Compare Bank & Credit Union Rates
Best savings rates in West Palm Beach, FL
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in West Palm Beach, FL
- 4.00%APY$400 a year on $10,000intro rate
Requirements
Product: Personal accounts only. $5 monthly maintenance charge waived with at least a $300 average daily collected balance, or by maintaining a Flagstar personal checking relationship, or if the primary account owner is 24 years of age or younger.
Offer: Standard non-promotional rate applies to balances under $10,000 ($0.01 or greater). $5 monthly maintenance fee waived if average daily collected balance is at least $300, or with an owner relationship on a Flagstar personal checking account with a balance of at least $0.01, or if primary account owner is 24 or younger.
Promotional rate · $5 monthly fee · Effective Oct 17, 2026
Rate by balance
Rate by balance for Flagstar Ready Savings Balance APY Up to $10,000 0.05% $10,000 and upYour amountMust be a new personal savings client and deposit new money. $1 minimum opening deposit. Reverts to standard non-promotional rate after 180 days. Early account closure fee may apply if closed within 180 days. 4.00% Rate checked
More details - 3.56%APY$356 a year on $10,000
Requirements
Product: Available exclusively through digital banking platform. "New Money" only. Rates are variable and subject to change without notice.
Offer: Offered as of 4/20/2026. APY applies to balances from $1,000 to $250,000. Daily minimum balance of $1,000 is required to earn interest. No monthly service charges and no minimum balance requirements to waive fees. "New Money" only.
Balance cap $250,000 · No monthly fee · Effective Apr 20, 2026
Rate checked
More details - 3.50%APY$350 a year on $10,000intro rate
Requirements
Product: Domestic personal accounts only (advertised rate applies in Florida). Must be a US citizen or resident alien with valid US TIN. Variable rate account. Must open an account by 10/09/2026 to get the promotional rate. $35 monthly service fee waived by maintaining a $50,000 balance per statement cycle. 6 free withdrawals/transfers per statement cycle ($12 each after). Minimum $100 balance required to earn interest.
Offer: Promotional rate; must open account by 10/09/2026. Stated offer is valid only for Domestic Personal Account customers in Florida. Must be a citizen or resident alien of the US with valid US TIN. Variable rate account. $35 monthly service fee waived with $50,000 balance per statement cycle.
Promotional rate · $35 monthly fee · Effective Sep 10, 2026
Rate checked
More details - BankUnitedPromotional Money Market AccountPromotional Money Market Account · $2,500 min
Bank · 1 branch
3.50%APY$350 a year on $10,000intro rateRequirements
Product: Available to new clients who have never held an account with BankUnited, N.A., or existing clients who deposit new funds not currently on deposit with BankUnited. Monthly maintenance fee waived when minimum daily balance is maintained. After the 6-month promotional period, converts to standard Money Market account at the then-current variable APY.
Offer: Promotional APY applies for the first 6 months on all balances. Monthly maintenance fee waived when required minimum daily balance is maintained. After 6 months, converts to variable rate. Available to new clients or existing clients depositing new funds.
Promotional rate · Effective Jul 14, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000intro rate
Requirements
Product: Available nationwide. Open your account with a deposit of $2,500 or more. Variable rate account. Rate matching available for advertised annual percentage yield (APY) and product of FDIC-insured competitor with retail locations in NY, NJ, and/or Palm Beach County, FL up to 90 days, up to a maximum of 4.50% APY.
Offer: Tier I. Variable rate account.
Promotional rate · 0.00% interest rate · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Connection Plus Savings Balance APY Up to $2,500 0.00% $2,500 – $250,000Your amountTier II. 3.00% $250,000 and upTier III. 3.10% Rate checked
More details - 3.00%APY$300 a year on $10,000
Requirements
Product: Available in select markets/states to applicants with qualifying residential address. Monthly service fee is waived for accounts with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Everyday Benefits tier. Rates apply to ZIP 57108 (OUT pricing region). $4.50 monthly fee waived with $500+ average monthly balance or linked Citi checking account.
