Bank · FDIC insured
Meridian Bank
A $2.6B bank headquartered in Wayne, PA, with 7 branches in 2 states. Best rates: CDs 3.75% and savings 1.75% APY.
Meridian Bank Carrot Score
83
Carrot Score
Higher than 61% of U.S. banks and credit unions
#39 of 118 in Philadelphia, PA-NJ-DE-MD metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Meridian Bank
Founded in 2004, Meridian Bank is headquartered in Malvern, Pennsylvania.
Operating in five states, the bank specializes in business and industrial lending, retail and commercial real estate lending, and high-yielding depository products.
- Headquarters
- 220 W. Lancaster Avenue, Wayne, PA 19087
- FDIC certificate
- 57777 ↗
Branches
7 branches in 2 states
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Pennsylvania
6 branches
- Meridian BankMain office220 W. Lancaster Avenue, Wayne, PA 19087Directions
- Blue Bell - Center Square Branch1301 Skippack Pike, Blue Bell, PA 19422Directions
- Doylestown Branch1719a S Easton Rd, Doylestown, PA 18901Directions
- Media Branch100 E State St, Media, PA 19063Directions
- Philadelphia Branch1760 Market St, Philadelphia, PA 19103Directions
- West Chester Office Branch16 W Market St, West Chester, PA 19382Directions
Florida
1 branch
- Bonita Springs, Fl Branch12611 Bonita Beach Rd Se, Bonita Springs, FL 34135Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.72% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 3.68% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.76% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $101 | $88 | — |
- CapitalLeverage ratio9.72%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent3.68%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.76%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$101Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Meridian Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.