Bank · FDIC insured
Republic Bank
Top CarrotA $7.1B bank, the 215th largest of 4,207, headquartered in Louisville, KY, with 47 branches in 5 states. Best rates: CDs 4.25% and savings 2.25% APY.
Republic Bank Carrot Score
Carrot ScoreTop Carrot
Higher than 88% of U.S. banks and credit unions
#9 of 43 in Louisville/Jefferson County, KY-IN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Republic Bank
Founded in 1982, Republic Bank & Trust Company is a subsidiary of Republic Bancorp, Inc.
The bank operates 47 banking centers across five states, providing commercial and consumer banking, credit cards, equipment leasing, Treasury Management, and mortgage banking services.
- Headquarters
- 601 W Market St, Louisville, KY 40202
- FDIC certificate
- 23627 ↗
Branches
47 branches in 5 states
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Kentucky
29 branches
Louisville/Jefferson County area · 19
- Republic Bank & Trust CompanyMain office601 W Market St, Louisville, KY 40202Directions
- Bardstown Road Branch2801 Bardstown Rd, Louisville, KY 40205Directions
- Dixie Highway Branch8800 Dixie Hwy, Louisville, KY 40258Directions
- Fern Creek Banking Branch10100 Brookridge Village Blvd, Louisville, KY 40291Directions
- Hikes Point Branch3902 Taylorsville Rd, Louisville, KY 40220Directions
- Hurstbourne Branch661 S Hurstbourne Pkwy, Louisville, KY 40222Directions
- Jeffersontown Branch3811 Ruckriegel Pkwy, Louisville, KY 40299Directions
- New Cut Branch5125 New Cut Rd, Louisville, KY 40214Directions
- Old Brownsboro Road Branch4921 Brownsboro Rd, Louisville, KY 40222Directions
- Outer Loop Branch4808 Outer Loop, Louisville, KY 40219Directions
- Poplar Level Branch1420 Poplar Level Rd, Louisville, KY 40217Directions
- Springhurst Branch9600 Brownsboro Rd, Louisville, KY 40241Directions
- St Matthews3726 Lexington Rd, Louisville, KY 40207Directions
- Ymca Branch1720 W Broadway, Louisville, KY 40203Directions
- Blankenbaker Parkway Branch11330 Main St, Middletown, KY 40243Directions
- Prospect Banking Branch9101 Ushwy 42, Prospect, KY 40059Directions
- Shelbyville Branch35 Village Plz, Shelbyville, KY 40065Directions
- Shepherdsville Branch438 Highway 44 E, Shepherdsville, KY 40165Directions
- Baptist East Branch3950 Kresge Way, St. Matthews, KY 40207Directions
Lexington area · 6
- Georgetown Branch430 Connector Rd, Georgetown, KY 40324Directions
- Chevy Chase641 Euclid Ave, Lexington, KY 40502Directions
- Harrodsburg Road Branch2401 Harrodsburg Rd, Lexington, KY 40504Directions
- Lexington - Andover3098 Helmsdale Pl, Lexington, KY 40509Directions
- Tates Creek Branch3608 Walden Dr, Lexington, KY 40517Directions
- Vine Center Branch333 W Vine St, Lexington, KY 40507Directions
Cincinnati area · 4
- Bellevue Branch119 Fairfield Ave, Bellevue, KY 41073Directions
- Covington Branch535 Madison Ave, Covington, KY 41011Directions
- Crestview Hills25 Town Center Blvd, Crestview Hills, KY 41017Directions
- Florence Branch8513 Ushwy 42, Florence, KY 41042Directions
Florida
7 branches
- Walsingham Branch12933 Walsingham Rd, Largo, FL 33774Directions
- Trinity Branch10577 State Road 54, New Port Richey, FL 34655Directions
- Seminole Branch7800 Seminole Blvd, Seminole, FL 33772Directions
- Central Avenue Branch6600 Central Ave, St. Petersburg, FL 33707Directions
- Cornerstone Community Bank Main Office Branch6300 4th St N, St. Petersburg, FL 33702Directions
- Temple Terrace Branch6906 E Fowler Ave, Tampa, FL 33617Directions
- Westshore1300 N West Shore Blvd, Tampa, FL 33607Directions
Ohio
4 branches
- Hosbrook Branch8050 Hosbrook Rd, Cincinnati, OH 45236Directions
- Kenwood Branch8100 Montgomery Rd, Cincinnati, OH 45236Directions
- Norwood Branch4030 Smith Rd, Cincinnati, OH 45209Directions
- West Chester Banking Center9110 W Chester Towne Ctr, West Chester, OH 45069Directions
Tennessee
4 branches
- Cool Springs Branch113 Seaboard Ln, Franklin, TN 37067Directions
- Fortress Branch1141 Fortress Blvd, Murfreesboro, TN 37128Directions
- West End Square Branch3404 West End Avenue, Nashville, TN 37203Directions
- Spring Hill Branch128 Kedron Pkwy, Spring Hill, TN 37174Directions
Indiana
3 branches
- Floyds Knobs Branch4571 Duffy Rd, Floyds Knobs, IN 47119Directions
- Jeffersonville Branch3141 Highway 62, Jeffersonville, IN 47130Directions
- Charlestown Road Branch3001 Charlestown Crossing Way, New Albany, IN 47150Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 14.82% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.56% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 2.13% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $97 | $88 | — |
- CapitalLeverage ratio14.82%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.56%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets2.13%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$97Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Republic Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.