounts are variable rate accounts.
Offer: $5 monthly fee if daily balance is below $500 (waived by maintaining a daily balance of $500 or more). Variable rate. Member must maintain $5 par value.
2.10% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 2.10%APY$210 a year on $10,000
Requirements
Product: Variable rate subject to change at any time. No monthly maintenance fee and no monthly balance requirements.
Offer: Variable rate. No monthly maintenance fee. No ongoing monthly balance requirements.
No monthly fee · Effective Oct 27, 2025
Rate checked
More details - Ukrainian Federal Credit UnionMoney MarketMoney Market · $500 min · 0.10%–3.30% by balance
Credit union · 1 branch
2.02%APY$202 a year on $10,000Requirements
Product: No monthly maintenance fee. Minimum balance and minimum balance to earn dividends is $500. Limit of 3 withdrawals per month before a fee is imposed, with a minimum of $100 per withdrawal.
Offer: Minimum daily balance and balance to earn dividends is $500. Up to 3 withdrawals per month before a fee is imposed; minimum $100 per withdrawal.
0.10% interest rate · No monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Balance APY $500 – $2,500 0.10% $2,500 – $25,000Your amount 2.02% $25,000 – $100,000 2.53% $100,000 – $250,000 3.04% $250,000 – $1,000,000 3.30% Rate checked
More details - American Airlines Federal Credit UnionPrimary Savings AccountSavings · $6 min
Credit union · 6 branches
2.02%APY$202 a year on $10,000intro rateRequirements
Product: One-time $1.00 membership fee. Dividends compounded and credited monthly. Minimum daily balance of $5.00 to earn dividends.
Offer: Minimum daily balance to earn dividends is $5.00. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly.
Promotional rate · 2.00% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - 2.02%APY$202 a year on $10,000intro rate
Requirements
Product: No minimum balance. No monthly service fees. Ability to set up recurring monthly deposit or deposit on your own. Dividends compounded and credited monthly.
Offer: No minimum balance. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly.
Promotional rate · 2.00% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 2.02%APY$202 a year on $10,000intro rate
Requirements
Product: Dividends compounded and credited monthly. No minimum balance required.
Offer: No minimum balance. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly.
Promotional rate · 2.00% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - Warrington BankMONEY MARKET DEPOSIT ACCOUNTMONEY MARKET DEPOSIT ACCOUNT · $2,500 min
Bank · 4 branches
2.02%APY$202 a year on $10,000Requirements
Product: A service charge of $5.00 will be imposed every statement cycle if the average daily balance for the statement cycle falls below $500.00. A per item fee of $5.00 will be charged for each debit in excess of 3 during a statement cycle. Interest rate and APY may change monthly. Interest is not compounded and credited monthly.
Offer: With minimum balance over $2,500.00. A service charge of $5.00 is imposed every statement cycle if average daily balance falls below $500.00.
2.00% interest rate · $5 monthly fee · Effective Oct 4, 2026
Rate checked
More details - 2.02%APY$202 a year on $10,000
Requirements
Product: Must maintain daily balance of $250 to accrue interest. Free Electronic statements; paper statements $5.00 per month (requested).
Offer: Must maintain daily balance of $250 to accrue interest.
Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Product: Must be New Money not on deposit with Credit Union 1 within the last 12 months and transferred from a different financial institution. No CU1 to CU1 balance transfers permitted.
Offer: Must be New Money deposited into the account. No minimum deposit to open and no monthly maintenance fees. Minimum balance of $1 to earn dividends. Dividends paid on the last day of the month and compounded monthly.
1.98% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Florida
551 accounts at 207 banks and credit unions · checked Oct 15–22
- Typical
- 0.20%
- Top 10% from
- 2.02%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Florida
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Innovations Financial Credit UnionCredit union · 9 branches
- Oxford Federal Credit UnionCredit union · 1 branch
- Climate First BankBank · 4 branches