Compare Bank & Credit Union Rates
Best savings rates in Coral Gables, FL
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Coral Gables, FL
- 4.20%APY$420 a year on $10,000intro rate
Requirements
Product: Available exclusively online and by phone; not available to open through financial centers. Variable rate account, APY may change without notice.
Offer: APY is for new accounts only and may not apply to existing accounts. Variable rate. Fees may reduce earnings. Interest compounded daily.
Promotional rate · Compounded daily · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - 4.00%APY$400 a year on $10,000intro rate
Requirements
Product: Personal accounts only. $5 monthly maintenance charge waived with at least a $300 average daily collected balance, or by maintaining a Flagstar personal checking relationship, or if the primary account owner is 24 years of age or younger.
Offer: Standard non-promotional rate applies to balances under $10,000 ($0.01 or greater). $5 monthly maintenance fee waived if average daily collected balance is at least $300, or with an owner relationship on a Flagstar personal checking account with a balance of at least $0.01, or if primary account owner is 24 or younger.
Promotional rate · $5 monthly fee · Effective Oct 17, 2026
Rate by balance
Rate by balance for Flagstar Ready Savings Balance APY Up to $10,000 0.05% $10,000 and upYour amountMust be a new personal savings client and deposit new money. $1 minimum opening deposit. Reverts to standard non-promotional rate after 180 days. Early account closure fee may apply if closed within 180 days. 4.00% Rate checked
More details - 3.50%APY$350 a year on $10,000intro rate
Requirements
Product: Domestic personal accounts only (advertised rate applies in Florida). Must be a US citizen or resident alien with valid US TIN. Variable rate account. Must open an account by 10/09/2026 to get the promotional rate. $35 monthly service fee waived by maintaining a $50,000 balance per statement cycle. 6 free withdrawals/transfers per statement cycle ($12 each after). Minimum $100 balance required to earn interest.
Offer: Promotional rate; must open account by 10/09/2026. Stated offer is valid only for Domestic Personal Account customers in Florida. Must be a citizen or resident alien of the US with valid US TIN. Variable rate account. $35 monthly service fee waived with $50,000 balance per statement cycle.
Promotional rate · $35 monthly fee · Effective Sep 10, 2026
Rate checked
More details - BankUnitedPromotional Money Market AccountPromotional Money Market Account · $2,500 min
Bank · 1 branch
3.50%APY$350 a year on $10,000intro rateRequirements
Product: Available to new clients who have never held an account with BankUnited, N.A., or existing clients who deposit new funds not currently on deposit with BankUnited. Monthly maintenance fee waived when minimum daily balance is maintained. After the 6-month promotional period, converts to standard Money Market account at the then-current variable APY.
Offer: Promotional APY applies for the first 6 months on all balances. Monthly maintenance fee waived when required minimum daily balance is maintained. After 6 months, converts to variable rate. Available to new clients or existing clients depositing new funds.
Promotional rate · Effective Jul 14, 2026
Rate checked
More details - 3.25%APY$325 a year on $10,000with conditions
Requirements
Product: New money only offer. Deposits must come from funds not currently held at Sunstate Bank.
Offer: Standard competitive rate without checking account relationship.
Qualified rate
Rate by balance
Rate by balance for Advantage Money Market Balance APY Any balance 3.00% $2,500 – $10,000 0.10% $10,000 and upYour amount 3.25% $250,000 and up 3.04% Rate checked
More details - 3.04%APY$304 a year on $10,000with conditions
Requirements
Product: New money only offer. Deposits must come from funds not currently held at Sunstate Bank.
Offer: Balance below $2,500.
Qualified rate · 0.00% interest rate
Rate by balance
Rate by balance for Advantage Money Market Balance APY Up to $2,500 0.00% $10,000 – $250,000Your amount 3.04% Rate checked
More details - 3.00%APY$300 a year on $10,000
Requirements
Product: Available in select markets/states to applicants with qualifying residential address. Monthly service fee is waived for accounts with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Everyday Benefits tier. Rates apply to ZIP 57108 (OUT pricing region). $4.50 monthly fee waived with $500+ average monthly balance or linked Citi checking account.
2.96% interest rate · $4.50 monthly fee
Rate checked
More details - Anthem Bank & TrustRISE Money Market AccountRISE Money Market Account · $5,000 min · 0.10%–4.06% by balance
Bank · 1 branch
2.53%APY$253 a year on $10,000Requirements
Product: Rates based on average daily balances. Monthly fee waived with checking account.
Offer: Balance below $9,999.99. Fee waived with checking.
0.10% interest rate · No monthly fee
Rate by balance
Rate by balance for RISE Money Market Account Balance APY Up to $10,000 0.10%* $10,000 – $50,000Your amount 2.53% $50,000 – $100,000 2.53% $100,000 – $1,000,000 3.51% $1,000,000 – $2,500,000 3.61% $2,500,000 – $5,000,000 3.71% $5,000,000 – $10,000,000 3.92% $10,000,000 and up 4.06% Rate checked
More details - Anthem Bank & TrustGive Money Market AccountGive Money Market Account · $0 min · 0.10%–2.53% by balance
Bank · 1 branch
2.53%APY$253 a year on $10,000Requirements
Product: 0.15% APY donated to charity on total participating balances. Monthly fee waived with checking account.
