Credit union · NCUA insured
Ukrainian Federal Credit Union
Top CarrotA $422.8M credit union headquartered in Rochester, NY, with 28,253 members and 15 branches in 9 states. Best rates: CDs 4.50% and savings 2.02% APY.
Ukrainian Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 86% of U.S. banks and credit unions
#3 of 56 in Portland, OR-WA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Ukrainian Federal Credit Union
Ukrainian Federal Credit Union is headquartered in Rochester, New York, and was originally chartered in 1953 as the Rochester Ukrainian Federal Credit Union before changing its name in 2004.
The credit union serves members across fifteen branches in nine U.S. states.
- Headquarters
- 824 E Ridge Rd, Rochester, NY 14621
- NCUA charter
- 8854
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- U.S. citizens or permanent residents who are members of a common bond church or organization in the United States are eligible for membership.
Family and household
- U.S. citizens or permanent residents who are immediate family or household members of a current Ukrainian FCU member are eligible for membership.
Branches
15 branches in 9 states
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New York
5 branches
Rochester area · 2
- Rochester Main OfficeMain office824 E Ridge Rd, Rochester, NY 14621Directions
- Webster branch900 Holt Rd, Webster, NY 14580Directions
Buffalo area · 2
- Amherst Branch2882 Niagara Falls Blvd, Amherst, NY 14228Directions
- Buffalo Branch562 Genesee St, Buffalo, NY 14204Directions
Syracuse area · 1
- Syracuse branch211 Tompkins St, Syracuse, NY 13204Directions
California
2 branches
- Citrus Heights Branch7084 Auburn Blvd Ste 100, Citrus Heights, CA 95621Directions
- Rancho Cordova Branch11088 Olson Dr Ste E, Rancho Cordova, CA 95670Directions
Washington
2 branches
Seattle area · 1
- Federal Way Branch716 S 348th St Bldg C, Ste A, Federal Way, WA 98003Directions
Portland area · 1
- Vancouver branch6115 NE 114th Ave, Suite 105, Vancouver, WA 98662Directions
Florida
1 branch
- Hallandale Beach branch645 W Hallandale Beach Blvd, Hallandale Beach, FL 33009Directions
Massachusetts
1 branch
- Boston branch282 Providence Hwy, Westwood, MA 02090Directions
North Carolina
1 branch
- Matthews branch1730 Matthews Township Pkwy Ste E, Matthews, NC 28105Directions
Ohio
1 branch
- Parma Osnova Branch5602 State Rd, Cleveland, OH 44134Directions
Oregon
1 branch
- Portland branch12893 SE 97th Ave, Clackamas, OR 97015Directions
South Carolina
1 branch
- Spartanburg Branch225 W Blackstock Rd, Ste A300, Spartanburg, SC 29301Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.16% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.12% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.74% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $87 | $76 | — |
- CapitalNet worth ratio8.16%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.12%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.74%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$87Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Ukrainian Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.