Compare Bank & Credit Union Rates
Best savings rates in Jacksonville, FL
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Jacksonville, FL
- 5.12%APY$512 a year on $10,000
5.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 4.20%APY$420 a year on $10,000intro rate
Requirements
Product: Available exclusively online and by phone; not available to open through financial centers. Variable rate account, APY may change without notice.
Offer: APY is for new accounts only and may not apply to existing accounts. Variable rate. Fees may reduce earnings. Interest compounded daily.
Promotional rate · Compounded daily · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - 2.12%APY$212 a year on $10,000
Requirements
Product: Member must maintain $5 par value. All share accounts are variable rate accounts.
Offer: $5 monthly fee if daily balance is below $500 (waived by maintaining a daily balance of $500 or more). Variable rate. Member must maintain $5 par value.
2.10% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - SUMA Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.77%–2.69% by balance
Credit union · 1 branch
1.77%APY$177 a year on $10,0001.75% interest rate · Effective Sep 25, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $99,999Your amount 1.77% $100,000 – $249,999 2.28% $250,000 and up 2.69% Rate checked
More details - JM Associates FCUSuper SavingsSavings · $2,500 min · 1.56%–1.81% by balance
Credit union · 2 branches
1.56%APY$156 a year on $10,000with conditionsRequirements
Product: Earn higher dividends Minimum balance of $2500 Free Digital Banking and Bill Pay A JMAFCU debit card with a checking account Direct Deposit Available
Offer: Must maintain a minimum average daily balance of $2,500 to earn dividends. Rates on variable rate accounts (i.e. Share Savings, Checking, and Super Savings) could change after account opening.
Qualified rate · 1.55% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Super Savings Balance APY $2,500 – $24,999Your amount 1.56% $25,000 – $99,999 1.66% $100,000 and up 1.81% Rate checked
More details - Mayo Employees Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.15%–2.30% by balance
Credit union · 1 branch
1.45%APY$145 a year on $10,000Requirements
Product: Minimum deposit to open is $2,500. Minimum balance required to earn stated rate is $2,500, otherwise the regular savings rate applies. Allows four withdrawals each month with a minimum withdrawal of $500. Dividends are compounded and paid quarterly. Rate may change after account is opened.
Offer: Rate may change after account is opened.
1.14% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 1.15% $10,000 – $20,000Your amount 1.45% $20,000 – $50,000 1.85% $50,000 – $100,000 2.00% $100,000 and up 2.30% Rate checked
More details - PowerNet Credit UnionHigh Voltage Money Market AccountHigh Voltage Money Market Account · 0.25%–1.50% by balance
Credit union · 1 branch
1.30%APY$130 a year on $10,000Requirements
Product: Tiered rates where higher investments earn higher rates; features daily interest. Fees may reduce earnings. Rate may change after account is opened.
Offer: Fees may reduce earnings. Rate may change after account is opened.
Effective Oct 1, 2026
Rate by balance
Rate by balance for High Voltage Money Market Account Balance APY Up to $2,500 0.25% $2,500 – $5,000 1.15% $5,000 – $10,000 1.25% $10,000 – $25,000Your amount 1.30% $25,000 – $50,000 1.40% $50,000 and up 1.50% Rate checked
More details - Together Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.16%–1.66% by balance
Credit union · 1 branch
1.21%APY$121 a year on $10,000Requirements
Product: Interest compounds daily on balances of $1,000 or more and pays monthly. No monthly fee.
Offer: Interest is calculated using daily balance method, compounded daily, credited monthly. Rate applies to minimum $1,000 to $9,999.
1.15% interest rate · Compounded daily · No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $9,999 1.16% $10,000 – $24,999Your amount 1.21% $25,000 – $49,999 1.36% $50,000 – $99,999 1.51% $100,000 – $249,999 1.56% $250,000 and up 1.66% Rate checked
More details - Community First Credit Union of FloridaPassport Money Market AccountPassport Money Market Account · $1,000 min · 1.06%–1.76% by balance
Credit union · 15 branches
1.11%APY$111 a year on $10,000Requirements
Product: Membership eligibility required. Requires a $5 initial deposit in a Share Savings account to establish membership. No monthly service fees on balances over $100.
Offer: Requires $1,000 minimum deposit to open and $1,000 balance to earn interest.
1.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Passport Money Market Account Balance APY $1,000 – $2,500 1.06% $2,500 – $10,000 1.06% $10,000 – $25,000Your amount 1.11% $25,000 – $50,000 1.16% $50,000 – $100,000 1.26% $100,000 – $250,000 1.51% $250,000 and up 1.76% Rate checked
More details - First Florida Credit UnionMoney MarketMoney Market · $2,500 min · 1.09%–1.49% by balance
Credit union · 7 branches
1.09%APY$109 a year on $10,000Requirements
Product: Membership eligibility is required. Minimum balance required to open is $2,500.00. Dividends are calculated by the average daily balance method.
Offer: Dividends calculated by the average daily balance method and compounded/credited monthly.
1.08% interest rate · Effective Aug 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 1.09% $25,000 – $50,000 1.19% $50,000 – $100,000 1.39% $100,000 – $250,000 1.49% $250,000 and up 1.49% Rate checked
More details - Alive Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min · 0.75%–2.15% by balance
Credit union · 9 branches
1.05%APY$105 a year on $10,000Requirements
Product: No monthly service fee. Must maintain a minimum daily balance of $100 to earn dividends. No more than three of the six transactions may be made by check, draft or debit card during the statement period.
0.75% interest rate · No monthly fee · Effective Jun 2, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $100 – $2,500 0.75% $2,500 – $24,999Your amount 1.05% $25,000 – $49,999 1.15% $50,000 – $99,999 1.30% $100,000 – $149,999 1.55% $150,000 – $199,999 2.05% $200,000 and up 2.15% Rate checked
More details - 1.05%APY$105 a year on $10,000
1.04% interest rate · Effective Oct 1, 2026
Rate checked
More details - RadiFi Credit UnionTidal Wave Money Market AccountTidal Wave Money Market Account · $2,500 min · 0.40%–4.00% by balance
Credit union · 6 branches
1.00%APY$100 a year on $10,000intro rateRequirements
Product: Requires a minimum deposit of $2,500 of new money only to open the account. All deposits made to the Tidal Wave Money Market Account must be new money only (funds not currently on deposit with RadiFi Credit Union). Free of monthly service charges.
Offer: Requires new money only.
Promotional rate · 0.40% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Tidal Wave Money Market Account Balance APY $100 – $2,499 0.40% $2,500 and up 0.75% $10,000 and upYour amount 1.00% $25,000 and up 1.25% $50,000 and up 1.50% $100,000 and up 1.75% $250,000 and up 3.00% $500,000 and up 3.50% $1,000,000 and up 4.00% Rate checked
More details - VyStar Credit UnionMoney MarketMoney Market · $0 min · 0.90%–1.45% by balance
Credit union · 25 branches
1.00%APY$100 a year on $10,000Requirements
Product: Dividends are calculated daily, compounded daily and credited monthly. Account includes checks and a debit card.
0.90% interest rate · Compounded daily · Effective Jan 22, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.90% $10,000 – $100,000Your amount 1.00% $100,000 – $250,000 1.25% $250,000 and up 1.45% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 7 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Jacksonville, FL
75 accounts at 28 banks and credit unions · checked Oct 5–22
- Typical
- 0.10%
- Top 10% from
- 1.17%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Jacksonville, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Jax Fire Credit UnionCredit union · 1 branch
- JM Associates FCUCredit union · 2 branches
- SUMA Federal Credit UnionCredit union · 1 branch