Credit union · NCUA insured
Community Credit Union of Florida
Top CarrotA $1.4B credit union, the 347th largest of 4,329, headquartered in Rockledge, FL, with 56,055 members and 8 branches in Florida. Best rates: CDs 3.75% and savings 2.25% APY.
Community Credit Union of Florida Carrot Score
Carrot ScoreTop Carrot
Higher than 77% of U.S. banks and credit unions
#3 of 14 in Palm Bay, FL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Community Credit Union of Florida
Community Credit Union of Florida is a member-owned, not-for-profit cooperative financial institution.
- Headquarters
- 1030 US Highway 1, Rockledge, FL 32955-2716
- NCUA charter
- 60816
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, attend school, or conduct business in Brevard, Indian River, Orange, Osceola, Polk, or Volusia counties in Florida are eligible for membership.
Employers and groups
- Those associated with ABATE (American Bikers Aiming Toward Education) of Florida, Inc. are eligible for membership.
- Members of an organization or association affiliated with any of the qualifying groups are eligible for membership.
- Retirees of a business in Brevard, Indian River, Orange, Osceola, Polk, or Volusia counties in Florida are eligible for membership.
Military, government and schools
- Employees of the educational system, health care, public information commerce, or public service in Orange County are eligible for membership.
Family and household
- Immediate family members of a current CCU member are eligible for membership.
Branches
8 branches in Florida
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Florida
8 branches
- MainMain office1030 US Highway 1, Rockledge, FL 32955Directions
- Pt St John660 West Ave, Cocoa, FL 32927Directions
- Indian Harbour Beach293 E Eau Gallie Blvd, Indian Harbour Beach, FL 32937Directions
- Melbourne Office333 E Nasa Blvd, Melbourne, FL 32901Directions
- Palm Bay1325 Palm Bay Rd, Melbourne, FL 32905Directions
- Pineda5525 N Wickham Rd, Melbourne, FL 32940Directions
- Titusville2455 S Washington Ave, Titusville, FL 32780Directions
- Viera West5340 Stadium Pkwy, Viera, FL 32955Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.25% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.22% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.50% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $93 | $88 | — |
- CapitalNet worth ratio11.25%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.22%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.50%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$93Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Community Credit Union of Florida are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.