Compare Bank & Credit Union Rates
Best savings rates in Tallahassee, FL
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Tallahassee, FL
- 4.00%APY$400 a year on $10,000intro rate
Requirements
Product: Offer is applicable to consumer Money Market accounts. Account must be funded with new money not currently on deposit with SmartBank and not previously on deposit within the last 180 days. In-person opening requires printing the offer or referencing 'Summer 2026 Money Market Special'.
Offer: Special promotional rate. Variable rate account; interest compounds daily. A $2,500 minimum opening deposit of new money is required to obtain APY; after opening, no minimum balance is required to continue earning the APY. $10 monthly service fee is waived if a minimum daily balance of $2,500 is maintained on every day of the statement cycle.
Promotional rate · 3.92% interest rate · $10 monthly fee · Effective Jun 30, 2026
Rate checked
More details - First Commerce Credit UnionMomentum Money MarketMomentum Money Market · $2,500 min · 0.75%–4.00% by balance
Credit union · 5 branches
3.00%APY$300 a year on $10,000Requirements
Product: Minimum opening deposit $2,500. No monthly maintenance fee. Dividends are compounded monthly and credited monthly using a blended rate across balance tiers. Limit one Momentum Money Market account per member; members with a Momentum MMA may not hold a Traditional Money Market at the same time. Membership required. Federally insured by NCUA.
Offer: Blended rate tier on balances between $0.01 and $9,999.99; earn up to 4.00% APY on balances under $10,000.
3.93% interest rate · Compounded monthly · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Momentum Money Market Balance APY Up to $10,000 4.00% $10,000 – $25,000Your amount 3.00% $25,000 – $500,000 2.00% $500,000 and upBlended rate tier on balances $250,000 or more. 0.75% Rate checked
More details - 2.12%APY$212 a year on $10,000
Requirements
Product: Member must maintain $5 par value. All share accounts are variable rate accounts.
Offer: $5 monthly fee if daily balance is below $500 (waived by maintaining a daily balance of $500 or more). Variable rate. Member must maintain $5 par value.
2.10% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 1.51%APY$151 a year on $10,000with conditions
Requirements
Product: Links to Kasasa Cash or Kasasa Cash Back checking account. Transfers of Kasasa Cash or Kasasa Cash Back earnings are automatic. Limit two accounts per social security number.
Offer: Qualifications met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle: at least 12 debit card purchases posted and settled, enroll in and agree to receive eStatements, and enroll in and log into online banking at least once.
Qualified rate · 1.50% interest rate · No monthly fee · Effective Sep 14, 2022
Rate checked
More details - Addition Financial Credit UnionGrowth Plus Money MarketGrowth Plus Money Market · $1,000 min · 0.05%–2.63% by balance
Credit union · 4 branches
1.31%APY$131 a year on $10,000with conditionsRequirements
Product: Active Benefits Checking or Classic Checking account required for access. Dividends are compounded daily and paid monthly.
Qualified rate · 0.05% interest rate · Compounded daily · Effective Dec 1, 2025
Rate by balance
Rate by balance for Growth Plus Money Market Balance APY $1,000 – $10,000 0.05% $10,000 – $100,000Your amount 1.31% $100,000 – $249,999 1.51% $250,000 – $999,999 2.12% $1,000,000 and up 2.63% Rate checked
More details - First Florida Credit UnionMoney MarketMoney Market · $2,500 min · 1.09%–1.49% by balance
Credit union · 4 branches
1.09%APY$109 a year on $10,000Requirements
Product: Membership eligibility is required. Minimum balance required to open is $2,500.00. Dividends are calculated by the average daily balance method.
Offer: Dividends calculated by the average daily balance method and compounded/credited monthly.
1.08% interest rate · Effective Aug 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 1.09% $25,000 – $50,000 1.19% $50,000 – $100,000 1.39% $100,000 – $250,000 1.49% $250,000 and up 1.49% Rate checked
More details - VyStar Credit UnionMoney MarketMoney Market · $0 min · 0.90%–1.45% by balance
Credit union · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: Dividends are calculated daily, compounded daily and credited monthly. Account includes checks and a debit card.