2.96% interest rate · $4.50 monthly fee
Rate checked
More details - 2.75%APY$275 a year on $10,000with conditions
Requirements
Product: High-yield savings account. Earn 2.75% APY when qualifying requirements for Boost Checking are met each month (direct deposit/ACH credit of at least $900 into membership account, enrollment in e-statements, and 25 posted debit/credit card transactions under the same membership number). Pays 0.01% APY when requirements are not met. Limit one Boost Savings account per membership. Business accounts do not qualify.
Offer: When all requirements are met in Boost Checking
Qualified rate · No monthly fee
Rate checked
More details - 2.10%APY$210 a year on $10,000
Requirements
Product: Variable rate subject to change at any time. No monthly maintenance fee and no monthly balance requirements.
Offer: Variable rate. No monthly maintenance fee. No ongoing monthly balance requirements.
No monthly fee · Effective Oct 27, 2025
Rate checked
More details - ConnectOne BankConnect Money MarketConnect Money Market · $1,000 min · 2.00%–2.10% by balance
Bank · 1 branch
2.00%APY$200 a year on $10,000Requirements
Product: Avoid the $10 monthly minimum balance fee by maintaining an average daily balance of $5,000 or more.
Offer: Avoid $10 monthly fee with $5,000+ average daily balance.
1.98% interest rate · $10 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Connect Money Market Balance APY Up to $25,000Your amount 2.00% $25,000 and up 2.10% Rate checked
More details - Dort Financial Credit UnionSavings PlusSavings · $0 min · 0.15%–0.80% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: High-yield investment savings account with variable rates. Dividends are credited on the last day of each month. Allows convenient access using Savings Plus checks (up to six clearing per month), phone, online, or in-person. Funds cannot be accessed or withdrawn through ATM. Businesses are ineligible.
0.15% interest rate
Rate by balance
Rate by balance for Savings Plus Balance APY Up to $999 0.15% $1,000 – $9,999 0.30% $10,000 – $49,999Your amount 0.50% $50,000 – $99,999 0.60% $100,000 – $199,999 0.70% $200,000 and up 0.80% Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: Up to three withdrawals per month. Rates and yields depend upon relationship tier. Account rates are variable. Interest compounded quarterly.
Offer: Interest compounded quarterly. Rates and yields depend upon relationship tier. Account rates are variable. Fees may reduce earnings. APY = As High As Annual Percentage Yield.
0.45% interest rate · Compounded quarterly
Rate checked
More details - Dort Financial Credit UnionPlatinum Money MarketPlatinum Money Market · $0 min · 0.30%–3.50% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: No monthly account fees or minimum balance. High-yield variable rates; dividend rates are subject to change. Dividends are credited quarterly and forfeited if account is closed before credit date.
Offer: Tier 1 balance 0 to $49,999. Variable rate subject to change.
0.30% interest rate · No monthly fee
Rate by balance
Rate by balance for Platinum Money Market Balance APY Up to $49,999Your amount 0.30% $50,000 – $99,999 1.25% $100,000 – $249,999 1.75% $250,000 – $499,999 1.90% $500,000 and up 3.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Quarterly dividends; low $25 minimum deposit to open and maintain account; represents share/membership in Guardians Credit Union.
Offer: Interest compounded quarterly; rates and yields depend upon relationship tier; account rates are variable; fees may reduce earnings.
0.30% interest rate · Compounded quarterly
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Quarterly service charge is refunded within 3 business days when linked to Essential Checking account or Advantage Checking account or if the daily balance is at least $250; otherwise a $5 quarterly service charge is applied.
Effective Sep 28, 2026
Rate checked
More details - 0.12%APY$12 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citigold Private Client relationship tier (requires $800,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold Private Client tier.
Qualified rate · 0.12% interest rate · $4.50 monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in West Palm Beach, FL
50 accounts at 17 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 3.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.30%
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Miami, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- American Airlines Federal Credit UnionCredit union · 6 branches
- JM Associates FCUCredit union · 1 branch
- First Choice Credit UnionCredit union · 2 branches