Credit union · NCUA insured
Community Credit Union of Florida Savings Rates
Top CarrotCommunity Credit Union of Florida’s best savings rate is 2.25% APY on $10,000, with its High-Yield Account. Rates checked October 15, 2026.
How Community Credit Union of Florida’s savings rates compare
Compared with banks and credit unions near Palm Bay, FL, where Community Credit Union of Florida has the most branches. $10,000, best rate first.
This credit union’s best
Community Credit Union of Florida
2.25%APY
- Minimum
- $25
- Earns on $10,000 a year
- $225
High-Yield Account
2nd-highest rate
Space Coast Credit Union
1.50%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $150
3rd-highest rate
Launch Credit Union
1.40%APY
- Minimum
- —
- Earns on $10,000 a year
- $140
Community Credit Union of Florida savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0000.62%
- $10,000 balance$10,0002.25%
- $100,000 balance$100,0003.00%
- QualifiedQualified2.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Community Credit Union of Florida ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Serious Saver Account
0.30%APY
Available to personal accounts and individuals of all ages; not available for business accounts. Limit of one Serious Saver Account per membership. Requires eStatements and monthly contribution via payroll deduction or automatic deposit. Allows one withdrawal per calendar year without penalty.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Limited time offer. Requires eStatements and monthly contribution via payroll deduction or automatic deposit. One withdrawal allowed per calendar year without penalty. | 5.00% | — | Limited time offer. Requires eStatements and monthly contribution via payroll deduction or automatic deposit. One withdrawal allowed per calendar year without penalty. |
| Over $500Requires eStatements and monthly contribution via payroll deduction or automatic deposit. One withdrawal allowed per calendar year without penalty. | 0.30% | $30 | Requires eStatements and monthly contribution via payroll deduction or automatic deposit. One withdrawal allowed per calendar year without penalty. |
Sources (3)
- ccuflorida.org/home/personal/savings
- ccuflorida.org/home/personal/savings/serious
- ccuflorida.org/home/rates/deposit
All captured Oct 5, 2026
High-Yield Account
2.25%APY
Avoid a monthly service fee of $25 by maintaining a minimum daily balance of $10,000. Minimum deposit required to open is $25. Membership available in Brevard, Indian River, Orange, Osceola, Polk & Volusia Counties with a $5 one-time membership fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Monthly fee of $25 applies if minimum daily balance of $10,000 is not maintained. | 0.00% | — | Monthly fee of $25 applies if minimum daily balance of $10,000 is not maintained. |
| $10,000 – $25,000Monthly fee of $25 waived when maintaining a minimum daily balance of $10,000. | 2.25% | $225 | Monthly fee of $25 waived when maintaining a minimum daily balance of $10,000. |
| $25,000 – $50,000Monthly fee of $25 waived when maintaining a minimum daily balance of $10,000. | 2.50% | — | Monthly fee of $25 waived when maintaining a minimum daily balance of $10,000. |
| $50,000 – $100,000Monthly fee of $25 waived when maintaining a minimum daily balance of $10,000. | 2.75% | — | Monthly fee of $25 waived when maintaining a minimum daily balance of $10,000. |
| $100,000 and upMonthly fee of $25 waived when maintaining a minimum daily balance of $10,000. | 3.00% | — | Monthly fee of $25 waived when maintaining a minimum daily balance of $10,000. |
Sources (2)
All captured Oct 5, 2026
Premium Savings
1.00%APY
If you have no other products or loans with CCU, you must maintain a daily balance of $500 to avoid a monthly fee of $3. Minimum $5 deposit to open.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500If you have no other products or loans with CCU, you must maintain a daily balance of $500 to avoid a monthly fee of $3. | 0.62% | — | If you have no other products or loans with CCU, you must maintain a daily balance of $500 to avoid a monthly fee of $3. |
| $2,500 – $25,000If you have no other products or loans with CCU, you must maintain a daily balance of $500 to avoid a monthly fee of $3. | 1.00% | $100 | If you have no other products or loans with CCU, you must maintain a daily balance of $500 to avoid a monthly fee of $3. |
| $25,000 – $50,000If you have no other products or loans with CCU, you must maintain a daily balance of $500 to avoid a monthly fee of $3. | 1.00% | — | If you have no other products or loans with CCU, you must maintain a daily balance of $500 to avoid a monthly fee of $3. |
| $50,000 – $100,000If you have no other products or loans with CCU, you must maintain a daily balance of $500 to avoid a monthly fee of $3. | 1.05% | — | If you have no other products or loans with CCU, you must maintain a daily balance of $500 to avoid a monthly fee of $3. |