0.90% interest rate · Compounded daily · Effective Jan 22, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.90% $10,000 – $100,000Your amount 1.00% $100,000 – $250,000 1.25% $250,000 and up 1.45% Rate checked
More details - 0.72%APY$72 a year on $10,000
Requirements
Product: Requires a balance of $2,500 to remain open and earn higher dividends. Higher balances earn higher dividends. No early withdrawal fee.
0.72% interest rate · Effective Mar 1, 2025
Rate checked
More details - Addition Financial Credit UnionMoney MarketMoney Market · $1,000 min · 0.05%–1.46% by balance
Credit union · 4 branches
0.70%APY$70 a year on $10,000Requirements
Product: Dividends paid on daily account balances of $1,000 or more. No minimum opening deposit. No required minimum balance. Dividends are compounded daily and paid monthly.
0.05% interest rate · Compounded daily · Effective Dec 1, 2025
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $10,000 0.05% $10,000 – $100,000Your amount 0.70% $100,000 – $250,000 0.95% $250,000 – $1,000,000 1.26% $1,000,000 and up 1.46% Rate checked
More details - Hello Credit UnionSunnyside Up! SavingsSavings · $0 min · 0.50%–5.00% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,0004.88% interest rate · Effective Jan 28, 2026
Rate by balance
Rate by balance for Sunnyside Up! Savings Balance APY Up to $500 5.00% Over $500Your amount 0.50% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Avoid the $2 minimum balance service charge by maintaining a $100 minimum daily balance.
Offer: Minimum balance to obtain APY is $0.01. $2 monthly service charge waived by maintaining a $100 minimum daily balance.
0.50% interest rate · $2 monthly fee · Effective Sep 14, 2022
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Unlimited deposits and withdrawals. Payroll deductions. Rates subject to change weekly. Daily earnings.
Offer: Frequency of compounding: Monthly.
0.50% interest rate · Effective Sep 28, 2023
Rate checked
More details - First Commerce Credit UnionMoney MarketMoney Market · $2,500 min · 0.15%–1.15% by balance
Credit union · 5 branches
0.40%APY$40 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit $2,500. A $10 monthly fee is assessed on balances below $2,500 (no fees on average daily balances of $2,500 or higher). Free check writing up to 3 per month. All dividends are posted quarterly.
Offer: Power Checking rate tier. Requires Power Checking account with an Average Daily Balance of $2,500 or more (also applies to iEarn and iEarn 50+ accounts). Fee waived on average daily balances of $2,500 or higher.
Qualified rate · 0.15% interest rate · $10 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.15% $10,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.55% $50,000 – $100,000 0.80% $100,000 – $250,000 1.05% $250,000 – $500,000 1.10% $500,000 and up 1.15% Rate checked
More details - Gulf Winds Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.30%–2.25% by balance
Credit union · 2 branches
0.40%APY$40 a year on $10,000Requirements
Product: Membership eligibility required. Account opening subject to approval. Rates apply to entire balance. Dividends calculated daily and compounded monthly. Fees may reduce earnings.
0.30% interest rate · Compounded monthly · Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.30% $2,500 – $25,000Your amount 0.40% $25,000 – $75,000 1.00% $75,000 – $150,000 1.30% $150,000 – $250,000 1.50% $250,000 – $500,000 1.75% $500,000 and up 2.25% Rate checked
More details - First Commerce Credit UnionMoney MarketMoney Market · $2,500 min · 0.10%–1.10% by balance
Credit union · 5 branches
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit $2,500. A $10 monthly fee is assessed on balances below $2,500 (no fees on average daily balances of $2,500 or higher). Free check writing up to 3 per month. All dividends are posted quarterly.
Offer: Standard rate. Fee waived on average daily balances of $2,500 or higher.
Qualified rate · 0.10% interest rate · $10 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amount 0.35% $25,000 – $50,000 0.50% $50,000 – $100,000 0.75% $100,000 – $250,000 1.00% $250,000 – $500,000 1.05% $500,000 and up 1.10% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Tallahassee, FL
59 accounts at 19 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 1.02%
- Banks, typical
- 0.01%
- Credit unions, typical
- 0.13%
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Tallahassee, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- BCFCUCredit union · 1 branch
- Champions First Credit UnionCredit union · 5 branches
- tMH Federal Credit UnionCredit union · 2 branches