Bank · FDIC insured
Republic Bank Savings Rates
Top CarrotRepublic Bank’s best savings rate is 2.25% APY on $10,000, with its Premium Money Market Account. Rates checked October 22, 2026.
How Republic Bank’s savings rates compare
Compared with banks and credit unions near Louisville/Jefferson County, KY-IN, where Republic Bank has the most branches. $10,000, best rate first.
This bank’s best
Republic Bank
3.75%APY
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000 a year
- $375
Promotional Premium Money Market Account
Top rate
LG&E Co. Credit Union
5.12%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $512
2nd-highest rate
Beacon Community Credit Union
4.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
Republic Bank savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0002.25%
- $100,000 balance$100,0002.50%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Republic Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Promotional Premium Money Market Account
3.75%APY
Requires applicant to be a Tennessee resident and not have a Republic Bank personal Money Market account at opening. Must open or maintain a primary Republic personal checking account and conduct 5 or more qualifying transactions (Direct deposit ACH credit, Bill Pay, POS Debit, ACH Debit) within any one of the first 3 statement cycles following opening; otherwise rate reverts to standard chart. Must be opened with at least $5,000 in funds not currently held on deposit at Republic Bank. A $10 fee applies if balance falls below $5,000 during statement cycle. Interest rate paid on entire balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000 | 0.65% | — | |
| $5,000 – $100,000Promotional rate requires qualifying checking account and transaction criteria. | 3.75% | $375 | Promotional rate requires qualifying checking account and transaction criteria. |
| $100,000 – $7,500,000Promotional rate requires qualifying checking account and transaction criteria. | 3.75% | — | Promotional rate requires qualifying checking account and transaction criteria. |
| Over $7,500,000 | 0.65% | — |
Sources (1)
- republicbank.com/disclosures/p…arket-account-disclosure · captured Oct 5, 2026
Premium Money Market Account
2.25%APY
Must be opened with funds not currently held on deposit at Republic Bank. To avoid a $10 monthly fee, maintain a $5,000 minimum balance each statement cycle. Interest rate paid on entire balance in account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 0.75% | — |
| $5,000 – $100,000 | 2.25% | $225 |
| $100,000 – $7,500,000 | 2.50% | — |
| $7,500,000 and up | 0.75% | — |
Sources (1)
- republicbank.com/disclosures/p…arket-account-disclosure · captured Oct 5, 2026
Advantage Savings
0.10%APY
Keep a $5,000 minimum balance each month to avoid a $10 monthly fee. Unlimited deposits and withdrawals in person or at ITM/ATM.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Keep a $5,000 minimum balance each month to avoid a $10 monthly fee. | 0.10% | — | Keep a $5,000 minimum balance each month to avoid a $10 monthly fee. |
| $5,000 – $25,000Keep a $5,000 minimum balance each month to avoid a $10 monthly fee. | 0.10% | $10 | Keep a $5,000 minimum balance each month to avoid a $10 monthly fee. |
| $25,000 – $100,000Keep a $5,000 minimum balance each month to avoid a $10 monthly fee. | 0.10% | — | Keep a $5,000 minimum balance each month to avoid a $10 monthly fee. |
| $100,000 – $500,000Keep a $5,000 minimum balance each month to avoid a $10 monthly fee. | 0.10% | — | Keep a $5,000 minimum balance each month to avoid a $10 monthly fee. |
| $500,000 and upKeep a $5,000 minimum balance each month to avoid a $10 monthly fee. | 0.10% | — | Keep a $5,000 minimum balance each month to avoid a $10 monthly fee. |
Money Market Account
0.05%APY
To avoid a $5 monthly fee, maintain a $300 minimum balance each statement cycle. Minimum opening deposit of $300 or establish direct deposit.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $25,000 | 0.05% | $5 |
| $10,000 – $25,000 | 0.05% | $5 |
| $25,000 – $250,000 | 0.05% | — |
| $50,000 – $100,000 | 0.05% | — |
| $100,000 – $250,000 | 0.05% | — |
| $250,000 – $750,000 | 0.05% | — |
| $750,000 and up | 0.05% | — |
| $1,000,000 and up | 0.05% | — |
Easy Savings
0.05%APY
Minimum opening deposit $10. No minimum balance required. No monthly fee. Unlimited deposits and withdrawals. Rates may change at any time. APY equals interest rate for all tiers.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100Balances through $99.99. APY equals interest rate. | 0.05% | — | Balances through $99.99. APY equals interest rate. |
| $100 – $50,000Balances $100.00 – $49,999.99. APY equals interest rate. | 0.05% | $5 | Balances $100.00 – $49,999.99. APY equals interest rate. |
| $50,000 and upBalances Over $49,999.99. APY equals interest rate. | 0.05% | — | Balances Over $49,999.99. APY equals interest rate. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.