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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Florida

Showing 1–25 of 182 scored

  1. Top Carrot, Carrot Score 99
    Innovations Financial Credit UnionCDs 83 · Savings 73 · Auto 94 · Cards 95

    Credit union · 9 branches

    99Carrot Score#1 in Florida
  2. Top Carrot, Carrot Score 98
    Oxford Federal Credit UnionCDs 92 · Savings 89 · Auto 68 · Cards 97

    Credit union · 1 branch

    98Carrot Score#2 in Florida
  3. Top Carrot, Carrot Score 97
    Climate First BankCDs 96 · Savings 99

    Bank · 4 branches

    97Carrot Score#3 in Florida
  4. Top Carrot, Carrot Score 96
    PenFed Credit UnionCDs 75 · Savings 89 · Auto 91 · Cards 60

    Credit union · 2 branches

    96Carrot Score#4 in Florida
  5. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionCDs 89 · Savings 89 · Auto 92 · Cards 81

    Credit union · 6 branches

    94Carrot Score#5 in Florida
  6. Top Carrot, Carrot Score 94
    Jax Fire Credit UnionCDs 75 · Savings 78 · Auto 89 · Cards 89

    Credit union · 1 branch

    94Carrot Score#6 in Florida
  7. Top Carrot, Carrot Score 94
    JM Associates FCUCDs 77 · Savings 99 · Auto 81 · Cards 87

    Credit union · 3 branches

    94Carrot Score#7 in Florida
  8. Top Carrot, Carrot Score 93
    First Choice Credit UnionCDs 89 · Savings 80 · Auto 81 · Cards 89

    Credit union · 2 branches

    93Carrot Score#8 in Florida
  9. Top Carrot, Carrot Score 93
    CIBC Bank USACDs 89 · Savings 97

    Bank · 1 branch

    93Carrot Score#9 in Florida
  10. Top Carrot, Carrot Score 93
    BCFCUCDs 87 · Savings 74 · Auto 96 · Cards 84

    Credit union · 3 branches

    93Carrot Score#10 in Florida
  11. Top Carrot, Carrot Score 92
    United BankCDs 89 · Savings 94 · Auto 78 · Cards 71

    Bank · 3 branches

    92Carrot Score#11 in Florida
  12. Top Carrot, Carrot Score 92
    Gold Coast Federal Credit UnionCDs 60 · Savings 89 · Auto 91

    Credit union · 4 branches

    92Carrot Score#12 in Florida
  13. Top Carrot, Carrot Score 92
    Champions First Credit UnionCDs 88 · Savings 68 · Auto 94

    Credit union · 9 branches

    92Carrot Score#13 in Florida
  14. Top Carrot, Carrot Score 92
    Firefighters First Credit UnionCDs 86 · Savings 88 · Auto 89 · Cards 88

    Credit union · 1 branch

    92Carrot Score#13 in Florida
  15. Top Carrot, Carrot Score 92
    tMH Federal Credit UnionCDs 73 · Savings 77 · Auto 89 · Cards 88

    Credit union · 2 branches

    92Carrot Score#13 in Florida
  16. Top Carrot, Carrot Score 91
    Suncoast Credit UnionCDs 92 · Savings 89 · Auto 76 · Cards 61

    Credit union · 79 branches

    91Carrot Score#16 in Florida
  17. Top Carrot, Carrot Score 91
    American Pride BankCDs 88 · Savings 99

    Bank · 1 branch

    91Carrot Score#17 in Florida
  18. Top Carrot, Carrot Score 91
    Miami Firefighters Federal Credit UnionCDs 91 · Savings 88 · Auto 89

    Credit union · 1 branch

    91Carrot Score#18 in Florida
  19. Top Carrot, Carrot Score 91
    SUN Credit UnionCDs 89 · Savings 83 · Auto 91

    Credit union · 3 branches

    91Carrot Score#19 in Florida
  20. Top Carrot, Carrot Score 90
    Unity of Eatonville FCUCDs 64 · Auto 94 · Cards 87

    Credit union · 1 branch

    90Carrot Score#20 in Florida
  21. Top Carrot, Carrot Score 90
    Family First Credit UnionCDs 88 · Savings 62 · Auto 83 · Cards 89

    Credit union · 1 branch

    90Carrot Score#21 in Florida
  22. Top Carrot, Carrot Score 90
    SUMA Federal Credit UnionCDs 91 · Savings 88 · Auto 82 · Cards 88

    Credit union · 3 branches

    90Carrot Score#22 in Florida
  23. Top Carrot, Carrot Score 89
    Eglin Federal Credit UnionCDs 80 · Savings 84 · Auto 87 · Cards 89

    Credit union · 11 branches

    89Carrot Score#23 in Florida
  24. Top Carrot, Carrot Score 89
    EverenceCDs 88 · Savings 89 · Auto 87 · Cards 89

    Credit union · 1 branch

    89Carrot Score#23 in Florida
  25. Top Carrot, Carrot Score 89
    Community South Credit UnionCDs 74 · Savings 79 · Auto 85 · Cards 93

    Credit union · 4 branches

    89Carrot Score#25 in Florida

Ranked by Carrot Score: how each institution’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 146 of the 328 institutions with a branch in Florida have too few rates published or captured to score. Rankings are a preview, not awards.