Credit union · NCUA insured
American Airlines Federal Credit Union Savings Rates
Top CarrotAmerican Airlines Federal Credit Union’s best savings rate is 2.02% APY on $10,000, with its Emergency Fund Savings. Rates checked October 16, 2026.
How American Airlines Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Dallas, TX, where American Airlines Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
American Airlines Federal Credit Union
2.02%APY
- Requires
- None
- Minimum
- $6
- Earns on $10,000 a year
- $202
Primary Savings Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
American Airlines Federal Credit Union savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0002.02%
- $10,000 balance$10,0002.02%
- $100,000 balance$100,0002.02%
- QualifiedQualified2.02%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where American Airlines Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Emergency Fund Savings
2.02%APY
No minimum balance. No monthly service fees. Ability to set up recurring monthly deposit or deposit on your own. Dividends compounded and credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly.Any balance | 2.02% | $202 | No minimum balance. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly. |
Sources (2)
All captured Oct 6, 2026
Primary Savings Account
2.02%APY
One-time $1.00 membership fee. Dividends compounded and credited monthly. Minimum daily balance of $5.00 to earn dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum daily balance to earn dividends is $5.00. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly.$5 and up | 2.02% | $202 | Minimum daily balance to earn dividends is $5.00. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly. |
Sources (2)
All captured Oct 6, 2026
Secondary Savings
2.02%APY
Dividends compounded and credited monthly. No minimum balance required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly.Any balance | 2.02% | $202 | No minimum balance. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly. |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
Individual Retirement Account (IRA) Savings
2.02%APY
Traditional, Roth, and Coverdell Education Savings available. Dividends compounded monthly and credited monthly. Features IRA Sweep for non-certificate balances up to $500,000.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly. Minimum opening requirement $250.00.Any balance | 2.02% | $202 | No minimum balance. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly. Minimum opening requirement $250.00. |
Sources (2)
All captured Oct 6, 2026
Who can join American Airlines Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees or retirees of American Airlines Group (consisting of American Airlines, Envoy, Piedmont and PSA Airlines) are eligible for membership.
- Active or retired employees who work directly in the air transportation industry (such as airline employees) are eligible for membership, subject to specified industry exclusions.
- Employees of companies that have a strong dependency relationship with airlines or airports who work directly with specified air transportation support services are eligible for membership.
- Volunteers in the air transportation industry are eligible for membership.
Military, government and schools
- Employees or retirees who work directly in administration, regulation, or security of airlines, airports, or air transportation (such as TSA, FAA, and other aviation regulation or security agencies) are eligible for membership.
- Students, trainees, and flight instructors in FAA certification programs to support commercial aviation in the Air Transportation Industry are eligible for membership.
1 more way to join
Family and household
- Immediate family members (spouse, children, parents, siblings, grandparents, grandchildren) and household members sharing the same physical address can be sponsored for membership by a Credit Union member.
Cost to join
- Opening membership requires a $5 share deposit in a savings account.
- Opening membership requires a one-time membership fee of $1.
Membership information collected October 5, 2026.