Offer: Balance below $1,000. Fee waived with checking.
0.10% interest rate · No monthly fee
Rate by balance
Rate by balance for Give Money Market Account Balance APY Up to $1,000 0.10%* $1,000 – $5,000 1.51% $5,000 – $10,000 2.02% $10,000 and upYour amount 2.53% Rate checked
More details - Anthem Bank & TrustSHIELD Money Market AccountSHIELD Money Market Account · $500 min · 0.10%–3.85% by balance
Bank · 1 branch
2.50%APY$250 a year on $10,000Requirements
Product: Daily balance of $1,000 required to earn interest. Monthly fee waived with checking account.
Offer: Balance below $9,999. Fee waived with checking.
No monthly fee
Rate by balance
Rate by balance for SHIELD Money Market Account Balance APY Up to $9,999 0.10% $10,000 – $50,000Your amount 2.50% $50,000 – $100,000 2.50% $100,000 – $1,000,000 3.30% $1,000,000 – $2,500,000 3.40% $2,500,000 – $5,000,000 3.50% $5,000,000 – $10,000,000 3.70% $10,000,000 and up 3.85% Rate checked
More details - 2.10%APY$210 a year on $10,000
Requirements
Product: Variable rate subject to change at any time. No monthly maintenance fee and no monthly balance requirements.
Offer: Variable rate. No monthly maintenance fee. No ongoing monthly balance requirements.
No monthly fee · Effective Oct 27, 2025
Rate checked
More details - Popular BankPopular Saver Money Market AccountPopular Saver Money Market Account · $100 min · 0.05%–3.25% by balance
Bank · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Minimum opening deposit is $100. Monthly service fee of $15 is assessed if the minimum daily balance falls below $10,000. Up to 6 transfers/withdrawals per statement cycle without a fee. Variable rates subject to change.
Offer: Initial deposit / balance of $0.01 - $9,999.99. Variable rate. Monthly fee of $15 applies if minimum daily balance is below $10,000.
0.05% interest rate · $15 monthly fee · Effective Dec 15, 2025
Rate by balance
Rate by balance for Popular Saver Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 1.25% $25,000 – $50,000Monthly fee of $15 waived if minimum daily balance is at or above $10,000. 3.10% $50,000 – $250,000Monthly fee of $15 waived if minimum daily balance is at or above $10,000. 3.10% $250,000 and upMonthly fee of $15 waived if minimum daily balance is at or above $10,000. 3.25% Rate checked
More details - Belmont Bank & Trust CompanyFree Kasasa SaverSavings · $50 min · 0.10%–1.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking account. Monthly e-statements are a condition of this account. Limit 1 account per social security number. No monthly maintenance fees.
Offer: When qualifications in linked Kasasa Cash or Kasasa Cash Back account are met (at least 1 direct deposit, ACH payment, ACH credit, or bill pay transaction and at least 12 debit card purchases post and settle per monthly qualification cycle).
Qualified rate · 1.00% interest rate · No monthly fee · Effective Aug 31, 2020
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $100,000Your amount 1.00% $100,000 and upWhen qualifications in linked Kasasa Cash or Kasasa Cash Back account are met; 0.10%* Rate checked
More details - United Community BankUnited Money MarketUnited Money Market · $1,500 min · 0.50%–1.15% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Monthly maintenance charge of $12 will be assessed unless a daily balance of $1,500 is maintained. $10.00 excessive withdrawal fee for each withdrawal over 6 per month.
Offer: Lowest number listed in each tier represents the minimum daily balance required to obtain the APY.
$12 monthly fee
Rate by balance
Rate by balance for United Money Market Balance APY Up to $9,999 0.50% $10,000 – $49,999Your amount 0.50% $50,000 – $99,999 0.50% $100,000 – $249,999 1.00% $250,000 – $499,999 1.00% $500,000 – $999,999 1.15% $1,000,000 and up 1.15% Rate checked
More details - Baptist Health South Florida FCUMoney MarketMoney Market · $2,500 min · 0.00%–2.75% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: With a minimum deposit of $2,500. Dividends are paid/credited quarterly and calculated based on average daily balance. If the account balance falls below $2,500, it will not receive a dividend. Limited to three withdrawals per month ($5 fee per withdrawal exceeding three per month).
Offer: If balance falls below $2,500, it will not receive a dividend.
0.00% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 0.50% $25,000 – $50,000 0.75% $50,000 – $100,000 1.00% $100,000 – $150,000 1.50% $150,000 – $200,000 1.75% $200,000 – $250,000 2.25% $250,000 and up 2.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Coral Gables, FL
63 accounts at 23 banks and credit unions · checked Oct 6–22
- Typical
- 0.06%
- Top 10% from
- 2.91%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.30%
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Miami, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- American Airlines Federal Credit UnionCredit union · 6 branches
- JM Associates FCUCredit union · 1 branch
- First Choice Credit UnionCredit union · 2 branches