Bank · FDIC insured
BankUnited Savings Rates
BankUnited’s best savings rate is 3.50% APY on $10,000, with its Promotional Money Market Account. Rates checked October 15, 2026.
How BankUnited’s savings rates compare
Compared with banks and credit unions near Miami, FL, where BankUnited has the most branches. $10,000, best rate first.
This bank’s best
BankUnited
3.50%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $350
Promotional Money Market Account
Top rate
JM Associates FCU
5.12%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $512
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
BankUnited savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0002.10%
- $10,000 balance$10,0003.50%
- $100,000 balance$100,0003.50%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where BankUnited ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Promotional Money Market Account
3.50%APY
Available to new clients who have never held an account with BankUnited, N.A., or existing clients who deposit new funds not currently on deposit with BankUnited. Monthly maintenance fee waived when minimum daily balance is maintained. After the 6-month promotional period, converts to standard Money Market account at the then-current variable APY.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balancePromotional APY applies for the first 6 months on all balances. Monthly maintenance fee waived when required minimum daily balance is maintained. After 6 months, converts to variable rate. Available to new clients or existing clients depositing new funds.Any balance | 3.50% | $350 | Promotional APY applies for the first 6 months on all balances. Monthly maintenance fee waived when required minimum daily balance is maintained. After 6 months, converts to variable rate. Available to new clients or existing clients depositing new funds. |
Sources (2)
- bankunited.com/personal/saving…nal-money-market-account
- bankunited.com/personal/saving…-money-market-account-pm
All captured Sep 18, 2026
High Yield Savings
2.10%APY
Variable rate subject to change at any time. No monthly maintenance fee and no monthly balance requirements.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate. No monthly maintenance fee. No ongoing monthly balance requirements.Any balance | 2.10% | $210 | Variable rate. No monthly maintenance fee. No ongoing monthly balance requirements. |
Sources (2)
- bankunited.com/personal/savings-accounts-georgia
- bankunited.com/personal/saving…gh-yield-savings-account
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.