Credit union · NCUA insured
American Airlines Federal Credit Union
Top CarrotA $9.4B credit union, the 35th largest of 4,329, headquartered in Fort Worth, TX, with 388,005 members and 46 branches in 13 states. Best rates: CDs 4.07% and savings 2.02% APY.
American Airlines Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 96% of U.S. banks and credit unions
#6 of 115 in Dallas, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About American Airlines Federal Credit Union
American Airlines Federal Credit Union was founded in 1936 by a small group of American Airlines employees who shared the goal of creating a member-owned, cooperative financial institution where employees could help one another.
The Credit Union focuses on serving employees and retirees of the air transportation industry and their family members.
- Headquarters
- 14050 FAA Blvd, Fort Worth, TX 76155
- NCUA charter
- 23957
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees or retirees of American Airlines Group (consisting of American Airlines, Envoy, Piedmont and PSA Airlines) are eligible for membership.
- Active or retired employees who work directly in the air transportation industry (such as airline employees) are eligible for membership, subject to specified industry exclusions.
- Employees of companies that have a strong dependency relationship with airlines or airports who work directly with specified air transportation support services are eligible for membership.
- Volunteers in the air transportation industry are eligible for membership.
Military, government and schools
- Employees or retirees who work directly in administration, regulation, or security of airlines, airports, or air transportation (such as TSA, FAA, and other aviation regulation or security agencies) are eligible for membership.
- Students, trainees, and flight instructors in FAA certification programs to support commercial aviation in the Air Transportation Industry are eligible for membership.
1 more way to join
Family and household
- Immediate family members (spouse, children, parents, siblings, grandparents, grandchildren) and household members sharing the same physical address can be sponsored for membership by a Credit Union member.
Cost to join
- Opening membership requires a $5 share deposit in a savings account.
- Opening membership requires a one-time membership fee of $1.
Branches
46 branches in 13 states
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Texas
15 branches
- Aafcu - DfwaDFW International Airport, Terminal A Gate A23 Rm # A23L217, DFW Airport, TX 75261Directions
- Aafcu - Dfwc3200 E Airfield Dr, DFW Intl Airport Terminal C Gate C12 Rm # C11L203, DFW Airport, TX 75261Directions
- Aafcu - Dfwd2333 S. International Parkway, DFW International Airport Terminal D Gate D24 Rm # D24L316, DFW Airport, TX 75261Directions
- Aafcu - Htc3001 State Highway 121 Ste 296, Euless, TX 76039Directions
- Aafcu - Flomo6101 Long Prairie Rd, Ste 732, Flower Mound, TX 75028Directions
- AAFCU - Flagship BranchAmerican Airlines Credit Union, 14050 FAA Blvd, Fort Worth, TX 76155Directions
- Aafcu - Sv14700 American Blvd, Room 145 MD1075, Fort Worth, TX 76155Directions
- Aafcu - Sv213800 Airport Fwy # MD600, Fort Worth, TX 76155Directions
- Aafcu - Sv34601 Highway 360, Rm 1C-200, Fort Worth, TX 76155Directions
- Aafcu - Sv54501 Crewmember Way, Room E216, Fort Worth, TX 76155Directions
- Aafcu - Sv71 Transformation Way, Fort Worth, TX 76155Directions
- Aafcu - Sv8cAmerican Airlines Skyview 8, 1 Skyview Dr., Fort Worth, TX 76155Directions
- AAFCU - Hurst656 Grapevine Hwy, Hurst, TX 76054Directions
- AAFCU - Envoy4301 Regent Blvd Ste 110, Irving, TX 75063Directions
