Credit union · NCUA insured
Self-Help Credit Union
Top CarrotA $2.2B credit union, the 247th largest of 4,329, headquartered in Durham, NC, with 100,933 members and 36 branches in 4 states. Best rates: CDs 4.18% and savings 2.12% APY.
Self-Help Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 89% of U.S. banks and credit unions
#8 of 38 in Charlotte, NC-SC metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Self-Help Credit Union
- Headquarters
- 301 W Main St, Durham, NC 27701
- NCUA charter
- 66258
Branches
36 branches in 4 states
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North Carolina
24 branches
Asheville area · 3
- Asheville391 S French Broad Ave, Asheville, NC 28801Directions
- S. Asheville1911 Hendersonville Rd, Asheville, NC 28803Directions
- Hendersonville100 Dana Rd, Hendersonville, NC 28792Directions
Charlotte area · 3
- Charlotte - Beatties Ford Rd431 Beatties Ford Rd, Charlotte, NC 28216Directions
- Charlotte-Providence Rd1065 Providence Rd, Charlotte, NC 28207Directions
- Salisbury2146 Statesville Blvd, Salisbury, NC 28147Directions
Durham area · 2
- Durham, S. Mangum601 S Mangum St, Durham, NC 27701Directions
- Durham-Main St123 W Main St, Durham, NC 27701Directions
Winston-Salem area · 2
- Lexington1891 Brown St, Lexington, NC 27292Directions
- Winston-Salem711 E Salem Ave, Winston-Salem, NC 27101Directions
Hickory area · 2
- Maiden528 E Main St, Maiden, NC 28650Directions
- Morganton204 Carbon City Rd, Morganton, NC 28655Directions
Brevard area · 2
- Brevard40 Forest Gate Dr, Pisgah Forest, NC 28768Directions
- Rosman59 Chestnut St, Suite 1, Rosman, NC 28772Directions
Raleigh area · 2
- Raleigh-Beacon Point1405 Promise Beacon Cir, Raleigh, NC 27610Directions
- Raleigh-Harps Mill Rd7029 Harps Mill Rd, Raleigh, NC 27615Directions
Greensboro area · 1
- Greensboro3400 Battleground Ave, Greensboro, NC 27410Directions
Kinston area · 1
- Kinston1910 W Vernon Ave, Kinston, NC 28504Directions
Laurinburg area · 1
- Laurinburg701 S Main St, Laurinburg, NC 28352Directions
Marion area · 1
- Old Fort217 Catawba Ave, Old Fort, NC 28762Directions
Rocky Mount area · 1
- Rocky Mount3631 Sunset Ave, Rocky Mount, NC 27804Directions
Wilmington area · 1
- Wilmington307 S College Rd, Wilmington, NC 28403Directions
Wilson area · 1
- Wilson2301 Madison Dr W, Wilson, NC 27893Directions
Windsor area · 1
- Windsor302 W Granville St, Windsor, NC 27983Directions
Florida
10 branches
Jacksonville area · 3
- Jacksonville - Kendall Town9580 Hutchinson Park Dr, Jacksonville, FL 32225Directions
- Jacksonville - Lenox3033 Lenox Ave, Jacksonville, FL 32254Directions
- Jacksonville - River City13134 Wolf Bay Dr, Jacksonville, FL 32218Directions
Orlando area · 2
- Apopka667 W Orange Blossom Trl, Apopka, FL 32712Directions
- Winter Park1250 Lee Rd, Winter Park, FL 32789Directions
Gainesville area · 2
- Downtown Gainsville412 E University Ave, Gainesville, FL 32601Directions
- Millhopper4280 NW 16th Blvd, Gainesville, FL 32605Directions
Deltona area · 1
- DeLand1104 S Woodland Blvd, DeLand, FL 32720Directions
Miami area · 1
- Miami Springs101 Curtiss Pkwy, Miami Springs, FL 33166Directions
Tallahassee area · 1
- Tallahassee3515 Maclay Blvd S, Tallahassee, FL 32312Directions
Georgia
1 branch
- Atlanta921 Ralph David Abernathy Blvd SW, Atlanta, GA 30310Directions
Virginia
1 branch
- Galax305 S Railroad Ave, Galax, VA 24333Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 24.51% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 1.97% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.16% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $121 | $88 | — |
- CapitalNet worth ratio24.51%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late1.97%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.16%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$121Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Self-Help Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.