Bank · FDIC insured
Gala Bank
Top CarrotA $44.9M bank headquartered in Ocala, FL, with 2 branches in Florida. Best rates: CDs 4.30% and savings 2.58% APY.
Gala Bank Carrot Score
Carrot ScoreTop Carrot
Higher than 88% of U.S. banks and credit unions
#4 of 15 in Gainesville, FL metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Gala Bank
Gala Bank operates branches in Ocala and Gainesville, Florida.
- Headquarters
- 517 Sw 27th Ave, Ocala, FL 34471
- FDIC certificate
- 59358 ↗
Branches
2 branches in Florida
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Florida
2 branches
Ocala area · 1
- Gala BankMain office517 Sw 27th Ave, Ocala, FL 34471Directions
Gainesville area · 1
- Gainesville Branch7515 W University Ave, Gainesville, FL 32607Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 22.07% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 0.00% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | -1.98% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $63 | $67 | — |
- CapitalLeverage ratio22.07%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets-1.98%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$63Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Gala Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.