Compare Bank & Credit Union Rates
Best savings rates in Orlando, FL
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Orlando, FL
- 4.01%APY$401 a year on $10,000
Requirements
Product: Saving accounts are not eligible for Bill Payment or External Account-to-Account (A2A) transfers.
Offer: No minimum balance required to earn interest. Account is set up to receive monthly e-statements; a $5.00 paper statement fee applies if you opt for paper. Unlimited withdrawals.
3.93% interest rate · Effective Feb 25, 2026
Rate checked
More details - BankUnitedPromotional Money Market AccountPromotional Money Market Account · $2,500 min
Bank · 1 branch
3.50%APY$350 a year on $10,000intro rateRequirements
Product: Available to new clients who have never held an account with BankUnited, N.A., or existing clients who deposit new funds not currently on deposit with BankUnited. Monthly maintenance fee waived when minimum daily balance is maintained. After the 6-month promotional period, converts to standard Money Market account at the then-current variable APY.
Offer: Promotional APY applies for the first 6 months on all balances. Monthly maintenance fee waived when required minimum daily balance is maintained. After 6 months, converts to variable rate. Available to new clients or existing clients depositing new funds.
Promotional rate · Effective Jul 14, 2026
Rate checked
More details - 3.39%APY$339 a year on $10,000
Requirements
Product: $10 minimum opening deposit. Designed for first-time home buyers saving for a down payment.
Effective Oct 5, 2026
Rate checked
More details - 3.10%APY$310 a year on $10,000with conditions
Requirements
Product: Automatically bundled with a Spend Smart Checking Account. $10 minimum opening deposit. No monthly service charge and no minimum balance requirement. Premium rate applied to the first $100,000 in the Save Smart Savings account; balances above $100,000 earn 0.10% APY.
Offer: Premium rate applied to the first $100,000 in the Save Smart Savings account.
Qualified rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Suncoast Credit UnionHigh Yield Money Market AccountHigh Yield Money Market Account · $1,000 min · 0.50%–3.00% by balance
Credit union · 1 branch
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Suncoast High Yield Checking account is required to open. Limited to one high yield money market account per member.
Offer: Requires active High Yield Checking account and $2,000 monthly deposit minimum in High Yield Checking and/or High Yield Savings (excluding internal account-to-account transfers; deposits directly to the High Yield Money Market are not included).
Qualified rate · No monthly fee · Effective Mar 4, 2025
Rate by balance
Rate by balance for High Yield Money Market Account Balance APY Up to $25,000Your amount 3.00% $25,000 and up 0.50% Rate checked
More details - 2.10%APY$210 a year on $10,000
Requirements
Product: Variable rate subject to change at any time. No monthly maintenance fee and no monthly balance requirements.
Offer: Variable rate. No monthly maintenance fee. No ongoing monthly balance requirements.
No monthly fee · Effective Oct 27, 2025
Rate checked
More details - 1.65%APY$165 a year on $10,000
Requirements
Product: Available for U.S. Citizens or U.S. Permanent Residents. Available opening methods: Online or at a BBA Branch. Requires SSN, Driver's License, and valid proof of U.S. address. Online account opening offers e-statements only and does not issue checks; branch account opening offers checks and e-statements. Enrollment in Online Banking required within 30 days of opening.
Offer: Maintain a minimum daily account balance of $1,000.00 each day of the statement cycle to waive the $20 monthly maintenance fee.
1.34% interest rate · $20 monthly fee · Effective Dec 17, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 1.35% $10,000 – $100,000Your amount 1.65% $100,000 – $250,000 2.35% $250,000 and up 2.35% Rate checked
More details - Suncoast Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.25%–3.50% by balance
Credit union · 1 branch
1.40%APY$140 a year on $10,000Requirements
Product: Tiered dividend rate. Once a balance range is met, the rate applies to the full balance of the account. No minimum balance required to maintain the account, but a minimum balance of $1,000 is needed to earn interest/APY.
Offer: Minimum of $1,000 balance is required to earn interest.
No monthly fee · Effective Sep 2, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY Any balance 1.25% $1,000 and upYour amount 1.40% $25,000 and up 1.50% $50,000 and up 1.60% $100,000 and up 2.50% $250,000 and up 3.00% $500,000 and up 3.50% Rate checked
More details - Addition Financial Credit UnionGrowth Plus Money MarketGrowth Plus Money Market · $1,000 min · 0.05%–2.63% by balance
Credit union · 5 branches
1.31%APY$131 a year on $10,000with conditionsRequirements
Product: Active Benefits Checking or Classic Checking account required for access. Dividends are compounded daily and paid monthly.
Qualified rate · 0.05% interest rate · Compounded daily · Effective Dec 1, 2025
Rate by balance
Rate by balance for Growth Plus Money Market Balance APY $1,000 – $10,000 0.05% $10,000 – $100,000Your amount 1.31% $100,000 – $249,999 1.51% $250,000 – $999,999 2.12% $1,000,000 and up 2.63% Rate checked
More details - VyStar Credit UnionMoney MarketMoney Market · $0 min · 0.90%–1.45% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Dividends are calculated daily, compounded daily and credited monthly. Account includes checks and a debit card.
0.90% interest rate · Compounded daily · Effective Jan 22, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.90% $10,000 – $100,000Your amount 1.00% $100,000 – $250,000 1.25% $250,000 and up 1.45% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - AdventHealth Credit UnionMoney MarketMoney Market · $2,000 min · 0.70%–3.00% by balance
Credit union · 1 branch
0.80%APY$80 a year on $10,000Effective Sep 29, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $5,000 0.70% $5,000 – $10,000 0.75% $10,000 – $50,000Your amount 0.80% $50,000 – $100,000 0.90% $100,000 – $250,000 1.00% $250,000 and up 3.00% Rate checked
More details - Addition Financial Credit UnionMoney MarketMoney Market · $1,000 min · 0.05%–1.46% by balance
Credit union · 5 branches
0.70%APY$70 a year on $10,000Requirements
Product: Dividends paid on daily account balances of $1,000 or more. No minimum opening deposit. No required minimum balance. Dividends are compounded daily and paid monthly.
0.05% interest rate · Compounded daily · Effective Dec 1, 2025
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $10,000 0.05% $10,000 – $100,000Your amount 0.70% $100,000 – $250,000 0.95% $250,000 – $1,000,000 1.26% $1,000,000 and up 1.46% Rate checked
More details - Wings Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.10%–1.60% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: Membership required. Insured by NCUA. Minimum actual balance required to open is $2,500. Pay no monthly fees or minimum balance fee.
0.10% interest rate · No monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.10% $2,500 – $10,000 0.15% $10,000 – $25,000Your amount 0.60% $25,000 – $50,000 0.80% $50,000 – $100,000 1.00% $100,000 – $250,000 1.30% $250,000 and up 1.60% Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Available for U.S. Citizens or U.S. Permanent Residents. $1,000 minimum opening balance. $1,000 minimum daily balance required to earn APY. $5 monthly maintenance fee waived by maintaining a minimum daily account balance of $300 on each day of the statement cycle.
Offer: Minimum daily balance of $1,000 required to obtain advertised APY. $5 monthly fee waived if minimum daily balance of $300 is maintained on each day of the statement cycle.
0.55% interest rate · $5 monthly fee · Effective Dec 17, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Orlando, FL
75 accounts at 28 banks and credit unions · checked Oct 6–22
- Typical
- 0.07%
- Top 10% from
- 1.36%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.15%
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Orlando, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Climate First BankBank · 3 branches
- Suncoast Credit UnionCredit union · 4 branches
- Unity of Eatonville FCUCredit union · 1 branch