- Aafcu - Slk2140 E Southlake Blvd Ste F, Southlake, TX 76092Directions
Florida
6 branches
- Aafcu - Fll1100 Lee Wagener Blvd Ste 101, Fort Lauderdale, FL 33315Directions
- Aafcu - Mbl6205 Waterford District Dr, Ste 100, Miami, FL 33126Directions
- Aafcu - Miac6150 NW 17th St Ste 206, Bldg 714, Miami, FL 33126Directions
- Aafcu - MiadMiami International Airport, 25 NE 3rd Ave Rm DB3470, Miami, FL 33132Directions
- Aafcu - MiahMiami International Airport, Concourse H, Ground Level, Miami, FL 33122Directions
- Aafcu - Miam4450 NW 22nd Ct, Bldg 3095 Ste 268, Miami, FL 33142Directions
Illinois
4 branches
- Aafcu - OrdOHare International Airport, Terminal 3, Ramp Level, Concourse K-19, Chicago, IL 60666Directions
- Aafcu - OrdcOHare Int Airport AA Cargo Building, 609 S Access Rd, Chicago, IL 60666Directions
- Aafcu - OrgOHare International Airport, Terminal 3, Concourse G-15 MD B015, Chicago, IL 60666Directions
- Aafcu - Ros10600 W Higgins Rd STE 104, Rosemont, IL 60018Directions
New York
4 branches
- Aafcu - LgaLaGuardia Airport Hangar 3 Room 122, Flushing, NY 11371Directions
- Aafcu - LgabLa Guardia Airport, Terminal B Baggage Level Room #HH2L-311, Flushing, NY 11371Directions
- Aafcu - Haj10 North Service Road Hangar 10 Room 104, Jamaica, NY 11430Directions
- Aafcu - JfkJFK International Airport Terminal 8 Arrivals Level, Jamaica, NY 11430Directions
California
3 branches
Los Angeles area · 2
- Aafcu - Laxt300 Continental Blvd, Suite 120, El Segundo, CA 90245Directions
- Aafcu - Lax500 World Way, Terminal 5 Baggage Level 1 Room#TB011, Los Angeles, CA 90045Directions
San Francisco area · 1
- Aafcu - SfoSan Francisco International Airport Terminal 1, Baggage Claim Level Near Carousel 5, San Francisco, CA 94128Directions
North Carolina
3 branches
Charlotte area · 2
- Aafcu - Clt5501 Josh Birmingham Pkwy, CLT Airport Baggage Level, Charlotte, NC 28208Directions
- Aafcu - Clt-Tc4800 Hangar Rd, CLT Training Center, Charlotte, NC 28208Directions
Raleigh area · 1
- Aafcu - Rdur500 Gregson Dr, Cary, NC 27511Directions
Oklahoma
3 branches
- AAFCU - Broken ArrowAAFCU - Broken Arrow Branch, 439 Stone Wood Dr, Broken Arrow, OK 74012Directions
- Aafcu - Owa12411 E 96th St N, Owasso, OK 74055Directions
- Aafcu - TulTulsa Base, Administration Building, 3900 N Mingo Rd, Tulsa, OK 74116Directions
Arizona
2 branches
- Aafcu - Phx3800 E Sky Harbor Blvd Terminal 4, Phoenix, AZ 85034Directions
- Aafcu - Phx Rio1821 W Rio Salado Pkwy, Rio E, Tempe, AZ 85281Directions
Massachusetts
2 branches
- Aafcu - BoscLogan International Airport, 300 Terminal C, Boston, MA 02128Directions
- Aafcu - BosLogan International Airport, 200 Terminal B, East Boston, MA 02128Directions
District of Columbia
1 branch
- Aafcu - Dcac1 Aviation Cir, Terminal 2, Conc C, Room C01-573,Ronald Reagan National Airport, Washington, DC 20001Directions
New Jersey
1 branch
- Aafcu - Ewr614 Frelinghuysen Ave Fl 1, Newark, NJ 07114Directions
Pennsylvania
1 branch
- Aafcu - Phl8500 Essington Ave Ste B, Philadelphia, PA 19153Directions
Tennessee
1 branch
- Aafcu - BnaAAFCU c/o Nashville Post Office Credit Union, 10 Rachel Dr, Nashville, TN 37214Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.68% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.60% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.92% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $67 | $88 | — |
- CapitalNet worth ratio11.68%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.60%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.92%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$67Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of American Airlines Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.