Credit union · NCUA insured
Achieva Credit Union
A $3.2B credit union, the 159th largest of 4,329, headquartered in Dunedin, FL, with 218,701 members and 28 branches in Florida. Best rates: CDs 4.35% and savings 0.25% APY.
Achieva Credit Union Carrot Score
81
Carrot Score
Higher than 54% of U.S. banks and credit unions
#29 of 54 in Tampa, FL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Achieva Credit Union
Founded in 1937 by seven Pinellas County teachers, Achieva Credit Union is a member-owned, not-for-profit financial institution.
Originally named Pinellas County Teachers Credit Union in 1950, it later changed its name to Achieva Credit Union as membership expanded.
Headquartered in Dunedin, Florida, Achieva operates 26 branches across 22 Florida counties.
- Headquarters
- 1659 Achieva Way, Dunedin, FL 34698-7405
- NCUA charter
- 60087
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Family and household
- Immediate family members of members—including parents, children, spouse, surviving spouse, or any other relative by blood, marriage, or adoption, regardless of whether they reside in the same household—are eligible for membership.
Branches
28 branches in Florida
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Florida
28 branches
Tampa area · 14
- Drew St2201 Drew St, Clearwater, FL 33765Directions
- Dunedin1150 Achieva Way, Dunedin, FL 34698Directions
- Land O Lakes2115 Collier Pkwy, Land O' Lakes, FL 34639Directions
- Largo12580 Seminole Blvd, Largo, FL 33778Directions
- New Port Richey5920 State Road 54, New Port Richey, FL 34652Directions
- Trinity12006 State Road 54, Odessa, FL 33556Directions
- Eastlake Rd3446 E Lake Rd, Palm Harbor, FL 34685Directions
- Palm Harbor33715 US Highway 19 N, Palm Harbor, FL 34684Directions
- Park Blvd7105 Park Blvd N, Pinellas Park, FL 33781Directions
- Mariner Blvd7126 Mariner Blvd, Spring Hill, FL 34609Directions
- NE St Pete413 62nd Ave N, St. Petersburg, FL 33702Directions
- St Pete3629 11th Ave N, St. Petersburg, FL 33713Directions
- Viking5500 16th St N, St. Petersburg, FL 33703Directions
- Carrollwood Exchange10901 N Dale Mabry Hwy, Tampa, FL 33618Directions
North Port area · 5
- Lockwood Commons4254 53rd Ave E, Bradenton, FL 34203Directions
- North Port2467 Sycamore St, North Port, FL 34289Directions
- Bee Ridge Rd3000 Bee Ridge Rd, Sarasota, FL 34239Directions
- Fruitville Rd5881 Fruitville Rd, Sarasota, FL 34232Directions
- E Venice Ave1485 E Venice Ave, Venice, FL 34292Directions
Cape Coral area · 5
- Del Prado Blvd S2127 Del Prado Blvd S, Cape Coral, FL 33990Directions
- Pine Island3031 SW Pine Island Rd, Cape Coral, FL 33991Directions
- Estero21301 S Tamiami Trl Ste 360, Estero, FL 33928Directions
- Colonial Blvd4379 Colonial Blvd Ste 100, Fort Myers, FL 33966Directions
- Lehigh Acres2499 Lee Blvd, Lehigh Acres, FL 33971Directions
Naples area · 2
- Hammock Cove4338 Thomasson Dr Unit 4338, Naples, FL 34112Directions
- Naples6435 Naples Blvd, Naples, FL 34109Directions
Punta Gorda area · 2
- Murdock1850 Tamiami Trl, Port Charlotte, FL 33948Directions
- Punta Gorda3105 Tamiami Trl, Punta Gorda, FL 33950Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.94% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.35% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.96% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $90 | $88 | — |
- CapitalNet worth ratio9.94%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.35%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.96%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$90Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Achieva Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.