| $100,000 – $250,000If you have no other products or loans with CCU, you must maintain a daily balance of $500 to avoid a monthly fee of $3. | 1.20% | — | If you have no other products or loans with CCU, you must maintain a daily balance of $500 to avoid a monthly fee of $3. |
| $250,000 – $500,000If you have no other products or loans with CCU, you must maintain a daily balance of $500 to avoid a monthly fee of $3. | 1.25% | — | If you have no other products or loans with CCU, you must maintain a daily balance of $500 to avoid a monthly fee of $3. |
| $500,000 and upIf you have no other products or loans with CCU, you must maintain a daily balance of $500 to avoid a monthly fee of $3. | 1.25% | — | If you have no other products or loans with CCU, you must maintain a daily balance of $500 to avoid a monthly fee of $3. |
Sources (3)
- ccuflorida.org/home/personal/savings
- ccuflorida.org/home/personal/s…/premium_savings_account
- ccuflorida.org/home/rates/deposit
All captured Oct 5, 2026
Money Market
0.62%APY
Money Market accounts are variable rate accounts and rates are subject to change without notice. Fees could reduce earnings on share accounts.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $7,500 | 0.62% | — |
| $7,500 – $25,000 | 0.62% | $62 |
| $25,000 – $50,000 | 1.00% | — |
| $50,000 – $100,000 | 1.05% | — |
| $100,000 and up | 1.20% | — |
Sources (1)
- ccuflorida.org/home/rates/deposit · captured Sep 18, 2026
Share Savings
0.10%APY
Core membership account. $5 minimum deposit represents member share. Maintain $500 daily balance to avoid $3 monthly fee if no other products or loans with CCU.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Monthly fee of $3 waived by maintaining a daily balance of $500 or having other products or loans with CCU. | 0.10% | — | Monthly fee of $3 waived by maintaining a daily balance of $500 or having other products or loans with CCU. |
| $500 – $2,500Monthly fee of $3 waived by maintaining a daily balance of $500 or having other products or loans with CCU. | 0.10% | — | Monthly fee of $3 waived by maintaining a daily balance of $500 or having other products or loans with CCU. |
| $2,500 – $10,000Monthly fee of $3 waived by maintaining a daily balance of $500 or having other products or loans with CCU. | 0.10% | — | Monthly fee of $3 waived by maintaining a daily balance of $500 or having other products or loans with CCU. |
| $10,000 – $50,000Monthly fee of $3 waived by maintaining a daily balance of $500 or having other products or loans with CCU. | 0.10% | $10 | Monthly fee of $3 waived by maintaining a daily balance of $500 or having other products or loans with CCU. |
| $50,000 – $100,000Monthly fee of $3 waived by maintaining a daily balance of $500 or having other products or loans with CCU. | 0.10% | — | Monthly fee of $3 waived by maintaining a daily balance of $500 or having other products or loans with CCU. |
| $100,000 and upMonthly fee of $3 waived by maintaining a daily balance of $500 or having other products or loans with CCU. | 0.10% | — | Monthly fee of $3 waived by maintaining a daily balance of $500 or having other products or loans with CCU. |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
IRA Super Savers Account
0.65%APY
Individual Retirement Account (IRA) savings supporting Traditional and Roth options. Initial deposit of $10 required. No minimum annual deposit.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.65% | — |
| $2,500 – $10,000 | 0.65% | — |
| $10,000 – $25,000 | 0.65% | $65 |
| $25,000 and up | 0.65% | — |
Sources (2)
All captured Oct 5, 2026
My Club Account
0.25%APY
Secondary savings account designed to save for specific goals. Available to all members including youth and student accounts. Funds may be withdrawn at any time without penalty. Funds cannot be accessed via debit/ATM card.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Sources (3)
- ccuflorida.org/home/personal/savings
- ccuflorida.org/home/personal/savings/my
- ccuflorida.org/home/rates/deposit
All captured Oct 5, 2026
Who can join Community Credit Union of Florida
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, attend school, or conduct business in Brevard, Indian River, Orange, Osceola, Polk, or Volusia counties in Florida are eligible for membership.
Employers and groups
- Those associated with ABATE (American Bikers Aiming Toward Education) of Florida, Inc. are eligible for membership.
- Members of an organization or association affiliated with any of the qualifying groups are eligible for membership.
- Retirees of a business in Brevard, Indian River, Orange, Osceola, Polk, or Volusia counties in Florida are eligible for membership.
Military, government and schools
- Employees of the educational system, health care, public information commerce, or public service in Orange County are eligible for membership.
Family and household
- Immediate family members of a current CCU member are eligible for membership.
Membership information collected October 5, 2026.